Financial Statements — CCBG
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.49 | 0.47 | 0.47 | 0.52 | 0.35 | 0.35 | 0.30 | 0.17 | 0.37 | 0.39 | 0.57 | 0.69 | 0.87 | -- | -- | -- |
| Net Loans & Leases | 2.49 | 2.55 | 2.60 | 2.63 | 2.65 | 2.66 | 2.70 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 4.45 | 4.32 | 4.39 | 4.46 | 4.23 | 4.23 | 4.26 | 4.14 | 4.39 | 4.40 | 4.33 | 4.35 | 4.31 | 4.05 | 4.01 | 3.93 |
| Total Deposits | 3.75 | 3.61 | 3.70 | 3.78 | 3.58 | 3.61 | 3.65 | 3.54 | 3.79 | 3.82 | 3.76 | 3.79 | 3.77 | 3.47 | 3.45 | 3.36 |
| Total Liabilities | 3.89 | 3.78 | 3.87 | 3.95 | 3.74 | 3.76 | 3.81 | 3.71 | 3.97 | 3.99 | 3.95 | 3.97 | 3.93 | 3.69 | 3.65 | 3.58 |
| Retained Earnings | 0.52 | 0.50 | 0.49 | 0.48 | 0.45 | 0.45 | 0.44 | 0.42 | 0.41 | 0.40 | 0.38 | 0.38 | 0.37 | 0.36 | 0.35 | 0.34 |
| Total Stockholder Equity | 0.56 | 0.54 | 0.53 | 0.51 | 0.48 | 0.46 | 0.45 | 0.42 | 0.41 | 0.40 | 0.37 | 0.37 | 0.37 | 0.35 | 0.34 | 0.32 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 51.02 | 51.72 | 51.43 | 51.46 | 49.78 | 49.74 | 49.33 | 48.77 | 46.82 | 46.18 | 45.75 | 45.21 | 43.93 | 41.79 | 35.36 | 29.32 | 25.44 | 25.55 | 28.52 | 26.84 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 9.50 | 8.47 | 7.01 | 6.47 | 5.07 | 3.53 | 3.12 | 2.04 | 0.99 | 0.74 | 0.84 | 0.85 | 0.86 |
| Net Interest Income | 42.82 | 43.36 | 43.56 | 43.18 | 41.55 | 41.10 | 40.21 | 39.27 | 38.35 | 39.17 | 39.28 | 40.14 | 40.40 | 38.67 | 33.33 | 28.33 | 24.70 | 24.71 | 27.67 | 25.98 |
| Provision for Credit Losses | 0.71 | 2.00 | 1.88 | 0.62 | 0.77 | 0.70 | 1.21 | 1.20 | 0.92 | 2.03 | 2.39 | 2.20 | 3.10 | 3.85 | 2.10 | 1.54 | 0.00 | 0.00 | 0.00 | (0.57) |
| Non-interest Income | 19.93 | 20.10 | 22.33 | 20.01 | 19.91 | 18.76 | 19.51 | 19.61 | 18.10 | 17.16 | 16.73 | 19.97 | 17.76 | 1.53 | 22.93 | 24.90 | 25.82 | 24.67 | 26.57 | 26.47 |
| Non-interest Expense | 41.37 | 42.87 | 42.92 | 42.54 | 38.70 | 41.78 | 42.92 | 40.44 | 40.17 | 39.96 | 39.10 | 40.28 | 37.67 | 32.09 | 39.81 | 40.50 | 39.23 | 40.21 | 39.70 | 42.12 |
| Pretax Income | 20.67 | 18.60 | 21.09 | 20.04 | 21.99 | 17.38 | 15.60 | 17.23 | 15.36 | 14.35 | 14.51 | 17.62 | 17.38 | 4.25 | 14.35 | 11.20 | 11.28 | 9.18 | 14.54 | 10.90 |
| Tax Provision | 4.85 | 4.90 | 5.14 | 5.00 | 5.13 | 4.22 | 2.98 | 3.19 | 3.54 | 2.91 | 3.00 | 3.42 | 3.71 | 0.31 | 3.07 | 2.18 | 2.24 | 2.04 | 2.95 | 2.06 |
| Net Income | 15.82 | 13.71 | 15.95 | 15.04 | 16.86 | 13.09 | 13.12 | 14.15 | 12.56 | 11.72 | 12.66 | 14.17 | 13.71 | 4.93 | 11.32 | 8.71 | 8.46 | 6.37 | 10.09 | 7.43 |
| Basic EPS | 0.92 | 0.81 | 0.93 | 0.88 | 0.99 | 0.77 | 0.77 | 0.84 | 0.74 | 0.59 | 0.75 | 0.83 | 0.81 | 0.69 | 0.67 | 0.51 | 0.50 | 0.38 | 0.60 | 0.44 |
| Diluted EPS | 0.92 | 0.80 | 0.93 | 0.88 | 0.99 | 0.78 | 0.77 | 0.83 | 0.74 | 0.60 | 0.74 | 0.83 | 0.80 | 0.68 | 0.67 | 0.51 | 0.50 | 0.38 | 0.60 | 0.44 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 15.94 | 11.56 | 21.56 | 32.62 | 21.87 | 11.24 | 12.75 | 24.94 | 14.65 | (0.91) | 30.26 | 1.58 | 23.85 | 30.66 | 3.77 | 30.10 | 17.97 | 29.76 | 34.00 | 1.29 |
| Capital Expenditures | 1.28 | 1.62 | 1.75 | 1.84 | 2.38 | 2.25 | 2.24 | 1.96 | 2.24 | 1.59 | 1.61 | 1.97 | 1.89 | 2.31 | 0.69 | 2.31 | 1.01 | 0.60 | 1.38 | 1.62 |
| Free Cash Flow* | 14.66 | 9.94 | 19.82 | 30.78 | 19.49 | 8.99 | 10.51 | 22.98 | 12.41 | (2.50) | 28.66 | (0.39) | 21.97 | 28.35 | 3.08 | 27.80 | 16.96 | 29.15 | 32.63 | (0.33) |
| Investing Cash Flow | (112.89) | (0.93) | 59.52 | 11.89 | (6.07) | (45.50) | 6.48 | 73.15 | 34.21 | (5.89) | 30.29 | (5.71) | (87.22) | (182.63) | (111.01) | (230.76) | (231.25) | (3.50) | (118.23) | (159.58) |
| Financing Cash Flow | 55.96 | 53.44 | (88.59) | (95.67) | 116.91 | 80.90 | (22.00) | (54.80) | (56.24) | 151.37 | (261.86) | (15.01) | (149.33) | 182.25 | (16.92) | 26.75 | 46.35 | 226.98 | 20.54 | 78.22 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.27 | 0.26 | 0.26 | 0.24 | 0.24 | 0.23 | 0.23 | 0.21 | 0.21 | 0.20 | 0.20 | 0.18 | 0.18 | 0.17 | 0.17 | 0.16 | 0.16 | 0.16 | 0.16 | 0.15 |
