Financial Statements — CBNK
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.40 | 0.19 | 0.27 | 0.29 | 0.16 | 0.14 | 0.09 | 0.15 | 0.12 | 0.14 | 0.04 | 0.25 | 0.31 | 0.32 | 0.31 | 0.32 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.50 | 1.42 | 1.37 | 1.29 |
| Total Assets | 3.81 | 3.39 | 3.39 | 3.35 | 2.56 | 2.44 | 2.32 | 2.27 | 2.23 | 2.25 | 2.01 | 2.15 | 2.12 | 2.17 | 2.15 | 2.09 |
| Total Deposits | 3.29 | 2.91 | 2.94 | 2.89 | 2.19 | 2.10 | 2.01 | 1.97 | 1.93 | 1.94 | 1.74 | 1.89 | 1.86 | 1.92 | 1.92 | 1.86 |
| Total Liabilities | 3.40 | 2.99 | 3.01 | 2.98 | 2.28 | 2.17 | 2.06 | 2.03 | 1.99 | 2.01 | 1.80 | 1.95 | 1.92 | 1.98 | 1.97 | 1.92 |
| Retained Earnings | 0.30 | 0.27 | 0.26 | 0.25 | 0.23 | 0.23 | 0.22 | 0.21 | 0.20 | 0.19 | 0.17 | 0.16 | 0.15 | 0.14 | 0.13 | 0.12 |
| Total Stockholder Equity | 0.41 | 0.39 | 0.38 | 0.37 | 0.28 | 0.27 | 0.26 | 0.24 | 0.24 | 0.23 | 0.21 | 0.21 | 0.20 | 0.19 | 0.18 | 0.17 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 67.97 | 68.63 | 64.89 | 64.59 | 62.76 | 61.71 | 52.61 | 50.62 | 48.37 | 46.97 | 47.74 | 45.08 | 43.42 | 41.35 | 38.34 | 36.56 | 34.40 | 33.79 | 33.53 | 29.29 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 13.36 | 12.08 | 10.93 | 9.74 | 8.93 | 6.15 | 1.66 | 1.16 | 1.07 | 1.12 | 1.47 | 1.77 |
| Net Interest Income | 49.40 | 50.28 | 52.02 | 47.65 | 46.05 | 44.33 | 38.35 | 37.06 | 35.01 | 34.89 | 36.81 | 35.34 | 34.49 | 35.20 | 36.68 | 35.40 | 33.33 | 32.67 | 32.06 | 27.52 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | 3.42 | 2.73 | 2.81 | 2.28 | 2.86 | 1.66 | 2.38 | 1.26 | 2.04 | 0.95 | 1.10 | 0.98 | 0.78 |
| Non-interest Income | 13.37 | 12.46 | 11.07 | 13.11 | 12.55 | 11.91 | 6.64 | 6.89 | 5.97 | 5.94 | 6.33 | 6.69 | 6.03 | 5.61 | 7.11 | 8.36 | 8.29 | 10.62 | 12.60 | 13.47 |
| Non-interest Expense | 43.68 | 39.10 | 38.35 | 39.57 | 38.05 | 37.51 | 29.73 | 29.49 | 29.49 | 26.93 | 28.05 | 29.59 | 26.20 | 26.79 | 28.09 | 27.13 | 27.10 | 28.50 | 28.63 | 27.21 |
| Pretax Income | 15.87 | 19.68 | 19.87 | 17.10 | 18.30 | 10.78 | 11.50 | 10.93 | 8.62 | 11.22 | 12.79 | 9.57 | 12.65 | 11.64 | 14.43 | 14.60 | 13.57 | 13.69 | 15.05 | 13.01 |
| Tax Provision | 3.85 | 4.64 | 4.80 | 3.96 | 4.37 | 3.24 | 2.83 | 2.73 | 2.06 | 2.19 | 3.00 | 2.26 | 2.92 | 2.65 | 3.34 | 3.09 | 3.35 | 3.52 | 3.88 | 3.36 |
| Net Income | 12.02 | 15.04 | 15.07 | 13.14 | 13.93 | 7.53 | 8.67 | 8.21 | 6.56 | 9.03 | 9.79 | 7.32 | 9.74 | 8.99 | 11.10 | 11.51 | 10.21 | 10.17 | 11.18 | 9.65 |
| Basic EPS | 0.74 | 0.91 | 0.91 | 0.79 | 0.84 | 0.44 | 0.62 | 0.59 | 0.47 | 0.65 | 0.70 | 0.52 | 0.69 | 0.64 | 0.79 | 0.82 | 0.73 | 0.74 | 0.81 | 0.70 |
| Diluted EPS | 0.73 | 0.92 | 0.89 | 0.78 | 0.82 | 0.44 | 0.62 | 0.59 | 0.47 | 0.65 | 0.70 | 0.52 | 0.68 | 0.63 | 0.77 | 0.80 | 0.71 | 0.72 | 0.79 | 0.68 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 21.78 | 18.45 | 32.90 | (4.21) | 22.58 | 25.90 | (0.46) | 12.90 | (3.41) | 6.19 | 22.47 | 8.40 | 10.36 | 6.04 | 15.82 | 20.35 | 9.18 | 29.54 | 26.41 | 21.51 |
| Investing Cash Flow | (72.07) | (141.43) | (88.09) | (60.28) | (61.08) | (63.06) | (83.75) | (65.50) | (57.64) | (39.14) | (26.28) | (6.70) | (58.71) | (67.97) | (77.74) | (108.82) | 56.08 | (45.90) | (14.45) | (85.31) |
| Financing Cash Flow | 194.04 | 189.68 | (30.56) | 45.11 | 127.15 | 85.79 | 104.40 | 103.91 | 92.29 | (59.24) | 30.63 | (22.75) | 108.32 | 105.28 | (151.90) | 25.58 | 65.13 | (124.25) | 3.38 | 54.45 |
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Dividends Per Share | 0.12 | 0.12 | 0.12 | 0.10 | 0.10 | 0.10 | 0.10 | 0.08 | 0.08 | 0.08 | 0.08 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |