Financial Statements — CASS
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.24 | 0.26 | 0.22 | 0.22 | 0.23 | 0.22 | 0.19 | 0.41 | 0.27 | 0.21 | 0.35 | 0.26 | 0.19 | 0.50 | 0.62 | 0.60 |
| Total Assets | 2.53 | 2.45 | 2.32 | 2.32 | 2.26 | 2.28 | 2.29 | 2.50 | 2.47 | 2.43 | 2.61 | 2.44 | 2.42 | 2.29 | 2.27 | 2.22 |
| Total Deposits | 1.11 | 1.03 | 1.00 | 1.00 | 1.05 | 1.01 | 1.08 | 1.18 | 1.19 | 1.12 | 1.23 | 1.19 | 1.18 | 1.09 | 1.02 | 1.00 |
| Total Liabilities | 2.29 | 2.21 | 2.08 | 2.08 | 2.02 | 2.05 | 2.06 | 2.30 | 2.26 | 2.21 | 2.42 | 2.24 | 2.20 | 2.05 | 2.01 | 1.96 |
| Retained Earnings | 0.17 | 0.16 | 0.16 | 0.15 | 0.15 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 | 0.11 | 0.10 |
| Total Stockholder Equity | 0.24 | 0.24 | 0.24 | 0.23 | 0.24 | 0.23 | 0.23 | 0.21 | 0.22 | 0.22 | 0.19 | 0.21 | 0.22 | 0.25 | 0.26 | 0.26 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 25.10 | 25.37 | 25.17 | 23.64 | 23.39 | 22.38 | 22.77 | 21.24 | 21.65 | 21.72 | 21.19 | 19.71 | 20.14 | 19.47 | 16.75 | 13.98 | 12.13 | 11.99 | 11.72 | 11.11 |
| Interest Expense | 3.89 | -- | 4.15 | 8.28 | -- | 4.61 | 5.16 | 5.31 | 5.18 | 4.69 | 4.64 | 3.69 | 3.24 | 2.14 | 0.78 | 0.34 | 0.22 | 0.26 | 0.29 | 0.30 |
| Net Interest Income | 21.22 | 21.47 | 21.02 | 19.48 | 19.27 | 17.76 | 17.62 | 15.93 | 16.48 | 17.03 | 16.55 | 16.01 | 16.90 | 17.33 | 15.97 | 13.64 | 11.90 | 11.74 | 11.43 | 10.81 |
| Provision for Credit Losses | 0.06 | (0.39) | (0.19) | 0.03 | 0.91 | 0.09 | (0.14) | 0.40 | 0.10 | (0.21) | 0.13 | (0.12) | (0.34) | 0.50 | 0.55 | 0.07 | 0.23 | 0.74 | 0.34 | (0.55) |
| Non-interest Income | 27.95 | 28.03 | 28.84 | 24.95 | 28.04 | 32.70 | 32.79 | 33.06 | 33.30 | 33.49 | 32.80 | 32.07 | 32.11 | 32.12 | 31.78 | 30.65 | 30.43 | 28.95 | 27.58 | 26.99 |
| Non-interest Expense | 38.22 | 39.90 | 38.44 | 38.12 | 35.53 | 44.61 | 46.90 | 42.79 | 40.67 | 40.38 | 40.06 | 39.34 | 40.37 | 37.79 | 36.32 | 33.64 | 31.83 | 31.31 | 30.69 | 29.80 |
| Pretax Income | 10.88 | 9.99 | 11.62 | 6.28 | 10.88 | 5.76 | 3.65 | 5.80 | 9.01 | 10.36 | 9.16 | 8.87 | 8.97 | 11.16 | 10.88 | 10.58 | 10.28 | 7.69 | 7.98 | 9.09 |
| Tax Provision | 2.14 | 1.80 | 2.40 | 1.12 | 2.33 | 1.17 | 0.71 | 1.31 | 1.86 | 1.95 | 1.77 | 1.73 | 1.86 | 1.87 | 2.09 | 2.02 | 2.02 | 0.94 | 1.17 | 1.58 |
| Net Income | 8.83 | 8.19 | 9.11 | 8.86 | 8.97 | 4.59 | 2.94 | 4.48 | 7.15 | 8.41 | 7.39 | 7.14 | 7.12 | 9.29 | 8.80 | 8.56 | 8.26 | 7.70 | 6.81 | 7.03 |
| Basic EPS | 0.69 | 0.63 | 0.69 | 0.67 | 0.67 | 0.34 | 0.22 | 0.33 | 0.53 | 0.62 | 0.55 | 0.53 | 0.52 | 0.69 | 0.65 | 0.63 | 0.61 | 0.57 | 0.48 | 0.49 |
| Diluted EPS | 0.67 | 0.61 | 0.68 | 0.66 | 0.66 | 0.34 | 0.21 | 0.32 | 0.52 | 0.61 | 0.54 | 0.52 | 0.51 | 0.67 | 0.64 | 0.62 | 0.60 | 0.55 | 0.48 | 0.48 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 14.55 | 4.85 | 12.32 | (1.29) | 21.57 | 18.63 | (0.20) | 10.69 | 9.83 | 7.57 | 12.39 | 7.68 | 9.29 | 10.81 | 9.74 | 16.34 | 14.72 | 3.87 | 8.92 | 5.06 |
| Capital Expenditures | 1.90 | 0.72 | 1.03 | 1.34 | 2.57 | 1.48 | 2.15 | 2.04 | 3.66 | 4.96 | 2.97 | 4.44 | 1.95 | 1.60 | 0.88 | 1.39 | 2.00 | 1.67 | 0.81 | 0.99 |
| Free Cash Flow* | 12.65 | 4.13 | 11.28 | (2.63) | 18.99 | 17.15 | (2.35) | 8.65 | 6.17 | 2.61 | 9.42 | 3.24 | 7.34 | 9.21 | 8.86 | 14.95 | 12.72 | 2.19 | 8.11 | 4.07 |
| Investing Cash Flow | (144.87) | 0.82 | (95.96) | 20.89 | (71.03) | (0.17) | (8.43) | 84.53 | (71.98) | 90.42 | 30.76 | 59.56 | 103.93 | (56.53) | (86.16) | 37.38 | (201.09) | (252.48) | (150.03) | (31.30) |
| Financing Cash Flow | (17.61) | 127.97 | 124.11 | (22.11) | (79.59) | 100.72 | 15.46 | (64.30) | (117.52) | (133.95) | 94.81 | (7.24) | (103.68) | (100.33) | 162.18 | 16.06 | (137.11) | 263.24 | 19.84 | 48.17 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.32 | 0.32 | 0.31 | 0.31 | 0.31 | 0.31 | 0.30 | 0.30 | 0.30 | 0.30 | 0.29 | 0.29 | 0.29 | 0.29 | 0.28 | 0.28 | 0.28 | 0.28 | 0.27 | 0.27 |