Financial Statements — FFBC
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.17 | 0.17 | 0.21 | 0.19 | 0.19 | 0.19 | 0.20 | 0.22 | 0.22 | 0.20 | 0.20 | 0.30 | 0.23 | -- | -- | -- |
| Total Assets | 22.78 | 18.55 | 18.63 | 18.46 | 18.15 | 18.17 | 17.60 | 17.05 | 17.09 | 16.93 | 16.62 | 16.24 | 16.01 | 15.96 | 16.04 | 16.18 |
| Total Deposits | 17.92 | 14.43 | 14.37 | 14.20 | 13.95 | 13.66 | 13.46 | 12.92 | 12.79 | 12.67 | 12.34 | 12.28 | 12.82 | 12.68 | 12.51 | 12.65 |
| Long-term Debt | 0.38 | 0.22 | 0.34 | 0.35 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.36 | 0.36 | 0.38 | 0.31 | 0.31 | 0.58 |
| Total Liabilities | 19.84 | 15.92 | 16.08 | 15.95 | 15.70 | 15.84 | 15.31 | 14.93 | 14.95 | 14.81 | 14.63 | 14.18 | 13.87 | 13.72 | 13.77 | 13.92 |
| Retained Earnings | 1.49 | 1.40 | 1.35 | 1.30 | 1.23 | 1.20 | 1.17 | 1.10 | 1.06 | 1.02 | 0.92 | 0.89 | 0.86 | 0.81 | 0.77 | 0.75 |
| Total Stockholder Equity | 2.94 | 2.63 | 2.56 | 2.50 | 2.45 | 2.33 | 2.29 | 2.13 | 2.14 | 2.12 | 1.99 | 2.07 | 2.14 | 2.24 | 2.27 | 2.26 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 282.42 | 265.33 | 250.25 | 245.90 | 240.42 | 251.57 | 257.12 | 252.72 | 240.69 | 238.44 | 232.09 | 223.90 | 208.58 | 189.92 | 155.11 | 126.14 | 113.83 | 117.87 | 120.82 | 121.91 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 99.41 | 91.95 | 84.67 | 76.64 | 64.66 | 49.26 | 32.21 | 17.22 | 8.95 | 7.48 | 7.07 | 7.41 | 7.89 |
| Net Interest Income | 189.61 | 174.00 | 160.49 | 158.27 | 149.30 | 154.40 | 155.56 | 153.31 | 148.74 | 153.76 | 155.46 | 159.23 | 159.32 | 157.71 | 137.89 | 117.20 | 106.35 | 110.81 | 113.41 | 114.03 |
| Provision for Credit Losses | 8.54 | 10.10 | 9.07 | 9.80 | 8.70 | 9.43 | 9.93 | 16.16 | 13.42 | 8.80 | 12.91 | 12.72 | 8.64 | 8.69 | 7.90 | (4.27) | (5.59) | (9.52) | (8.19) | (4.76) |
| Non-interest Income | 81.91 | 64.77 | 73.53 | 68.06 | 51.08 | 69.85 | 45.70 | 61.50 | 46.51 | 46.99 | 56.63 | 53.26 | 55.54 | 56.03 | 42.53 | 49.79 | 41.29 | 45.66 | 42.54 | 42.99 |
| Non-interest Expense | 169.41 | 149.53 | 134.27 | 128.67 | 128.08 | 147.91 | 125.76 | 123.57 | 122.36 | 119.14 | 122.04 | 120.62 | 116.69 | 124.25 | 125.07 | 103.23 | 102.81 | 109.61 | 99.06 | 99.64 |
| Pretax Income | 93.57 | -- | 90.68 | 87.86 | 63.60 | -- | 64.88 | 74.80 | 61.74 | -- | 78.37 | 81.15 | 87.69 | -- | 47.07 | 64.54 | 50.65 | -- | 67.03 | 61.61 |
| Tax Provision | 19.12 | 16.74 | 18.75 | 17.86 | 12.31 | 2.03 | 12.43 | 13.99 | 11.05 | 14.66 | 15.31 | 15.48 | 17.29 | 10.37 | (8.63) | 13.02 | 9.35 | 7.64 | 7.02 | 10.72 |
| Net Income | 74.44 | 62.39 | 71.92 | 70.00 | 51.29 | 64.89 | 52.45 | 60.81 | 50.69 | 56.73 | 63.06 | 65.67 | 70.40 | 69.09 | 55.71 | 51.52 | 41.30 | 46.95 | 60.01 | 50.89 |
| Basic EPS | 0.72 | 0.64 | 0.76 | 0.74 | 0.54 | 0.68 | 0.56 | 0.64 | 0.54 | 0.60 | 0.67 | 0.70 | 0.75 | 0.74 | 0.60 | 0.55 | 0.44 | 0.50 | 0.64 | 0.53 |
| Diluted EPS | 0.71 | 0.64 | 0.75 | 0.73 | 0.54 | 0.68 | 0.55 | 0.64 | 0.53 | 0.60 | 0.66 | 0.69 | 0.74 | 0.72 | 0.59 | 0.55 | 0.44 | 0.51 | 0.63 | 0.52 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 548.95 | 122.15 | 89.81 | 69.79 | 56.12 | 74.06 | 88.11 | 68.06 | 31.93 | 116.17 | 91.74 | 106.86 | 172.21 | 26.64 | (91.54) | 121.94 | 143.82 | 106.42 | 78.08 | 58.93 |
| Capital Expenditures | 13.49 | 8.03 | 4.03 | 4.95 | 3.75 | 7.00 | 3.67 | 3.29 | 7.12 | 6.00 | 6.10 | 7.54 | 4.49 | 4.02 | 2.53 | 4.06 | 3.18 | 4.73 | 5.44 | 2.45 |
| Free Cash Flow* | 535.46 | 114.12 | 85.78 | 64.84 | 52.37 | 67.06 | 84.44 | 64.77 | 24.81 | 110.17 | 85.63 | 99.32 | 167.71 | 22.62 | (94.07) | 117.88 | 140.63 | 101.69 | 72.64 | 56.48 |
| Investing Cash Flow | (600.56) | (583.59) | 47.73 | (83.48) | 72.62 | (396.18) | 7.72 | (568.25) | (43.33) | (513.68) | 53.66 | (183.75) | (57.49) | (471.85) | (318.06) | (176.02) | 82.82 | (376.72) | 116.33 | 114.16 |
| Financing Cash Flow | 43.70 | 465.34 | (173.06) | 33.27 | (112.38) | 305.76 | (99.01) | 494.58 | (2.25) | 390.24 | (142.44) | 94.44 | (122.38) | 457.16 | 302.61 | 126.20 | (216.24) | 280.59 | (191.58) | (176.36) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.25 | 0.25 | 0.25 | 0.24 | 0.24 | 0.24 | 0.24 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 |