Financial Statements — CLST
Balance Sheet
(in millions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 |
|---|
| Cash & Equivalents | 38.53 | 37.27 | 40.06 | 40.32 | 45.75 | 75.46 | 76.01 | 13.27 | 19.79 | 27.53 | 36.20 | 29.14 | 40.10 | 100.40 | 29.09 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 129.90 | 131.64 | 129.83 | 134.07 | 137.95 |
| Total Assets | 288.51 | 283.83 | 273.79 | 271.65 | 280.62 | 295.33 | 282.05 | 257.91 | 265.98 | 275.83 | 283.41 | 280.98 | 287.27 | 311.56 | 238.64 |
| Total Deposits | 195.37 | 186.37 | 182.21 | 180.60 | 167.44 | 180.07 | 169.64 | 165.22 | 171.37 | 179.71 | 184.23 | 178.74 | 183.08 | 249.46 | 177.89 |
| Long-term Debt | 9.76 | 14.69 | -- | -- | 29.51 | 30.26 | 29.42 | 9.33 | -- | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 206.30 | 202.25 | 192.99 | 191.06 | 198.95 | 214.32 | 200.69 | 175.70 | 181.64 | 189.70 | 194.09 | 188.57 | 192.81 | 259.56 | 187.91 |
| Retained Earnings | 52.47 | 51.46 | 50.97 | 50.45 | 49.23 | 48.79 | 48.37 | 52.69 | 52.52 | 52.48 | 52.38 | 52.24 | 52.22 | 52.27 | 50.84 |
| Total Stockholder Equity | 82.21 | 81.58 | 80.80 | 80.59 | 81.67 | 81.01 | 81.36 | 82.21 | 84.34 | 86.13 | 89.33 | 92.41 | 94.46 | 52.00 | 50.73 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 3.57 | 3.55 | 3.51 | 3.46 | 3.37 | 3.51 | 3.67 | 3.53 | 3.16 | 2.60 | 2.47 | 2.32 | 2.27 | 2.11 | 2.03 | 1.97 | 1.91 | 1.88 | 1.86 | 1.84 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 1.05 | 0.64 | 0.50 | 0.42 | 0.30 | 0.21 | 0.16 | 0.16 | 0.16 | 0.18 | 0.19 | 0.20 |
| Net Interest Income | 2.55 | 2.51 | 2.45 | 2.47 | 2.37 | 2.46 | 2.53 | 2.45 | 2.11 | 1.96 | 1.97 | 1.90 | 1.97 | 1.90 | 1.87 | 1.81 | 1.75 | 1.71 | 1.66 | 1.64 |
| Provision for Credit Losses | (0.07) | 0.10 | (0.04) | -- | -- | 0.00 | 0.34 | 0.10 | 0.10 | -- | -- | -- | -- | 0.00 | (0.11) | (0.19) | (0.07) | (0.37) | 0.00 | (0.29) |
| Non-interest Income | 0.35 | 0.15 | 0.32 | 0.34 | 0.55 | 0.34 | 0.62 | 0.37 | (5.16) | 0.67 | 0.31 | 0.32 | 0.29 | 0.30 | 0.30 | 0.38 | 0.20 | 0.22 | 2.03 | 0.36 |
| Non-interest Expense | 2.28 | 2.01 | 2.20 | 2.18 | 2.20 | 2.04 | 2.26 | 2.07 | 2.79 | 2.12 | 2.08 | 2.19 | 2.19 | 2.02 | 2.13 | 2.38 | 2.19 | 2.20 | 1.88 | 1.97 |
| Pretax Income | 0.68 | 0.55 | 0.60 | 0.63 | 0.72 | 0.76 | 0.56 | 0.65 | (5.94) | 0.38 | 0.20 | 0.03 | 0.08 | 0.18 | 0.15 | -0.00 | (0.17) | 0.11 | 1.81 | 0.32 |
| Tax Provision | 0.13 | 0.10 | 0.11 | 0.11 | 0.13 | 0.14 | 0.11 | 0.12 | (1.26) | 0.06 | 0.03 | (0.01) | 0.00 | 0.02 | 0.01 | (0.02) | (0.04) | 0.02 | 0.37 | 0.06 |
| Net Income | 0.56 | 0.46 | 0.49 | 0.52 | 0.59 | 0.61 | 0.45 | 0.53 | (4.68) | 0.32 | 0.17 | 0.04 | 0.07 | 0.15 | 0.14 | 0.02 | (0.13) | 0.08 | 1.43 | 0.26 |
| Basic EPS | 0.16 | 0.13 | 0.13 | 0.14 | 0.16 | 0.12 | 0.11 | 0.13 | (1.14) | 0.08 | 0.03 | 0.01 | 0.02 | 0.03 | 0.03 | 0.01 | (0.03) | -- | -- | -- |
| Diluted EPS | 0.15 | 0.13 | 0.13 | 0.14 | 0.16 | 0.12 | 0.11 | 0.13 | (1.14) | 0.08 | 0.03 | 0.01 | 0.02 | 0.03 | 0.03 | -- | -- | -- | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 0.66 | 0.80 | 0.91 | 1.15 | 0.43 | 0.64 | 0.90 | 1.39 | 0.25 | 0.93 | 0.54 | 0.65 | (0.12) | 0.40 | 0.33 | 0.17 | (0.12) | 0.92 | 2.05 | 0.46 |
| Capital Expenditures | 0.00 | 0.00 | 0.09 | 0.03 | 0.07 | 0.06 | 0.13 | 0.23 | 0.02 | 0.01 | 0.15 | 0.01 | -- | 0.02 | 0.00 | 0.21 | 0.02 | 0.04 | 0.22 | 1.26 |
| Free Cash Flow* | 0.66 | 0.79 | 0.83 | 1.12 | 0.36 | 0.58 | 0.77 | 1.17 | 0.22 | 0.92 | 0.39 | 0.64 | -- | 0.38 | 0.32 | (0.04) | (0.14) | 0.89 | 1.83 | (0.80) |
| Investing Cash Flow | 7.83 | (10.96) | (12.69) | (2.28) | 1.54 | 1.08 | (16.24) | (12.22) | 45.20 | (4.61) | 0.09 | 1.33 | 2.92 | (1.65) | 1.25 | (6.79) | (6.95) | (34.38) | (4.25) | (9.91) |
| Financing Cash Flow | 4.84 | (1.90) | 8.99 | 0.87 | (5.94) | (3.18) | (14.35) | 10.27 | 11.56 | 9.42 | (7.15) | (9.72) | 11.25 | (21.47) | 5.49 | (4.35) | 6.29 | (26.06) | 71.57 | 13.29 |
* Derived from reported values
