BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

State Commercial Banks

Latest Price

$27.04

TTM P/E

11.22

Normalized P/E

14.38

Div Yield

1.48%

Book Value

17.89

P/B Ratio

1.51

Valuation metrics

EPS: $1.99

Target P/E: 14×

Formula: EPS × P/E

P/E Fair Value

$27.86

+3% upside

29.7% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
Fourthstone LLC	385.5K	$7.0M	8.48%	+63.6K	2026-03-31
PETTYJOHN, WOOD & WHITE, INC	224.3K	$4.0M	4.94%	-27.1K	2026-03-31
VANGUARD CAPITAL MANAGEMENT LLC	159.8K	$3.0M	3.52%	--	2026-03-31
Daytona Street Capital LLC	157.1K	$3.0M	3.46%	-743	2026-03-31
CAPTRUST FINANCIAL ADVISORS	147.3K	$3.0M	3.24%	+5.4K	2026-03-31
BRIDGEWAY CAPITAL MANAGEMENT, LLC	36.2K	--	0.80%	--	2026-03-31
GEODE CAPITAL MANAGEMENT, LLC	35.5K	--	0.78%	-5.2K	2026-03-31
DIMENSIONAL FUND ADVISORS LP	33.5K	--	0.74%	+731	2026-03-31
Krilogy Financial LLC	28.9K	--	0.64%	-2.0K	2026-03-31
VANGUARD FIDUCIARY TRUST CO	25.8K	--	0.57%	--	2026-03-31