Financial Statements — BMRC
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.24 | 0.22 | 0.23 | 0.26 | 0.23 | 0.23 | 0.04 | 0.12 | 0.04 | 0.04 | 0.19 | 0.12 | 0.17 | 0.58 | 0.26 | 0.14 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.14 | 2.14 | 2.18 | 2.29 | 1.98 | 2.10 |
| Total Assets | 3.91 | 3.87 | 3.73 | 3.78 | 3.79 | 3.69 | 3.77 | 4.04 | 4.09 | 4.14 | 4.35 | 4.33 | 4.33 | 4.26 | 3.07 | 3.06 |
| Total Deposits | 3.43 | 3.38 | 3.25 | 3.30 | 3.31 | 3.21 | 3.28 | 3.44 | 3.33 | 3.25 | 3.90 | 3.83 | 3.86 | 3.73 | 2.68 | 2.66 |
| Total Liabilities | 3.52 | 3.43 | 3.29 | 3.34 | 3.36 | 3.26 | 3.33 | 3.62 | 3.67 | 3.71 | 3.95 | 3.92 | 3.91 | 3.80 | 2.73 | 2.71 |
| Retained Earnings | 0.20 | 0.24 | 0.24 | 0.25 | 0.25 | 0.25 | 0.27 | 0.28 | 0.28 | 0.28 | 0.26 | 0.25 | 0.25 | 0.23 | 0.23 | 0.23 |
| Total Stockholder Equity | 0.39 | 0.44 | 0.44 | 0.44 | 0.44 | 0.43 | 0.44 | 0.42 | 0.42 | 0.43 | 0.40 | 0.41 | 0.42 | 0.46 | 0.35 | 0.35 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest & Dividend Income | 42.80 | 39.07 | 36.29 | 35.24 | 36.32 | 34.33 | 34.15 | 35.10 | 34.62 | 34.35 | 33.58 | 31.79 | 30.48 | -- | 28.29 | 24.99 | 23.83 |
| Interest Expense | -- | -- | -- | -- | -- | 11.87 | 11.45 | 10.64 | 10.49 | 4.45 | 0.55 | 0.59 | 0.58 | -- | 0.54 | 0.45 | 1.80 |
| Net Interest Income | 30.30 | 28.19 | 25.91 | 24.95 | 24.27 | 22.47 | 22.69 | 24.47 | 24.13 | 29.90 | 33.03 | 31.20 | 29.90 | -- | 27.75 | 24.53 | 22.03 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | (0.48) | 0.60 | 1.80 | (0.92) | (2.93) |
| Non-interest Income | 3.83 | 2.75 | (15.62) | 2.87 | 2.89 | (29.75) | 2.75 | 2.60 | 2.74 | 2.94 | 2.72 | 2.73 | 2.87 | -- | 3.57 | 2.02 | 1.83 |
| Non-interest Expense | 22.54 | 21.33 | 21.49 | 21.26 | 20.42 | 21.89 | 21.17 | 19.75 | 20.67 | 19.78 | 18.68 | 18.91 | 19.38 | -- | 22.69 | 15.56 | 14.82 |
| Pretax Income | 11.60 | 9.61 | (11.20) | 6.48 | 6.97 | (34.38) | 3.93 | 6.90 | 5.87 | 12.88 | 16.65 | 15.02 | 14.19 | 11.10 | 6.83 | 12.53 | 11.96 |
| Tax Provision | 3.09 | 2.08 | (2.66) | 1.61 | 2.40 | (12.48) | 1.01 | 1.60 | 1.32 | 3.44 | 4.48 | 3.95 | 3.73 | -- | 1.55 | 3.25 | 3.02 |
| Net Income | 8.51 | 7.53 | (8.54) | 4.88 | 4.57 | (21.90) | 2.92 | 5.30 | 4.55 | 9.44 | 12.17 | 11.07 | 10.47 | -- | 5.28 | 9.29 | 8.95 |
| Basic EPS | 0.53 | 0.47 | (0.53) | 0.31 | 0.28 | (1.36) | 0.18 | 0.33 | 0.28 | 0.59 | 0.76 | 0.70 | 0.66 | -- | 0.35 | 0.71 | 0.67 |
| Diluted EPS | 0.53 | 0.47 | (0.53) | 0.30 | 0.28 | (1.36) | 0.18 | 0.33 | 0.28 | 0.59 | 0.76 | 0.69 | 0.66 | -- | 0.35 | 0.71 | 0.66 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 1.09 | 13.62 | 12.48 | 8.04 | 4.94 | 10.71 | 9.88 | 3.45 | 4.33 | 0.79 | 13.37 | 8.05 | 13.44 | 16.33 | 19.34 | 8.13 | 11.48 | 12.93 | 12.56 | 7.33 |
| Capital Expenditures | 0.16 | 0.13 | 0.41 | 0.97 | 0.31 | 0.16 | 0.11 | 0.09 | 0.16 | 0.01 | (0.09) | 0.39 | 1.44 | 1.50 | 0.41 | 0.22 | 0.13 | -- | 0.07 | 0.62 |
| Free Cash Flow* | 0.92 | 13.49 | 12.07 | 7.07 | 4.62 | 10.55 | 9.77 | 3.36 | 4.17 | 0.78 | 13.46 | 7.67 | 12.01 | 14.82 | 18.93 | 7.91 | 11.35 | -- | 12.49 | 6.71 |
| Investing Cash Flow | 1.86 | (81.57) | (154.39) | 24.09 | 39.88 | (9.28) | (99.25) | 266.08 | 37.63 | 158.21 | 127.88 | 36.23 | 12.37 | 64.93 | (17.73) | (28.68) | (236.62) | (321.74) | 93.24 | 93.61 |
| Financing Cash Flow | 8.39 | 73.92 | 132.38 | (63.19) | 77.81 | (93.30) | 87.14 | (74.42) | (36.10) | (251.67) | (57.78) | (42.62) | (33.25) | (221.39) | 68.04 | (34.44) | 48.40 | 71.72 | 221.40 | 13.78 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.24 | 0.24 | 0.24 | 0.24 | 0.23 |
