Financial Statements — BHRB
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Cash & Equivalents | 0.07 | 0.13 | 0.33 | 0.15 | 0.29 | 0.21 | 0.05 | 0.04 | 0.08 | 0.12 |
| Total Assets | 7.93 | 7.89 | 8.05 | 7.84 | 7.86 | 7.81 | 3.70 | 3.59 | 3.57 | 3.67 |
| Total Deposits | 6.33 | 6.41 | 6.39 | 6.54 | 6.60 | 6.64 | 2.99 | 2.99 | 3.01 | 3.03 |
| Total Liabilities | 7.06 | 7.07 | 7.27 | 7.08 | 7.13 | 7.12 | 3.38 | 3.31 | 3.28 | 3.38 |
| Retained Earnings | 0.54 | 0.50 | 0.47 | 0.45 | 0.42 | 0.40 | 0.43 | 0.43 | 0.43 | 0.42 |
| Total Stockholder Equity | 0.86 | 0.82 | 0.78 | 0.76 | 0.74 | 0.69 | 0.32 | 0.27 | 0.29 | 0.29 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 16.61 | 15.88 | 14.38 | 13.32 | 9.55 |
| Net Interest Income | 71.84 | 74.92 | 73.77 | 74.23 | 72.99 | 70.71 | 73.18 | 59.77 | 22.13 | 22.30 | 22.89 | 23.79 | 24.77 |
| Provision for Credit Losses | 0.21 | -- | 0.57 | 0.72 | 0.90 | -- | 0.09 | 20.10 | (0.67) | (0.80) | -- | -- | -- |
| Non-interest Income | 12.85 | 11.63 | 11.59 | 12.88 | 10.02 | 11.79 | 10.62 | 9.51 | 4.25 | 4.82 | 4.29 | 4.63 | 4.21 |
| Non-interest Expense | 51.38 | 48.50 | 48.09 | 49.31 | 49.66 | 61.41 | 50.83 | 64.43 | 21.17 | 22.30 | 22.42 | 21.35 | 20.36 |
| Pretax Income | 33.30 | 37.91 | 37.00 | 37.18 | 32.85 | 20.26 | 32.82 | (19.07) | 5.89 | 5.58 | 4.52 | 6.86 | 8.11 |
| Tax Provision | 5.95 | 7.67 | 7.04 | 7.28 | 5.64 | 0.47 | 5.20 | (2.15) | 0.68 | 0.50 | 0.46 | 0.82 | 0.58 |
| Net Income | 27.35 | 30.24 | 29.96 | 29.90 | 27.20 | 19.79 | 27.62 | (16.92) | 5.21 | 5.08 | 4.06 | 6.03 | 7.52 |
| Basic EPS | 1.80 | 2.00 | 1.98 | 1.98 | 1.80 | 1.71 | 1.83 | (1.41) | 0.70 | 0.68 | 0.55 | 0.81 | 1.01 |
| Diluted EPS | 1.79 | 1.98 | 1.97 | 1.97 | 1.80 | 1.72 | 1.82 | (1.41) | 0.69 | 0.67 | 0.55 | 0.80 | 1.00 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Operating Cash Flow | 26.50 | 30.94 | 39.30 | 0.04 | 37.65 | 76.88 | 21.19 | (19.36) | 7.09 | 10.17 | 9.47 | 11.94 | 10.93 |
| Capital Expenditures | 1.87 | 2.63 | 3.87 | 3.43 | 1.78 | 0.29 | 1.75 | 1.02 | 1.50 | 7.86 | 2.03 | 1.70 | 2.67 |
| Free Cash Flow* | 24.63 | 28.32 | 35.43 | (3.38) | 35.87 | 76.59 | 19.44 | (20.38) | 5.59 | 2.32 | 7.44 | 10.24 | 8.26 |
| Investing Cash Flow | (240.98) | 143.11 | (15.40) | (13.59) | 22.61 | (79.10) | 63.60 | 209.67 | (70.62) | 6.92 | (74.77) | 55.69 | (31.00) |
| Financing Cash Flow | (5.06) | (16.64) | (217.33) | 189.85 | (46.72) | (154.24) | (4.95) | (32.46) | 73.11 | (14.46) | 26.37 | (103.76) | 86.72 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2024 |
|---|
| Dividends Per Share | 0.53 |
