Equifax Inc (EFX)

Services-Consumer Credit Reporting, Collection Agencies

Latest Price

$137.24

TTM P/E

24.12

Normalized P/E

26.99

Div Yield

1.54%

Book Value

36.79

P/B Ratio

3.73

Valuation metrics

EPS: $5.32

Book value / share: $38.24

Formula: √(22.5 × EPS × BVPS)

Graham Number

$67.66

51% downside

Norm. op. income: $1.0B (median of 7yr)

Tax rate: 24%

Discount rate: 10%

Growth assumption: zero (EPV is a no-growth value)

Earnings Power Value

$16.23

88% downside

Base FCF: $813M (median of recent 5yr)

Growth: 25%/yr (median YOY, capped at 25%)

Discount rate: 10%

Terminal growth: 3%

Projection horizon: 10 years

DCF Fair Value

$452.94

+230% upside

EPS: $5.32

Target P/E: 27×

Formula: EPS × P/E

P/E Fair Value

$143.64

+5% upside

100.0% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
BlackRock, Inc.	9.40M	$1.49B	7.99%	-65.8K	2026-06-30
Vanguard Capital Management LLC	7.78M	$1.23B	6.62%	-44.7K	2026-06-30
Harris Associates L P	7.45M	$1.18B	6.33%	-81.9K	2026-06-30
Vanguard Portfolio Management LLC	5.24M	$832.0M	4.46%	-28.4K	2026-06-30
State Street Corp	5.20M	$825.0M	4.42%	+176.0K	2026-06-30
Capital International Investors	5.19M	$823.0M	4.41%	+1.51M	2026-06-30
Soroban Capital Partners LP	4.41M	$700.0M	3.75%	+226.3K	2026-06-30
Massachusetts Financial Services Co	3.87M	$620.0M	3.29%	-830.4K	2026-06-30
Morgan Stanley	3.31M	$525.0M	2.82%	-705.5K	2026-06-30
Brown Advisory Inc	3.29M	$521.0M	2.80%	-360.8K	2026-06-30