FirstCash Holdings, Inc. (FCFS)
Retail-Miscellaneous Retail
Latest Price
$204.01
TTM P/E
23.29
Normalized P/E
34.72
Div Yield
0.62%
Book Value
52.85
P/B Ratio
3.86
Valuation metrics
adjust assumptions →EPS: $7.42
Book value / share: $51.77
Formula: √(22.5 × EPS × BVPS)
Graham Number
$92.97
54% downside
Norm. op. income: $343M (median of 7yr)
Tax rate: 25%
Discount rate: 10%
Growth assumption: zero (EPV is a no-growth value)
Earnings Power Value
$10.64
95% downside
Base FCF: $434M (median of recent 5yr)
Growth: 6%/yr (median YOY, capped at 25%)
Discount rate: 10%
Terminal growth: 3%
Projection horizon: 10 years
DCF Fair Value
$128.13
37% downside
EPS: $7.42
Target P/E: 35×
Formula: EPS × P/E
P/E Fair Value
$259.70
+27% upside
Institutional Ownership
89.5% held by institutions| Institution | Shares | Value | Ownership % | Change | Filing Date |
|---|---|---|---|---|---|
| BlackRock, Inc. | 4.74M | $891.0M | 10.82% | +21.7K | 2026-03-31 |
| FMR LLC | 3.70M | $695.0M | 8.44% | -95.7K | 2026-03-31 |
| EARNEST PARTNERS LLC | 2.16M | $406.0M | 4.94% | -56.5K | 2026-03-31 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 1.98M | $372.0M | 4.53% | -- | 2026-03-31 |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.69M | $317.0M | 3.86% | -- | 2026-03-31 |
| STATE STREET CORP | 1.42M | $267.0M | 3.25% | +18.5K | 2026-03-31 |
| PRICE T ROWE ASSOCIATES INC /MD/ | 1.40M | $263.0M | 3.21% | +234.7K | 2026-03-31 |
| GEODE CAPITAL MANAGEMENT, LLC | 1.15M | $216.0M | 2.63% | +108.7K | 2026-03-31 |
| Hood River Capital Management LLC | 1.13M | $213.0M | 2.59% | +17.8K | 2026-03-31 |
| BANK OF AMERICA CORP /DE/ | 1.11M | $208.0M | 2.54% | -6.0K | 2026-03-31 |