Financial Statements — BANFP
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Net Loans & Leases | 8.48 | 8.18 | 8.02 | 7.99 | 8.08 | 7.95 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 15.12 | 14.20 | 14.05 | 14.04 | 13.31 | 12.74 | 12.60 | 12.11 | 12.02 | 12.33 | 12.45 | 12.53 | 12.62 | 11.30 | 11.02 | 10.55 |
| Total Deposits | 12.90 | 12.12 | 12.06 | 12.13 | 11.47 | 11.02 | 10.91 | 10.53 | 10.48 | 10.61 | 11.06 | 11.14 | 11.25 | 9.99 | 9.73 | 9.37 |
| Total Liabilities | 13.21 | 12.42 | 12.32 | 12.37 | 11.73 | 11.22 | 11.13 | 10.74 | 10.68 | 11.02 | 11.26 | 11.34 | 11.46 | 10.16 | 9.88 | 9.45 |
| Retained Earnings | 1.66 | 1.57 | 1.52 | 1.47 | 1.39 | 1.35 | 1.31 | 1.24 | 1.21 | 1.16 | 1.08 | 1.03 | 1.00 | 0.95 | 0.94 | 0.90 |
| Total Stockholder Equity | 1.90 | 1.78 | 1.73 | 1.67 | 1.58 | 1.51 | 1.47 | 1.37 | 1.34 | 1.31 | 1.20 | 1.19 | 1.17 | 1.15 | 1.13 | 1.09 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 190.18 | 194.96 | 194.39 | 188.43 | 182.48 | 186.38 | 187.65 | 178.47 | 171.64 | 167.45 | 160.23 | 150.82 | 145.45 | 135.79 | 114.01 | 91.50 | 78.52 | 78.85 | 83.21 | 84.94 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 68.57 | 65.54 | 62.38 | 55.92 | 44.89 | 36.29 | 25.44 | 13.07 | 4.63 | 3.01 | 2.95 | 3.02 | 2.58 |
| Net Interest Income | 127.61 | 127.67 | 125.62 | 121.26 | 115.95 | 115.92 | 114.96 | 109.90 | 106.10 | 105.07 | 104.31 | 105.93 | 109.16 | 110.35 | 100.95 | 86.87 | 75.51 | 75.90 | 80.19 | 82.36 |
| Provision for Credit Losses | 2.14 | (1.74) | 4.44 | 1.39 | 1.59 | (1.40) | 3.03 | 3.36 | 4.01 | 0.00 | 2.31 | 2.82 | 2.32 | 3.78 | 2.86 | 0.50 | 2.94 | (0.22) | 1.48 | (9.95) |
| Non-interest Income | 51.39 | 53.33 | 49.87 | 48.05 | 48.89 | 47.02 | 48.71 | 43.94 | 44.90 | 45.16 | 44.45 | 47.97 | 47.83 | 48.17 | 49.33 | 42.60 | 43.65 | 45.69 | 39.79 | 44.62 |
| Non-interest Expense | 96.79 | 107.39 | 92.07 | 88.20 | 92.18 | 92.34 | 86.73 | 85.32 | 82.78 | 89.82 | 81.22 | 81.11 | 80.32 | 84.61 | 79.08 | 73.72 | 72.51 | 76.78 | 70.21 | 74.02 |
| Pretax Income | 80.06 | 75.35 | 78.97 | 79.72 | 71.08 | 72.00 | 73.90 | 65.17 | 64.21 | 60.41 | 65.23 | 69.97 | 74.35 | 70.14 | 68.34 | 55.25 | 43.71 | 45.03 | 48.28 | 62.91 |
| Tax Provision | 17.07 | 15.85 | 16.32 | 17.37 | 14.97 | 15.53 | 15.00 | 14.53 | 13.88 | 11.47 | 14.24 | 14.96 | 16.81 | 13.01 | 12.99 | 10.54 | 7.79 | 6.87 | 9.53 | 14.72 |
| Net Income | 63.00 | 59.50 | 62.65 | 62.35 | 56.11 | 56.48 | 58.90 | 50.64 | 50.33 | 48.93 | 50.99 | 55.01 | 57.53 | 57.13 | 55.35 | 44.71 | 35.92 | 38.17 | 38.75 | 48.19 |
| Basic EPS | 1.88 | 1.78 | 1.88 | 1.87 | 1.69 | 1.71 | 1.78 | 1.53 | 1.53 | 1.48 | 1.55 | 1.67 | 1.75 | 1.74 | 1.69 | 1.36 | 1.10 | 1.17 | 1.18 | 1.47 |
| Diluted EPS | 1.85 | 1.75 | 1.85 | 1.85 | 1.66 | 1.68 | 1.75 | 1.51 | 1.50 | 1.46 | 1.52 | 1.64 | 1.72 | 1.70 | 1.65 | 1.34 | 1.08 | 1.15 | 1.16 | 1.45 |
Cash Flow Statement
(in billions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 0.08 | 0.05 | 0.08 | 0.08 | 0.08 | 0.02 | 0.08 | 0.10 | 0.07 | 0.04 | 0.06 | 0.06 | 0.07 | 0.05 | 0.06 | 0.06 | 0.06 | 0.03 | 0.03 | 0.07 |
| Capital Expenditures | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Free Cash Flow* | 0.07 | 0.04 | 0.06 | 0.06 | 0.07 | 0.00 | 0.07 | 0.09 | 0.06 | 0.04 | 0.06 | 0.05 | 0.06 | 0.04 | 0.06 | 0.05 | 0.06 | 0.02 | 0.02 | 0.06 |
| Investing Cash Flow | -0.00 | 0.12 | (0.07) | 0.02 | (0.05) | 0.32 | (0.03) | (0.22) | (0.14) | (0.13) | (0.17) | (0.14) | (0.23) | (0.11) | (0.51) | (0.15) | (0.75) | (0.17) | 0.20 | 0.37 |
| Financing Cash Flow | 0.21 | 0.18 | 0.06 | (0.08) | 0.39 | 0.23 | 0.45 | 0.09 | 0.20 | 0.15 | 0.03 | (0.35) | (0.17) | (0.10) | (0.09) | (0.12) | 2.72 | (1.91) | 0.24 | 0.15 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 |
|---|
| Dividends Per Share | 0.49 | 0.49 | 0.49 | 0.46 | 0.46 | 0.43 | 0.43 |
