Financial Statements — CBFV
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.06 | 0.06 | 0.06 | 0.06 | 0.15 | 0.14 | 0.07 | 0.05 | 0.08 | 0.10 | 0.12 | 0.08 | 0.12 | 0.17 | 0.17 | 0.23 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.02 | 1.01 | 0.99 | 1.00 | 1.03 |
| Total Assets | 1.58 | 1.55 | 1.52 | 1.48 | 1.56 | 1.56 | 1.47 | 1.40 | 1.43 | 1.43 | 1.43 | 1.39 | 1.44 | 1.47 | 1.46 | 1.48 |
| Total Deposits | 1.38 | 1.33 | 1.31 | 1.28 | 1.35 | 1.35 | 1.26 | 1.24 | 1.26 | 1.28 | 1.28 | 1.22 | 1.25 | 1.19 | 1.17 | 1.28 |
| Total Liabilities | 1.42 | 1.39 | 1.37 | 1.34 | 1.41 | 1.42 | 1.33 | 1.28 | 1.32 | 1.31 | 1.32 | 1.27 | 1.32 | 1.34 | 1.33 | 1.34 |
| Retained Earnings | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 |
| Total Stockholder Equity | 0.16 | 0.15 | 0.15 | 0.15 | 0.15 | 0.14 | 0.14 | 0.11 | 0.12 | 0.12 | 0.11 | 0.11 | 0.12 | 0.13 | 0.13 | 0.13 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 19.65 | 19.99 | 19.34 | 18.76 | 17.85 | 19.43 | 19.77 | 18.94 | 17.99 | 16.90 | 15.87 | 15.20 | 14.24 | 13.86 | 12.29 | 10.96 | 10.62 | 10.96 | 10.79 | 10.82 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 6.40 | 5.77 | 5.16 | 4.08 | 2.66 | 1.99 | 1.27 | 0.80 | 0.72 | 0.73 | 0.78 | 0.89 |
| Net Interest Income | 13.87 | 13.83 | 13.10 | 12.54 | 11.31 | 11.53 | 11.47 | 11.47 | 11.59 | 11.13 | 10.72 | 11.12 | 11.58 | 11.86 | 11.02 | 10.16 | 9.89 | 10.23 | 10.01 | 9.93 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 3.78 | 0.00 | 0.08 | 0.00 | (1.20) |
| Non-interest Income | 0.96 | 1.73 | (10.68) | 0.93 | 0.79 | 1.66 | 1.23 | 0.69 | 1.92 | 16.52 | 2.41 | 2.27 | 2.81 | 2.36 | 2.74 | 2.11 | 2.61 | 8.69 | 2.20 | 2.22 |
| Non-interest Expense | 10.01 | 9.92 | 9.18 | 8.75 | 9.80 | 9.46 | 8.78 | 8.98 | 8.43 | 10.77 | 9.49 | 9.50 | 9.03 | 9.00 | 8.83 | 8.41 | 8.66 | 9.97 | 9.77 | 13.72 |
| Pretax Income | 4.58 | 5.27 | (7.02) | 4.72 | 2.34 | 3.05 | 3.97 | 3.21 | 5.12 | 18.31 | 3.24 | 3.46 | 5.29 | 5.23 | 4.93 | 0.07 | 3.85 | 8.87 | 2.44 | (0.37) |
| Tax Provision | 0.71 | 0.53 | (1.32) | 0.77 | 0.43 | 0.52 | 0.75 | 0.56 | 0.92 | 5.34 | 0.56 | 0.70 | 1.13 | 1.08 | 1.00 | (0.04) | 0.80 | 1.91 | 0.45 | (0.15) |
| Net Income | 3.87 | 4.74 | (5.70) | 3.95 | 1.91 | 2.53 | 3.22 | 2.65 | 4.20 | 12.97 | 2.67 | 2.76 | 4.16 | 4.15 | 3.93 | 0.12 | 3.05 | 6.97 | 1.98 | (0.22) |
| Basic EPS | 0.77 | 0.95 | (1.14) | 0.79 | 0.37 | 0.48 | 0.63 | 0.52 | 0.82 | 2.54 | 0.52 | 0.54 | 0.81 | 0.81 | 0.77 | 0.02 | 0.59 | 1.30 | 0.37 | (0.04) |
| Diluted EPS | 0.73 | 0.90 | (1.07) | 0.74 | 0.35 | 0.45 | 0.60 | 0.51 | 0.82 | 2.53 | 0.52 | 0.54 | 0.81 | 0.81 | 0.77 | 0.02 | 0.58 | 1.30 | 0.37 | (0.04) |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 3.02 | 5.03 | 4.62 | 4.13 | 4.03 | 1.59 | 3.07 | (1.17) | 3.26 | (3.43) | 9.13 | 1.31 | 7.23 | 5.10 | 3.79 | 2.10 | 3.17 | 10.48 | 0.55 | (2.44) |
| Capital Expenditures | 0.20 | 0.19 | 0.10 | 0.26 | 0.10 | 0.27 | 0.86 | 1.22 | 0.97 | 1.70 | 0.25 | 1.14 | 0.20 | 0.04 | 0.21 | 0.08 | 0.19 | 0.11 | 0.04 | 2.04 |
| Free Cash Flow* | 2.82 | 4.84 | 4.52 | 3.88 | 3.93 | 1.32 | 2.21 | (2.38) | 2.29 | (5.13) | 8.88 | 0.16 | 7.03 | 5.06 | 3.58 | 2.02 | 2.98 | 10.37 | 0.52 | (4.48) |
| Investing Cash Flow | (13.43) | (34.16) | (37.52) | (24.11) | 13.18 | (27.85) | (0.78) | (15.91) | 8.16 | (10.35) | (6.32) | (27.00) | (11.06) | (2.54) | (6.76) | (0.56) | (18.45) | (13.66) | (11.17) | (39.03) |
| Financing Cash Flow | 34.27 | 4.94 | 24.28 | 23.21 | (5.51) | (71.49) | 2.44 | 85.99 | (5.95) | 29.40 | (28.30) | 0.24 | 3.67 | (21.67) | 44.65 | (44.00) | 19.20 | (50.66) | 12.14 | (16.52) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 | Q3
2020 |
|---|
| Dividends Per Share | 0.28 | 0.26 | 0.26 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 |
