Financial Statements — FDSB
Balance Sheet
(in millions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 |
|---|
| Cash & Equivalents | 23.31 | 34.38 | 27.69 | 30.10 | 34.09 | 46.22 | 36.63 |
| Total Assets | 535.69 | 539.50 | 539.81 | 531.07 | 523.82 | 516.01 | 485.67 |
| Total Deposits | 393.69 | 394.81 | 396.69 | 392.92 | 383.16 | 395.31 | 399.59 |
| Total Liabilities | 406.38 | 408.20 | 408.91 | 403.81 | 395.93 | 437.98 | 408.70 |
| Retained Earnings | 87.03 | 87.10 | 86.90 | 83.77 | 83.53 | 84.32 | 83.64 |
| Total Stockholder Equity | 129.31 | 131.30 | 130.90 | 127.26 | 127.89 | 78.03 | 76.97 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 |
|---|
| Interest & Dividend Income | 5.65 | 5.68 | 5.69 | 5.48 | 5.21 | 5.14 | 5.19 | 4.64 | 4.30 |
| Net Interest Income | 3.55 | 3.42 | 3.35 | 3.15 | 2.94 | 2.85 | 2.88 | 2.27 | 2.05 |
| Provision for Credit Losses | -- | -- | -- | (1.00) | (0.10) | 0.00 | (0.11) | (1.00) | (0.10) |
| Non-interest Income | 0.23 | 0.22 | 0.23 | 3.72 | 0.26 | 0.26 | 0.25 | 0.40 | (0.90) |
| Non-interest Expense | 3.29 | 3.01 | 3.14 | 3.83 | 3.10 | 2.98 | 4.24 | 2.81 | 2.68 |
| Pretax Income | 0.49 | 0.62 | 0.43 | 3.04 | 0.10 | 0.13 | (1.00) | 0.87 | (1.43) |
| Tax Provision | 0.10 | 0.08 | 0.09 | (0.09) | 0.02 | (0.03) | (0.21) | 0.18 | (0.30) |
| Net Income | 0.39 | 0.54 | 0.34 | 3.13 | 0.08 | 0.16 | (0.79) | 0.68 | (1.13) |
| Basic EPS | 0.08 | 0.10 | 0.07 | 0.61 | 0.02 | 0.03 | (0.15) | -- | -- |
| Diluted EPS | 0.08 | 0.10 | 0.07 | 0.61 | 0.02 | 0.03 | (0.15) | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 |
|---|
| Operating Cash Flow | 1.04 | (0.04) | 0.12 | 0.43 | 0.82 | (0.63) | 0.73 | (0.38) | (0.77) |
| Capital Expenditures | 0.30 | 0.08 | 0.06 | 0.18 | 0.06 | 0.03 | 0.02 | 0.12 | 0.34 |
| Free Cash Flow* | 0.74 | (0.13) | 0.05 | 0.25 | 0.77 | (0.66) | 0.71 | (0.50) | (1.11) |
| Investing Cash Flow | (12.22) | 4.94 | 7.64 | (7.09) | (10.53) | (1.84) | (19.32) | (19.00) | 12.68 |
| Financing Cash Flow | 0.65 | (5.43) | (1.07) | 4.25 | 1.90 | 6.30 | 6.46 | 28.98 | 5.41 |
* Derived from reported values
