Financial Statements — CARE
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.23 | 0.11 | 0.10 | 0.09 | 0.10 | 0.06 | 0.11 | 0.06 | 0.05 | 0.08 | 0.07 | 0.07 | 0.11 | 0.23 | 0.22 | 0.22 |
| Total Assets | 4.80 | 4.84 | 4.78 | 4.70 | 4.61 | 4.53 | 4.55 | 4.45 | 4.38 | 4.37 | 4.11 | 4.12 | 4.12 | 4.13 | 4.12 | 4.14 |
| Total Deposits | 4.24 | 4.21 | 4.22 | 4.20 | 4.09 | 3.88 | 3.83 | 3.56 | 3.58 | 3.53 | 3.73 | 3.75 | 3.73 | 3.67 | 3.66 | 3.69 |
| Total Liabilities | 4.29 | 4.43 | 4.38 | 4.30 | 4.23 | 4.17 | 4.20 | 4.12 | 4.04 | 4.01 | 3.80 | 3.79 | 3.76 | 3.73 | 3.72 | 3.75 |
| Retained Earnings | 0.45 | 0.36 | 0.35 | 0.34 | 0.33 | 0.32 | 0.31 | 0.31 | 0.31 | 0.30 | 0.27 | 0.26 | 0.24 | 0.23 | 0.22 | 0.21 |
| Total Stockholder Equity | 0.50 | 0.41 | 0.41 | 0.40 | 0.39 | 0.36 | 0.36 | 0.33 | 0.34 | 0.35 | 0.31 | 0.33 | 0.36 | 0.41 | 0.40 | 0.39 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 59.19 | 59.30 | 59.17 | 57.75 | 56.01 | 56.50 | 56.60 | 54.58 | 54.05 | 51.86 | 48.89 | 43.72 | 51.96 | 48.22 | 42.33 | 36.96 | 32.68 | 32.93 | 34.91 | 33.09 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 25.63 | 24.44 | 21.49 | 17.01 | 11.17 | 6.69 | 4.60 | 4.50 | 4.46 | 4.88 | 5.51 | 5.89 |
| Net Interest Income | 35.93 | 34.60 | 33.72 | 32.36 | 30.14 | 29.15 | 28.80 | 28.09 | 28.42 | 27.42 | 27.39 | 26.71 | 40.78 | 41.52 | 37.73 | 32.46 | 28.22 | 28.05 | 29.40 | 27.20 |
| Provision for Credit Losses | (34.13) | (2.26) | 3.23 | (2.66) | (2.14) | (5.03) | (0.24) | 0.26 | (0.03) | 3.48 | 0.98 | 0.45 | 1.50 | 0.37 | 0.08 | 2.08 | 0.39 | 0.62 | 2.91 | 0.36 |
| Non-interest Income | 70.97 | 5.23 | 5.37 | 4.91 | 6.90 | 5.37 | 5.42 | 5.53 | 5.05 | 3.25 | 5.27 | 5.03 | 4.74 | 5.54 | 5.24 | 5.60 | 5.34 | 5.78 | 6.92 | 7.24 |
| Non-interest Expense | 31.01 | 31.00 | 28.70 | 29.30 | 28.04 | 28.87 | 27.43 | 27.45 | 26.26 | 28.46 | 27.28 | 25.54 | 24.19 | 27.62 | 23.46 | 23.41 | 22.51 | 26.24 | 24.69 | 27.76 |
| Pretax Income | 110.03 | 11.08 | 7.15 | 10.63 | 11.14 | 10.68 | 7.03 | 5.92 | 7.23 | (1.28) | 4.41 | 5.76 | 19.83 | 19.08 | 19.42 | 12.57 | 10.65 | 6.98 | 12.10 | 6.32 |
| Tax Provision | 24.27 | 2.60 | 1.74 | 2.12 | 2.18 | 2.40 | 1.40 | 1.12 | 1.42 | 0.61 | 0.78 | 0.05 | 3.89 | 3.47 | 5.01 | 1.79 | 1.33 | 1.37 | 0.93 | 0.89 |
| Net Income | 85.76 | 8.48 | 5.42 | 8.51 | 8.95 | 8.28 | 5.63 | 4.80 | 5.81 | (1.89) | 3.63 | 5.70 | 15.94 | 15.61 | 14.41 | 10.78 | 9.32 | 5.61 | 11.17 | 5.43 |
| Basic EPS | 3.88 | 0.38 | 0.24 | 0.37 | 0.39 | 0.36 | 0.24 | 0.21 | 0.25 | (0.07) | 0.16 | 0.24 | 0.67 | 0.64 | 0.59 | 0.44 | 0.36 | 0.20 | 0.42 | 0.21 |
| Diluted EPS | 3.88 | 0.38 | 0.24 | 0.37 | 0.39 | 0.36 | 0.24 | 0.21 | 0.25 | (0.07) | 0.16 | 0.24 | 0.67 | 0.64 | 0.59 | 0.44 | 0.36 | 0.20 | 0.42 | 0.21 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 303.92 | 12.07 | 11.82 | 9.60 | 6.38 | 11.45 | 10.31 | (2.46) | 17.63 | 7.88 | 9.26 | 7.16 | 22.44 | 23.09 | 20.90 | 14.33 | 12.47 | 17.52 | 36.58 | 23.08 |
| Capital Expenditures | 1.54 | 3.08 | 1.54 | 1.92 | 1.52 | 3.14 | 1.88 | 1.81 | 1.31 | 1.82 | 2.00 | 4.05 | 1.93 | 1.70 | 1.66 | 1.72 | 0.81 | 2.20 | 3.03 | 1.62 |
| Free Cash Flow* | 302.38 | 9.00 | 10.28 | 7.68 | 4.85 | 8.31 | 8.43 | (4.27) | 16.33 | 6.06 | 7.26 | 3.11 | 20.51 | 21.39 | 19.24 | 12.61 | 11.66 | 15.31 | 33.55 | 21.45 |
| Investing Cash Flow | (26.62) | (11.44) | (49.98) | (13.44) | (81.05) | (33.62) | (22.83) | (22.18) | 10.24 | (51.53) | (79.09) | (50.93) | (125.45) | (111.96) | (20.25) | (68.19) | (181.67) | 25.64 | (34.57) | (72.38) |
| Financing Cash Flow | (154.14) | (2.42) | 45.20 | 14.75 | 32.51 | 48.35 | 55.77 | (21.72) | 25.71 | 42.79 | 71.96 | 15.67 | 137.53 | 70.03 | (5.18) | 16.06 | (0.56) | 8.85 | 7.13 | 46.80 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Dividends Per Share | 0.00 | 0.00 | 0.00 | 0.14 |
