Financial Statements — BCAL
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Cash & Equivalents | 0.41 | 0.56 | 0.43 | 0.44 | 0.61 | 0.10 | 0.09 | 0.10 | 0.10 | 0.10 |
| Total Assets | 4.05 | 4.10 | 3.95 | 3.98 | 4.36 | 2.29 | 2.29 | 2.31 | 2.31 | 2.29 |
| Total Deposits | 3.39 | 3.46 | 3.31 | 3.34 | 3.74 | 1.94 | 1.93 | 1.98 | 1.98 | 1.99 |
| Long-term Debt | 0.03 | 0.03 | 0.05 | 0.07 | 0.07 | 0.04 | 0.04 | 0.03 | 0.03 | 0.02 |
| Total Liabilities | 3.47 | 3.54 | 3.41 | 3.45 | 3.86 | 2.00 | 2.00 | 2.04 | 2.04 | 2.02 |
| Retained Earnings | 0.15 | 0.12 | 0.11 | 0.09 | 0.06 | 0.08 | 0.08 | 0.07 | 0.06 | 0.05 |
| Total Stockholder Equity | 0.58 | 0.56 | 0.55 | 0.53 | 0.50 | 0.29 | 0.29 | 0.28 | 0.27 | 0.27 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Interest & Dividend Income | 53.79 | 56.18 | 57.19 | 55.79 | 56.83 | 62.56 | 54.13 | 31.85 | 31.26 | 32.57 | 31.48 | 30.26 | 29.21 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 10.77 | 10.01 | 8.22 | 6.83 | 4.32 |
| Net Interest Income | 42.08 | 42.91 | 42.52 | 41.42 | 42.26 | 44.54 | 36.94 | 21.01 | 20.49 | 22.56 | 23.26 | 23.43 | 24.89 |
| Non-interest Income | 2.14 | 3.00 | 2.67 | 2.86 | 2.57 | 1.00 | 1.17 | 1.17 | 1.41 | (0.10) | 0.82 | 1.10 | 1.57 |
| Non-interest Expense | 25.51 | 27.91 | 23.38 | 24.83 | 24.92 | 26.13 | 37.68 | 19.01 | 14.98 | 15.34 | 14.78 | 14.61 | 15.02 |
| Pretax Income | 19.09 | 22.39 | 21.82 | 20.07 | 23.68 | 23.26 | (22.53) | 0.28 | 7.26 | 6.29 | 9.39 | 9.93 | 11.24 |
| Tax Provision | 5.30 | 5.97 | 6.13 | 5.98 | 6.82 | 6.48 | (6.06) | 0.09 | 2.32 | 1.88 | 2.84 | 3.21 | 3.02 |
| Net Income | 13.79 | 16.42 | 15.68 | 14.10 | 16.85 | 16.77 | (16.46) | 0.19 | 4.93 | 4.41 | 6.56 | 6.72 | 8.22 |
| Basic EPS | 0.43 | 0.52 | 0.48 | 0.43 | 0.52 | 0.53 | (0.59) | 0.01 | 0.27 | 0.23 | 0.36 | 0.37 | 0.46 |
| Diluted EPS | 0.42 | 0.50 | 0.48 | 0.43 | 0.52 | 0.54 | (0.59) | 0.01 | 0.26 | 0.24 | 0.35 | 0.36 | 0.44 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Operating Cash Flow | 8.54 | 20.91 | 15.98 | 13.42 | 6.98 | 23.63 | 18.30 | 0.31 | 8.05 | (8.44) | 11.12 | 12.15 | 18.27 |
| Capital Expenditures | 0.24 | 0.10 | 0.11 | 0.03 | 0.11 | 0.14 | 0.18 | 0.14 | 0.09 | 0.06 | (0.04) | 0.20 | 0.08 |
| Free Cash Flow* | 8.30 | 20.81 | 15.87 | 13.39 | 6.88 | 23.49 | 18.12 | 0.17 | 7.96 | (8.50) | 11.16 | 11.95 | 18.19 |
| Investing Cash Flow | (8.46) | (84.78) | (12.59) | 25.79 | 101.34 | 92.94 | 354.52 | 14.69 | 62.52 | (36.23) | (16.50) | (19.66) | (6.53) |
| Financing Cash Flow | 11.15 | (95.43) | 125.69 | (48.31) | (57.24) | (342.83) | 136.88 | 3.20 | (70.82) | 36.34 | (4.12) | 10.00 | 3.63 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 |
|---|
| Dividends Per Share | 0.10 |
