FIRST FINANCIAL BANKSHARES INC (FFIN) Financial Statements — Income, Balance Sheet, Cash Flow

Overview Financials Chart Business Summary Filings Ownership Valuation

Financial Statements — FFIN

Balance Sheet

(in billions USD)

Metric	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Cash & Equivalents	0.74	0.65	0.71	0.93	0.58	0.37	0.60	0.39	0.28	0.45	0.37	0.47	--	--	--	--
Net Loans & Leases	--	0.06	0.06	0.06	0.06	0.06	0.04	0.04	0.03	0.02	0.02	0.03	0.03	0.03	0.03	0.04
Total Assets	15.39	14.84	14.38	14.31	13.58	13.16	13.19	12.78	12.83	13.01	13.11	13.26	13.31	12.54	12.33	12.10
Total Deposits	13.25	12.85	12.45	12.47	11.76	11.41	11.29	10.72	10.81	10.94	11.14	11.12	11.00	9.89	9.78	9.41
Total Liabilities	13.44	13.01	12.64	12.63	11.92	11.65	11.70	11.54	11.46	11.64	11.98	11.93	11.83	10.81	10.61	10.44
Retained Earnings	1.53	1.44	1.42	1.38	1.30	1.27	1.25	1.20	1.18	1.15	1.09	1.05	1.02	0.95	0.91	0.88
Total Stockholder Equity	1.94	1.83	1.74	1.68	1.66	1.52	1.49	1.24	1.37	1.37	1.13	1.33	1.49	1.73	1.72	1.67

Income Statement

(in millions USD) (except per-share rows)

Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Interest & Dividend Income	182.95	182.87	179.69	172.81	167.11	165.79	159.96	153.67	149.50	142.21	135.35	129.01	121.51	121.14	112.73	101.98	97.01	96.00	97.20	92.60
Interest Expense	--	--	--	--	--	--	--	50.40	49.25	44.70	41.20	33.14	25.22	17.10	9.57	3.20	1.57	1.19	1.42	1.65
Net Interest Income	134.79	131.37	127.00	123.73	118.79	116.12	107.11	103.27	100.24	97.51	94.15	95.87	96.29	104.04	103.16	98.78	95.44	94.81	95.78	90.95
Provision for Credit Losses	2.29	(2.49)	24.44	3.13	3.53	1.00	6.12	5.89	1.26	0.00	3.82	6.52	4.71	4.75	(1.06)	4.10	3.75	2.38	0.00	(1.04)
Non-interest Income	32.10	33.35	34.26	32.87	30.23	30.98	32.36	31.27	29.38	21.98	28.07	29.95	28.01	28.52	30.94	37.32	34.88	34.90	37.73	34.67
Non-interest Expense	76.77	77.66	73.67	71.74	70.33	70.10	66.01	65.01	63.94	63.47	59.54	57.61	57.26	57.78	59.44	58.33	59.23	61.67	62.94	59.37
Pretax Income	87.83	89.55	63.16	81.74	75.16	75.99	67.34	63.64	64.88	56.01	60.40	62.63	64.26	70.71	71.44	72.42	66.31	65.97	70.57	67.45
Tax Provision	16.29	16.24	10.90	15.08	13.81	13.67	12.03	11.16	11.48	10.03	10.85	11.75	11.69	12.04	12.10	11.92	10.34	10.64	11.64	11.08
Net Income	71.54	73.31	52.27	66.66	61.35	62.32	55.31	52.49	53.40	45.98	49.56	50.87	52.57	58.67	59.34	60.49	55.97	55.34	58.93	56.38
Basic EPS	0.50	0.50	0.37	0.47	0.43	0.43	0.39	0.37	0.37	0.31	0.35	0.36	0.37	0.41	0.42	0.42	0.39	0.39	0.41	0.40
Diluted EPS	0.50	0.51	0.36	0.47	0.43	0.43	0.39	0.37	0.37	0.31	0.35	0.36	0.37	0.42	0.41	0.42	0.39	0.39	0.41	0.39

Cash Flow Statement

(in millions USD)

Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Operating Cash Flow	101.64	74.89	86.46	61.28	76.83	84.47	80.72	68.81	75.64	58.73	73.11	57.09	95.89	69.53	96.06	71.66	86.69	87.36	117.55	51.55
Capital Expenditures	4.14	5.96	2.79	2.57	2.12	4.77	3.05	4.98	3.91	3.87	4.42	2.62	6.35	3.81	6.73	2.05	3.19	4.92	2.64	8.32
Free Cash Flow*	97.50	68.92	83.67	58.70	74.71	79.70	77.66	63.83	71.73	54.86	68.69	54.47	89.54	65.72	89.34	69.61	83.49	82.44	114.91	43.23
Investing Cash Flow	(321.06)	(132.21)	(518.51)	(223.11)	(142.40)	(336.55)	(108.90)	(221.91)	(69.51)	40.33	(8.45)	(26.26)	121.67	187.72	(220.76)	(285.13)	(519.84)	(795.61)	(591.84)	(642.35)
Financing Cash Flow	(121.44)	484.52	374.49	(56.86)	229.21	431.83	242.48	(77.68)	57.44	49.25	44.76	(198.18)	(102.03)	(292.36)	24.92	81.28	502.32	675.70	190.84	351.83

* Derived from reported values

Dividends Per Share

(USD)

Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Dividends Per Share	0.19	0.19	0.19	0.19	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.17	0.17	0.17	0.17	0.15	0.15	0.15	0.15