Financial Statements — CHMG
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.05 | 0.11 | 0.32 | 0.05 | 0.08 | 0.07 | 0.09 | 0.08 | 0.05 | 0.03 | 0.04 | 0.03 | 0.07 | 0.06 | 0.06 | 0.16 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.72 | 1.60 | 1.55 | 1.50 | 1.54 | 1.56 |
| Total Assets | 2.75 | 2.70 | 2.85 | 2.80 | 2.77 | 2.76 | 2.78 | 2.71 | 2.67 | 2.65 | 2.55 | 2.45 | 2.47 | 2.42 | 2.38 | 2.44 |
| Total Deposits | 2.31 | 2.36 | 2.47 | 2.43 | 2.45 | 2.42 | 2.48 | 2.47 | 2.39 | 2.33 | 2.33 | 2.18 | 2.25 | 2.17 | 2.14 | 2.21 |
| Long-term Debt | -- | -- | 0.10 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 2.49 | 2.45 | 2.62 | 2.57 | 2.55 | 2.55 | 2.59 | 2.54 | 2.50 | 2.48 | 2.40 | 2.28 | 2.29 | 2.21 | 2.18 | 2.25 |
| Retained Earnings | 0.26 | 0.25 | 0.24 | 0.25 | 0.24 | 0.24 | 0.24 | 0.23 | 0.22 | 0.22 | 0.21 | 0.20 | 0.19 | 0.18 | 0.18 | 0.17 |
| Total Stockholder Equity | 0.26 | 0.25 | 0.23 | 0.23 | 0.22 | 0.20 | 0.20 | 0.17 | 0.18 | 0.18 | 0.16 | 0.17 | 0.19 | 0.21 | 0.20 | 0.19 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 33.59 | 34.22 | 33.88 | 33.03 | 31.70 | 32.60 | 32.36 | 31.39 | 31.22 | 30.03 | 29.02 | 27.80 | 26.23 | 24.48 | 21.00 | 18.54 | 17.46 | 17.69 | 17.63 | 16.95 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 13.13 | 12.14 | 11.00 | 9.20 | 6.28 | 3.61 | 2.01 | 0.90 | 0.78 | 0.80 | 0.80 | 0.87 |
| Net Interest Income | 23.58 | 23.84 | 22.69 | 20.81 | 19.82 | 19.82 | 18.39 | 17.76 | 18.09 | 17.90 | 18.02 | 18.60 | 19.95 | 20.87 | 18.99 | 17.64 | 16.68 | 16.89 | 16.83 | 16.08 |
| Provision for Credit Losses | 0.60 | 1.14 | 1.06 | 1.15 | 1.09 | 0.55 | 0.56 | 0.88 | (2.04) | 2.30 | 0.45 | 0.24 | 0.28 | 1.08 | 1.25 | (1.74) | (1.14) | 0.07 | 0.36 | (0.15) |
| Non-interest Income | 6.32 | 6.67 | 6.09 | (10.70) | 5.89 | 6.06 | 5.92 | 5.60 | 5.66 | 5.87 | 7.81 | 5.45 | 5.42 | 5.42 | 5.04 | 5.32 | 5.66 | 5.79 | 5.97 | 6.49 |
| Non-interest Expense | 17.46 | 18.39 | 17.65 | 17.77 | 16.93 | 17.82 | 16.51 | 16.22 | 16.70 | 16.83 | 15.67 | 15.91 | 15.84 | 15.69 | 14.58 | 14.34 | 14.67 | 14.38 | 14.10 | 13.85 |
| Pretax Income | 11.84 | 10.99 | 10.07 | (8.81) | 7.69 | 7.50 | 7.23 | 6.26 | 9.09 | 4.64 | 9.71 | 7.89 | 9.26 | 9.52 | 8.19 | 10.36 | 8.82 | 8.23 | 8.35 | 8.87 |
| Tax Provision | 2.64 | 3.25 | 2.28 | (2.36) | 1.66 | 1.59 | 1.51 | 1.27 | 2.04 | 0.84 | 2.06 | 1.61 | 1.99 | 2.08 | 1.74 | 2.34 | 1.95 | 1.78 | 1.70 | 2.08 |
| Net Income | 9.20 | 7.74 | 7.79 | (6.45) | 6.02 | 5.91 | 5.72 | 4.99 | 7.05 | 3.80 | 7.65 | 6.28 | 7.27 | 7.44 | 6.45 | 8.02 | 6.87 | 6.45 | 6.65 | 6.80 |
| Basic EPS | 1.91 | 1.61 | 1.62 | (1.35) | 1.26 | 1.24 | 1.19 | 1.05 | 1.48 | 0.80 | 1.61 | 1.33 | 1.54 | 1.58 | 1.37 | 1.72 | 1.46 | 1.38 | 1.42 | 1.45 |
| Diluted EPS | 1.91 | 1.61 | 1.62 | (1.35) | 1.26 | 1.24 | 1.19 | 1.05 | 1.48 | 0.80 | 1.61 | 1.33 | 1.54 | 1.58 | 1.37 | 1.72 | 1.46 | 1.38 | 1.42 | 1.45 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 9.04 | 16.33 | 12.24 | 9.75 | 7.18 | 6.24 | 9.16 | 6.49 | 7.93 | 3.62 | 9.40 | 7.18 | 10.69 | 2.36 | 14.80 | 11.90 | 5.98 | 8.88 | 9.17 | 9.21 |
| Capital Expenditures | 0.13 | 0.60 | 0.40 | 0.36 | 0.33 | 1.92 | 0.61 | 1.02 | 0.08 | 0.00 | 0.01 | 0.16 | 0.29 | (0.02) | 0.31 | 0.12 | 0.02 | (0.17) | 0.28 | 0.17 |
| Free Cash Flow* | 8.90 | 15.73 | 11.84 | 9.39 | 6.85 | 4.32 | 8.55 | 5.47 | 7.85 | 3.62 | 9.38 | 7.02 | 10.40 | 2.38 | 14.49 | 11.78 | 5.97 | 9.05 | 8.89 | 9.03 |
| Investing Cash Flow | (35.84) | (71.21) | (57.53) | 208.70 | (11.63) | (42.88) | (1.21) | 4.23 | (17.87) | (28.54) | (19.15) | (4.77) | (29.92) | (77.04) | (105.33) | (25.27) | (44.98) | (37.81) | (38.47) | (35.80) |
| Financing Cash Flow | 30.08 | (2.67) | (167.11) | 48.17 | 10.85 | 3.24 | 2.27 | (35.36) | 67.95 | (13.81) | 31.11 | 17.18 | (1.99) | 88.13 | 103.19 | (22.35) | 77.50 | (5.78) | 34.20 | (73.61) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.34 | 0.34 | 0.34 | 0.32 | 0.32 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 |
