Financial Statements — FDBC
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.15 | 0.14 | 0.17 | 0.21 | 0.12 | 0.08 | 0.07 | 0.11 | 0.07 | 0.06 | 0.13 | 0.11 | 0.10 | 0.17 | 0.17 | 0.22 |
| Net Loans & Leases | -- | -- | -- | 1.80 | 1.77 | 1.71 | 1.68 | 1.63 | 1.61 | 1.61 | -- | -- | -- | -- | -- | -- |
| Total Assets | 2.86 | 2.74 | 2.70 | 2.71 | 2.62 | 2.50 | 2.47 | 2.48 | 2.44 | 2.44 | 2.44 | 2.41 | 2.42 | 2.41 | 1.95 | 1.91 |
| Total Deposits | 2.58 | 2.47 | 2.44 | 2.46 | 2.34 | 2.17 | 2.22 | 2.15 | 2.15 | 2.14 | 2.25 | 2.22 | 2.21 | 2.16 | 1.76 | 1.72 |
| Total Liabilities | 2.61 | 2.51 | 2.48 | 2.50 | 2.41 | 2.30 | 2.28 | 2.31 | 2.26 | 2.27 | 2.29 | 2.25 | 2.25 | 2.21 | 1.78 | 1.75 |
| Retained Earnings | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 | 0.12 | 0.11 | 0.11 | 0.10 | 0.09 | 0.09 | 0.08 |
| Total Stockholder Equity | 0.24 | 0.23 | 0.22 | 0.21 | 0.21 | 0.20 | 0.19 | 0.17 | 0.18 | 0.18 | 0.15 | 0.16 | 0.18 | 0.21 | 0.17 | 0.16 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 30.46 | 31.08 | 30.68 | 29.77 | 28.31 | 28.06 | 27.30 | 26.04 | 25.63 | 24.84 | 23.68 | 22.98 | 22.34 | 21.29 | 20.14 | 19.07 | 18.18 | 18.79 | 18.17 | 14.17 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 10.68 | 9.94 | 9.04 | 7.50 | 5.31 | 2.97 | 1.63 | 0.92 | 0.89 | 0.91 | 1.00 | 0.84 |
| Net Interest Income | 19.41 | 19.28 | 18.43 | 17.93 | 17.03 | 16.37 | 15.43 | 15.12 | 14.94 | 14.90 | 14.64 | 15.48 | 17.02 | 18.33 | 18.51 | 18.15 | 17.29 | 17.88 | 17.17 | 13.33 |
| Provision for Credit Losses | 0.88 | 0.10 | 0.20 | 0.30 | 0.46 | 0.25 | 0.68 | 0.28 | 0.13 | 0.11 | 0.53 | 0.68 | 0.18 | 0.53 | 0.53 | 0.53 | 0.53 | 0.45 | 0.45 | 0.30 |
| Non-interest Income | 5.19 | 5.12 | 5.11 | 5.36 | 4.97 | 4.85 | 4.98 | 4.62 | 4.57 | (1.94) | 4.33 | 4.54 | 4.49 | 3.92 | 3.91 | 4.26 | 4.55 | 4.18 | 4.01 | 4.58 |
| Non-interest Expense | 15.19 | 14.92 | 14.63 | 14.71 | 14.55 | 14.40 | 13.84 | 13.62 | 13.69 | 12.80 | 12.78 | 13.43 | 12.86 | 12.87 | 13.03 | 12.80 | 12.65 | 12.62 | 15.19 | 10.85 |
| Pretax Income | 8.44 | 9.21 | 8.59 | 8.26 | 7.08 | 6.66 | 5.76 | 5.70 | 5.75 | 0.11 | 5.93 | 5.97 | 8.25 | 8.86 | 8.87 | 9.08 | 8.67 | 9.00 | 5.55 | 6.75 |
| Tax Provision | 0.98 | 1.27 | 1.25 | 1.34 | 1.09 | 0.83 | 0.79 | 0.77 | 0.69 | (0.36) | 0.59 | 0.61 | 1.21 | 1.71 | 1.18 | 1.41 | 1.14 | 1.21 | 0.69 | 1.06 |
| Net Income | 7.46 | 7.94 | 7.35 | 6.92 | 5.99 | 5.84 | 4.97 | 4.93 | 5.06 | 0.47 | 5.34 | 5.36 | 7.04 | 7.15 | 7.69 | 7.66 | 7.52 | 7.79 | 4.86 | 5.70 |
| Basic EPS | 1.29 | 1.38 | 1.27 | 1.20 | 1.04 | 1.02 | 0.87 | 0.86 | 0.88 | 0.07 | 0.94 | 0.95 | 1.25 | 1.28 | 1.36 | 1.35 | 1.33 | 1.37 | 0.86 | 1.14 |
| Diluted EPS | 1.28 | 1.36 | 1.27 | 1.20 | 1.03 | 1.00 | 0.86 | 0.86 | 0.88 | 0.08 | 0.93 | 0.94 | 1.24 | 1.26 | 1.36 | 1.35 | 1.32 | 1.37 | 0.85 | 1.13 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 7.57 | 9.68 | 8.42 | 12.58 | 11.68 | 6.46 | 9.07 | 8.69 | 5.33 | 8.32 | 6.31 | 8.02 | 7.05 | 9.15 | 12.48 | 9.56 | 18.25 | (6.70) | (27.46) | 15.66 |
| Capital Expenditures | 4.31 | 5.44 | 6.23 | 5.69 | 0.17 | 0.59 | 1.29 | 1.48 | 1.30 | 2.38 | 2.00 | 1.86 | 0.72 | 0.90 | 0.74 | 0.63 | 3.24 | 0.72 | 0.66 | 0.86 |
| Free Cash Flow* | 3.25 | 4.23 | 2.20 | 6.89 | 11.51 | 5.88 | 7.78 | 7.21 | 4.03 | 5.94 | 4.31 | 6.16 | 6.33 | 8.25 | 11.74 | 8.92 | 15.00 | (7.41) | (28.12) | 14.80 |
| Investing Cash Flow | (106.13) | (1.66) | (61.19) | (33.70) | 1.30 | (14.16) | (64.07) | (27.27) | (8.09) | (4.61) | (11.24) | 4.36 | (23.79) | (38.49) | (20.35) | (0.41) | (56.13) | (62.04) | (60.18) | (101.78) |
| Financing Cash Flow | 105.50 | (2.12) | 29.43 | (24.58) | 114.86 | (29.12) | 97.08 | 23.93 | (36.46) | (2.23) | 45.77 | (5.78) | 50.69 | (75.60) | 32.79 | 2.57 | 38.42 | (1.77) | 84.96 | 33.23 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.43 | 0.43 | 0.40 | 0.40 | 0.40 | 0.40 | 0.38 | 0.38 | 0.38 | 0.38 | 0.36 | 0.36 | 0.36 | 0.36 | 0.33 | 0.33 | 0.33 | 0.33 | 0.30 | 0.30 |