Financial Statements — AFBI
Balance Sheet
(in millions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 89.35 | 84.85 | 89.67 | 74.70 | 52.30 | 50.40 | 61.40 | 61.50 | 82.89 | 136.89 | 40.51 | 55.40 | 69.90 | 130.91 | 115.72 | 101.40 |
| Net Loans & Leases | 742.87 | 720.98 | 722.59 | 712.52 | 689.17 | 684.13 | 665.90 | 651.80 | 653.89 | 652.19 | -- | -- | -- | -- | -- | -- |
| Total Assets | 924.68 | 925.22 | 933.80 | 912.50 | 878.56 | 873.58 | 869.55 | 855.43 | 876.91 | 932.30 | 776.39 | 766.68 | 760.21 | 789.97 | 786.81 | 797.27 |
| Total Deposits | 734.34 | 739.38 | 749.34 | 730.29 | 683.77 | 689.71 | 687.44 | 709.05 | 731.04 | 750.84 | 646.02 | 626.17 | 628.04 | 615.23 | 611.90 | 635.12 |
| Total Liabilities | 795.21 | 799.82 | 809.70 | 790.22 | 750.19 | 748.52 | 746.25 | 736.96 | 758.97 | 813.99 | 661.17 | 651.31 | 643.85 | 670.26 | 669.17 | 682.01 |
| Retained Earnings | 78.40 | 73.98 | 71.76 | 69.60 | 75.44 | 73.71 | 72.68 | 69.83 | 68.21 | 66.62 | 63.66 | 61.80 | 60.01 | 56.91 | 55.10 | 52.78 |
| Total Stockholder Equity | 129.46 | 125.41 | 124.10 | 122.28 | 128.38 | 125.07 | 123.30 | 118.48 | 117.94 | 118.31 | 115.22 | 115.37 | 116.36 | 119.70 | 117.64 | 115.25 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 12.35 | 13.16 | 12.92 | 12.82 | 12.11 | 12.23 | 12.30 | 12.22 | 11.22 | 11.09 | 11.02 | 10.86 | 9.73 | 8.98 | 8.22 | 7.65 | 7.28 | 7.37 | 7.62 | 8.22 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 4.65 | 4.47 | -- | -- | -- | -- | 1.64 | 0.70 | 0.51 | (0.47) | 0.70 | 0.76 | 0.81 |
| Net Interest Income | 7.57 | 8.25 | 7.77 | 7.78 | 7.34 | 7.44 | 7.41 | 7.57 | 6.75 | 6.71 | 6.90 | 6.69 | 6.90 | 7.34 | 7.53 | 7.14 | 7.75 | 6.66 | 6.86 | 7.41 |
| Provision for Credit Losses | (0.10) | 0.08 | 0.07 | 0.08 | 0.05 | 0.23 | 0.21 | 0.21 | 0.00 | (0.05) | 0.00 | 0.00 | 0.01 | 0.05 | 0.19 | 0.22 | 0.25 | 0.10 | 0.23 | 0.30 |
| Non-interest Income | 0.55 | 0.32 | 0.59 | 0.54 | 0.48 | 0.16 | 0.57 | 0.71 | 0.58 | 0.61 | 0.63 | 0.68 | 0.55 | 0.57 | 0.59 | 0.65 | 0.60 | 0.57 | 0.77 | 0.61 |
| Non-interest Expense | 5.22 | 5.44 | 5.43 | 5.47 | 5.36 | 5.77 | 5.70 | 6.72 | 5.57 | 5.43 | 5.41 | 5.28 | 5.19 | 5.64 | 5.49 | 5.24 | 5.76 | 5.38 | 5.03 | 4.67 |
| Pretax Income | 3.00 | 3.08 | 2.92 | 2.83 | 2.41 | 1.60 | 2.28 | 1.34 | 1.76 | 1.93 | 2.13 | 2.09 | 2.25 | 2.21 | 2.44 | 2.34 | 2.34 | 1.76 | 2.38 | 3.04 |
| Tax Provision | 0.72 | 0.95 | 0.70 | 0.68 | 0.58 | 0.26 | 0.55 | 0.31 | 0.43 | 0.41 | 0.50 | 0.50 | 0.53 | 0.51 | 0.58 | 0.55 | 0.55 | 0.44 | 0.57 | 0.73 |
| Net Income | 2.28 | 2.13 | 2.22 | 2.15 | 1.83 | 1.35 | 1.73 | 1.03 | 1.34 | 1.51 | 1.62 | 1.59 | 1.72 | 1.70 | 1.86 | 1.78 | 1.79 | 1.32 | 1.81 | 2.32 |
| Basic EPS | 0.37 | 0.35 | 0.35 | 0.34 | 0.29 | 0.21 | 0.27 | 0.16 | 0.21 | 0.24 | 0.25 | 0.25 | 0.26 | 0.26 | 0.28 | 0.27 | 0.26 | 0.19 | 0.26 | 0.34 |
| Diluted EPS | 0.36 | 0.34 | 0.34 | 0.33 | 0.28 | 0.21 | 0.26 | 0.16 | 0.20 | 0.23 | 0.25 | 0.24 | 0.26 | 0.26 | 0.27 | 0.27 | 0.26 | 0.18 | 0.26 | 0.34 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 4.40 | 2.26 | 3.69 | 3.78 | 1.92 | 0.87 | 4.09 | 0.62 | 1.22 | 1.81 | 1.73 | 2.33 | 2.00 | (0.65) | 2.35 | 1.96 | 3.91 | (1.30) | 0.67 | 3.82 |
| Capital Expenditures | 0.05 | 0.09 | 0.07 | 0.12 | 0.14 | 0.02 | 0.14 | 0.13 | 0.13 | 0.18 | 0.07 | 0.14 | 0.15 | 0.46 | 0.25 | 0.30 | 0.38 | 0.25 | 0.35 | 0.04 |
| Free Cash Flow* | 4.36 | 2.17 | 3.62 | 3.66 | 1.77 | 0.84 | 3.95 | 0.49 | 1.09 | 1.63 | 1.66 | 2.20 | 1.85 | (1.11) | 2.10 | 1.66 | 3.53 | (1.55) | 0.33 | 3.77 |
| Investing Cash Flow | (8.22) | 12.97 | 3.40 | (6.89) | (10.71) | (1.45) | (3.22) | (13.88) | (14.68) | 1.60 | (0.79) | 0.28 | (29.21) | (26.30) | (26.57) | (23.75) | (17.09) | (17.40) | 11.19 | 23.72 |
| Financing Cash Flow | 39.32 | (46.22) | (11.91) | 18.08 | 42.07 | (10.29) | 1.04 | 2.27 | 24.84 | (14.89) | (22.32) | (56.60) | 137.78 | 12.77 | 9.33 | 7.30 | (28.69) | (0.43) | 3.34 | (13.22) |
* Derived from reported values
