Financial Statements — BSVN
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.25 | 0.24 | 0.22 | 0.24 | 0.19 | 0.21 | 0.19 | 0.17 | 0.20 | 0.18 | 0.15 | 0.12 | 0.13 | 0.21 | 0.19 | 0.17 |
| Net Loans & Leases | 1.57 | 1.51 | 1.48 | 1.41 | 1.42 | 1.33 | 1.35 | 1.37 | 1.26 | 1.26 | 1.22 | 1.14 | 1.05 | 0.92 | 0.92 | -- |
| Total Assets | 1.95 | 1.89 | 1.84 | 1.79 | 1.74 | 1.68 | 1.77 | 1.77 | 1.68 | 1.66 | 1.58 | 1.49 | 1.42 | 1.15 | 1.13 | 1.05 |
| Total Deposits | 1.67 | 1.64 | 1.59 | 1.55 | 1.52 | 1.48 | 1.58 | 1.59 | 1.51 | 1.49 | 1.44 | 1.35 | 1.28 | 1.02 | 1.01 | 0.93 |
| Total Liabilities | 1.69 | 1.65 | 1.60 | 1.56 | 1.54 | 1.49 | 1.59 | 1.60 | 1.52 | 1.51 | 1.45 | 1.36 | 1.29 | 1.02 | 1.02 | 0.93 |
| Retained Earnings | 0.16 | 0.14 | 0.13 | 0.12 | 0.11 | 0.10 | 0.09 | 0.08 | 0.07 | 0.07 | 0.05 | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 |
| Total Stockholder Equity | 0.26 | 0.24 | 0.23 | 0.22 | 0.20 | 0.19 | 0.18 | 0.17 | 0.16 | 0.15 | 0.14 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 33.78 | 32.82 | 33.72 | 31.78 | 30.44 | 32.33 | 33.49 | 32.44 | 33.29 | 32.40 | 31.72 | 30.04 | 27.38 | 25.46 | 21.69 | 16.67 | 14.93 | 14.66 | 14.01 | 14.44 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 11.28 | 11.10 | 10.98 | 9.54 | 7.37 | 5.08 | 2.65 | 0.88 | 0.72 | 0.68 | 0.73 | 0.77 |
| Net Interest Income | 24.19 | 22.27 | 23.03 | 21.74 | 20.84 | 21.74 | 21.22 | 21.23 | 22.01 | 21.30 | 20.75 | 20.50 | 20.01 | 20.38 | 19.05 | 15.79 | 14.21 | 13.98 | 13.28 | 13.67 |
| Provision for Credit Losses | 0.00 | 0.00 | 0.70 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 15.50 | 4.27 | 0.94 | 0.48 | 1.63 | 2.35 | 0.22 | 0.28 | 0.85 | 0.75 | 1.30 |
| Non-interest Income | 1.97 | 1.84 | 2.21 | 2.70 | 1.76 | 2.40 | 3.68 | 3.17 | 2.01 | 6.77 | 1.01 | 0.79 | 0.67 | 0.73 | 0.84 | 0.69 | 0.68 | 0.76 | 0.58 | 0.58 |
| Non-interest Expense | 10.34 | 9.95 | 10.35 | 9.73 | 8.88 | 9.42 | 9.40 | 9.14 | 9.14 | 11.00 | 7.39 | 7.38 | 7.65 | 8.13 | 7.13 | 6.96 | 6.42 | 6.20 | 4.78 | 4.88 |
| Pretax Income | 15.82 | 14.16 | 14.19 | 14.71 | 13.71 | 14.72 | 15.50 | 15.26 | 14.88 | 1.56 | 10.20 | 12.90 | 12.55 | 11.36 | 10.40 | 9.30 | 8.19 | 7.69 | 8.33 | 8.07 |
| Tax Provision | 3.82 | 3.38 | 3.34 | 3.60 | 3.38 | 3.61 | 3.72 | 3.73 | 3.60 | 0.49 | 2.35 | 3.16 | 2.95 | 2.97 | 2.36 | 2.28 | 2.00 | 2.00 | 2.06 | 1.96 |
| Net Income | 12.01 | 10.78 | 10.84 | 11.11 | 10.34 | 11.11 | 11.78 | 11.52 | 11.29 | 1.07 | 7.85 | 9.75 | 9.61 | 8.39 | 8.04 | 7.02 | 6.18 | 5.69 | 6.26 | 6.11 |
| Basic EPS | 1.26 | 1.13 | 1.15 | 1.18 | 1.10 | 1.19 | 1.26 | 1.25 | 1.22 | 0.12 | 0.86 | 1.06 | 1.05 | 0.93 | 0.88 | 0.77 | 0.68 | 0.64 | 0.69 | 0.67 |
| Diluted EPS | 1.25 | 1.13 | 1.13 | 1.16 | 1.08 | 1.16 | 1.24 | 1.23 | 1.21 | 0.11 | 0.85 | 1.05 | 1.04 | 0.92 | 0.87 | 0.76 | 0.67 | 0.63 | 0.69 | 0.67 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 16.65 | 9.06 | 16.63 | 9.45 | 11.00 | 13.09 | 13.36 | 8.15 | 20.45 | 16.16 | 12.84 | 6.56 | 13.57 | 9.78 | 5.02 | 12.76 | 12.16 | 7.14 | 5.51 | 8.07 |
| Capital Expenditures | 2.49 | 1.08 | 0.21 | 0.64 | 2.80 | 1.31 | 0.61 | 1.61 | 0.67 | 0.23 | 0.38 | 2.01 | 0.22 | 0.02 | 0.05 | 0.16 | 0.07 | 0.35 | 0.08 | 0.05 |
| Free Cash Flow* | 14.16 | 7.98 | 16.42 | 8.81 | 8.20 | 11.79 | 12.75 | 6.54 | 19.78 | 15.93 | 12.46 | 4.55 | 13.35 | 9.76 | 4.97 | 12.60 | 12.09 | 6.79 | 5.43 | 8.02 |
| Investing Cash Flow | 18.55 | (67.39) | (34.14) | (71.77) | (37.27) | 44.93 | (79.27) | 109.27 | 5.23 | (0.37) | (121.59) | (2.73) | (6.17) | (38.66) | (71.14) | (85.60) | (147.37) | 37.34 | 3.69 | (68.99) |
| Financing Cash Flow | (33.13) | 61.20 | 40.44 | 40.59 | 32.65 | (10.54) | 42.52 | (100.53) | (13.50) | (4.24) | 81.79 | 15.24 | 60.87 | (9.24) | 89.92 | 61.92 | 64.72 | (45.38) | 8.83 | 78.53 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.27 | 0.27 | 0.27 | 0.24 | 0.24 | 0.23 | 0.24 | 0.21 | 0.21 | 0.21 | 0.21 | 0.16 | 0.16 | 0.16 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 |