Financial Statements — BAFN
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 |
|---|
| Cash & Equivalents | 0.13 | 0.12 | 0.08 | 0.06 | 0.06 | 0.06 | 0.06 | 0.11 | 0.10 | 0.13 | 0.04 | 0.07 | 0.12 | 0.11 |
| Total Assets | 1.20 | 1.35 | 1.34 | 1.29 | 1.25 | 1.22 | 1.14 | 1.13 | 1.09 | 1.07 | 0.93 | 0.92 | 0.89 | 0.94 |
| Total Deposits | 1.09 | 1.17 | 1.16 | 1.13 | 1.11 | 1.04 | 1.01 | 1.02 | 0.94 | 0.93 | 0.79 | 0.77 | 0.77 | 0.68 |
| Total Liabilities | 1.11 | 1.26 | 1.24 | 1.18 | 1.14 | 1.12 | 1.04 | 1.04 | 1.00 | 0.98 | 0.84 | 0.83 | 0.79 | 0.85 |
| Retained Earnings | 0.01 | 0.02 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 |
| Total Stockholder Equity | 0.08 | 0.09 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 10.45 | 9.98 | 9.23 | 7.68 | 5.20 | 3.95 | 2.11 | 1.17 | 1.33 | 1.42 | 1.53 |
| Net Interest Income | 9.45 | 11.16 | 11.28 | 12.35 | 11.00 | 10.65 | 9.45 | 9.18 | 8.74 | 8.88 | 8.39 | 10.11 | 9.05 | 6.97 | 9.17 | 7.45 | 6.41 | 6.69 | 8.02 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.25 | (2.40) | (2.50) | (3.00) |
| Non-interest Income | 0.88 | (0.10) | (1.05) | 10.80 | 8.75 | 22.28 | 12.27 | 11.65 | 14.27 | 14.69 | 14.68 | 10.94 | 9.45 | (15.02) | 9.80 | 17.90 | 18.87 | 24.21 | 21.99 |
| Non-interest Expense | 14.89 | 11.87 | 25.22 | 17.53 | 15.81 | 15.34 | 17.06 | 16.61 | 17.77 | 18.47 | 17.43 | 16.40 | 15.41 | (12.27) | 14.16 | 25.68 | 27.65 | 30.22 | 31.23 |
| Pretax Income | (7.63) | (2.82) | (25.90) | (1.65) | (0.46) | 13.05 | 1.54 | 1.23 | 1.18 | 2.37 | 2.64 | 1.88 | 1.15 | 3.52 | 4.07 | (0.57) | 0.03 | 3.18 | 1.78 |
| Tax Provision | (1.95) | (0.36) | (6.99) | (0.41) | (0.13) | 3.27 | 0.40 | 0.35 | 0.30 | 0.70 | 0.67 | 0.46 | 0.28 | 0.85 | 0.98 | (0.29) | 0.01 | 0.37 | 0.50 |
| Net Income | (5.68) | (2.46) | (18.90) | (1.24) | (0.33) | 9.78 | 1.14 | 0.87 | 0.82 | 1.66 | 1.92 | 1.39 | 0.74 | 1.32 | (1.40) | (0.28) | 0.01 | 2.81 | 1.28 |
| Basic EPS | (1.48) | (0.71) | (4.66) | (0.39) | (0.17) | 2.27 | 0.18 | 0.12 | 0.11 | 0.32 | 0.42 | 0.29 | 0.13 | 0.28 | (0.40) | (0.12) | (0.05) | 0.61 | 0.27 |
| Diluted EPS | (1.48) | (0.71) | (4.66) | (0.39) | (0.17) | 2.21 | 0.18 | 0.12 | 0.11 | 0.29 | 0.41 | 0.29 | 0.13 | 0.30 | (0.35) | (0.12) | (0.05) | 0.61 | 0.26 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | (3.21) | 100.53 | 47.31 | 63.29 | 74.16 | 97.46 | 90.78 | 78.75 | 123.54 | 127.25 | 135.06 | 127.27 | 65.21 | 156.81 | 129.77 | 47.91 | 105.76 | (27.47) | 128.69 |
| Capital Expenditures | 0.01 | 0.02 | 0.01 | 0.19 | 0.07 | (0.02) | 0.32 | 0.39 | 1.00 | 1.38 | 0.46 | 2.87 | 2.87 | 3.13 | 2.10 | 0.98 | 1.86 | 5.50 | 7.79 |
| Free Cash Flow* | (3.21) | 100.51 | 47.30 | 63.10 | 74.09 | 97.48 | 90.47 | 78.36 | 122.53 | 125.87 | 134.60 | 124.41 | 62.33 | 153.69 | 127.67 | 46.94 | 103.90 | (32.98) | 120.89 |
| Investing Cash Flow | 28.85 | 25.57 | (24.00) | (103.84) | (92.66) | (104.35) | (111.14) | (149.72) | (150.71) | (162.72) | (170.45) | (171.20) | (136.89) | (133.10) | (169.19) | (136.82) | (71.49) | 59.36 | 542.50 |
| Financing Cash Flow | (98.16) | (37.67) | 17.95 | 54.70 | 3.87 | 20.30 | 23.97 | 74.24 | 26.30 | (18.70) | 44.24 | 15.97 | 137.31 | 5.83 | 7.99 | 34.74 | (21.89) | (29.18) | (619.54) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.00 | 0.00 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 | 0.08 | 0.07 | 0.07 |
