Financial Statements — BCML
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.31 | 0.23 | 0.29 | 0.26 | 0.30 | 0.39 | 0.35 | 0.30 | 0.25 | 0.20 | 0.22 | 0.35 | 0.43 | 0.44 | 0.47 | 0.46 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.98 | 1.99 | 1.99 | 1.62 | 1.58 | 1.57 |
| Total Assets | 2.65 | 2.60 | 2.62 | 2.56 | 2.56 | 2.59 | 2.56 | 2.57 | 2.57 | 2.55 | 2.53 | 2.68 | 2.76 | 2.36 | 2.33 | 2.29 |
| Total Deposits | 2.27 | 2.23 | 2.19 | 2.13 | 2.14 | 2.18 | 2.14 | 2.16 | 2.15 | 2.13 | 2.12 | 2.25 | 2.33 | 2.01 | 1.98 | 1.93 |
| Total Liabilities | 2.30 | 2.27 | 2.29 | 2.23 | 2.24 | 2.28 | 2.25 | 2.27 | 2.26 | 2.23 | 2.22 | 2.36 | 2.43 | 2.11 | 2.08 | 2.03 |
| Retained Earnings | 0.18 | 0.18 | 0.17 | 0.17 | 0.16 | 0.16 | 0.15 | 0.14 | 0.14 | 0.13 | 0.12 | 0.11 | 0.11 | 0.10 | 0.09 | 0.09 |
| Total Stockholder Equity | 0.34 | 0.33 | 0.33 | 0.33 | 0.32 | 0.32 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.32 | 0.32 | 0.26 | 0.25 | 0.25 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 34.55 | 34.34 | 34.95 | 33.45 | 32.65 | 34.13 | 33.43 | 32.41 | 31.74 | 32.19 | 32.83 | 31.26 | 30.06 | 29.50 | 27.14 | 25.62 | 24.81 | 21.38 | 19.96 | 19.99 |
| Interest Expense | -- | -- | -- | -- | 9.77 | 10.56 | 10.56 | 10.11 | 9.34 | 8.66 | 8.02 | 6.98 | 4.80 | 3.04 | 2.41 | 2.45 | 2.45 | 2.18 | 2.22 | 2.21 |
| Net Interest Income | 25.20 | 25.01 | 23.41 | 23.16 | 22.88 | 23.57 | 22.87 | 22.30 | 22.41 | 23.53 | 24.81 | 24.28 | 25.26 | 26.47 | 24.73 | 23.17 | 22.35 | 19.20 | 17.74 | 17.78 |
| Provision for Credit Losses | (0.67) | 0.25 | 2.97 | 0.20 | 0.64 | (0.40) | 0.72 | (1.24) | 0.25 | 2.33 | 0.67 | (1.26) | 0.28 | 0.62 | 1.19 | 2.62 | 0.01 | 0.50 | 0.48 | (0.51) |
| Non-interest Income | 1.55 | 0.89 | 2.25 | 1.51 | 1.44 | 0.09 | 2.75 | 1.48 | 2.06 | 2.68 | 1.65 | 1.09 | 1.56 | 0.91 | 2.38 | 0.18 | 2.63 | 2.57 | 4.01 | 2.45 |
| Non-interest Expense | 16.51 | 16.17 | 15.95 | 15.75 | 15.99 | 15.98 | 16.07 | 16.01 | 16.07 | 15.07 | 16.52 | 16.56 | 16.53 | 16.31 | 16.10 | 15.21 | 18.32 | 13.76 | 13.88 | 13.41 |
| Pretax Income | 10.91 | 9.47 | 6.74 | 8.72 | 7.69 | 8.09 | 8.29 | 7.60 | 8.15 | 8.80 | 9.27 | 10.07 | 10.01 | 10.45 | 9.82 | 5.51 | 6.66 | 7.52 | 7.39 | 7.33 |
| Tax Provision | 2.73 | 2.62 | 1.73 | 2.35 | 1.99 | 1.97 | 2.27 | 2.00 | 2.27 | 2.41 | 2.64 | 2.86 | 2.82 | 2.83 | 2.85 | 1.61 | 1.43 | 2.08 | 1.98 | 2.03 |
| Net Income | 8.18 | 6.86 | 5.01 | 6.36 | 5.70 | 6.12 | 6.02 | 5.60 | 5.88 | 6.40 | 6.63 | 7.21 | 7.19 | 7.62 | 6.97 | 3.91 | 5.23 | 5.44 | 5.41 | 5.31 |
| Basic EPS | 0.75 | 0.63 | 0.46 | 0.58 | 0.51 | 0.55 | 0.54 | 0.50 | 0.51 | 0.57 | 0.56 | 0.59 | 0.57 | 0.63 | 0.52 | 0.29 | 0.41 | 0.50 | 0.51 | 0.49 |
| Diluted EPS | 0.75 | 0.63 | 0.46 | 0.58 | 0.51 | 0.55 | 0.54 | 0.50 | 0.51 | 0.57 | 0.56 | 0.59 | 0.57 | 0.63 | 0.52 | 0.29 | 0.41 | 0.50 | 0.51 | 0.49 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 6.99 | 8.84 | 7.35 | 6.37 | 9.28 | 7.99 | 9.62 | 7.67 | 5.08 | 8.41 | 2.60 | 12.25 | 7.54 | 15.86 | 12.94 | 7.97 | 2.85 | 5.04 | (3.08) | 7.82 |
| Capital Expenditures | 0.30 | (0.26) | 1.12 | 0.75 | 0.14 | 0.06 | 0.26 | 0.25 | 1.14 | 1.42 | 0.53 | 0.02 | 0.15 | 0.24 | 0.27 | 0.17 | 0.17 | 0.22 | 1.09 | 0.31 |
| Free Cash Flow* | 6.69 | 9.10 | 6.23 | 5.62 | 9.14 | 7.93 | 9.36 | 7.42 | 3.94 | 6.99 | 2.07 | 12.22 | 7.40 | 15.62 | 12.67 | 7.80 | 2.67 | 4.82 | (4.17) | 7.52 |
| Investing Cash Flow | 47.01 | (12.81) | (44.15) | (25.22) | (8.61) | (42.83) | (58.77) | 8.39 | 31.02 | 27.51 | 42.47 | 31.47 | (21.04) | (28.68) | 5.79 | (0.64) | 77.46 | (47.20) | (50.24) | (33.30) |
| Financing Cash Flow | 45.39 | (17.95) | (26.38) | 53.92 | (108.15) | 97.59 | (40.77) | 26.82 | 4.69 | (30.31) | 6.66 | 8.95 | 34.22 | (35.04) | (148.57) | (80.01) | (32.80) | (22.60) | 29.09 | 36.44 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Dividends Per Share | 0.30 | 0.30 | 0.25 | 0.20 | 0.15 | 0.15 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | (0.10) | 0.05 | 0.05 | 0.05 |