Financial Statements — FGBI
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.73 | 0.75 | 0.71 | 0.62 | 0.37 | 0.30 | 0.33 | 0.20 | 0.15 | 0.17 | 0.11 | 0.12 | 0.13 | 0.27 | 0.13 | 0.29 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.39 | 2.27 | 2.21 | 2.05 | 2.04 | 1.94 |
| Total Assets | 3.96 | 3.80 | 3.97 | 3.83 | 3.92 | 3.62 | 3.56 | 3.42 | 3.24 | 3.24 | 3.10 | 2.96 | 2.91 | 2.82 | 2.75 | 2.57 |
| Total Deposits | 3.51 | 3.35 | 3.48 | 3.34 | 3.43 | 3.04 | 3.06 | 2.82 | 2.77 | 2.86 | 2.71 | 2.66 | 2.62 | 2.54 | 2.42 | 2.31 |
| Total Liabilities | 3.73 | 3.58 | 3.71 | 3.58 | 3.67 | 3.36 | 3.31 | 3.18 | 3.00 | 3.01 | 2.87 | 2.73 | 2.69 | 2.61 | 2.53 | 2.39 |
| Retained Earnings | 0.02 | 0.01 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.07 | 0.07 | 0.06 |
| Total Stockholder Equity | 0.22 | 0.22 | 0.26 | 0.25 | 0.26 | 0.26 | 0.25 | 0.24 | 0.24 | 0.23 | 0.23 | 0.23 | 0.22 | 0.22 | 0.21 | 0.18 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 52.28 | 51.00 | 53.50 | 54.32 | 54.46 | 57.72 | 57.43 | 53.65 | 52.91 | 50.31 | 47.63 | 43.78 | 41.29 | 38.31 | 35.25 | 32.54 | 30.48 | 30.17 | 29.41 | 26.99 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 30.99 | 29.27 | 27.18 | 22.87 | 18.99 | 15.01 | 9.80 | 6.23 | 5.50 | 5.44 | 5.58 | 5.54 |
| Net Interest Income | 20.69 | 20.24 | 22.24 | 22.24 | 22.22 | 22.58 | 22.70 | 21.24 | 21.92 | 21.05 | 20.45 | 20.91 | 22.30 | 23.30 | 25.45 | 26.31 | 24.98 | 24.74 | 23.83 | 21.45 |
| Provision for Credit Losses | 2.63 | 2.64 | 47.93 | 16.61 | 14.55 | 6.02 | 4.90 | 6.81 | 2.30 | 2.23 | 0.63 | 0.86 | 0.31 | 0.76 | 1.51 | 0.76 | 0.63 | 0.24 | 0.30 | 0.90 |
| Non-interest Income | 2.21 | 2.11 | 1.86 | 2.16 | 2.35 | 2.50 | 4.41 | 15.53 | 2.31 | 2.57 | 2.49 | 2.81 | 2.70 | 2.50 | 4.02 | 2.53 | 1.96 | 2.77 | 2.06 | 3.60 |
| Non-interest Expense | 16.73 | 16.79 | 30.18 | 17.27 | 18.02 | 17.89 | 19.71 | 20.61 | 18.93 | 19.77 | 20.00 | 19.74 | 20.17 | 18.65 | 17.79 | 17.82 | 16.75 | 17.10 | 15.75 | 16.02 |
| Pretax Income | 3.54 | 2.92 | (54.01) | (9.48) | (7.99) | 1.17 | 2.49 | 9.35 | 2.99 | 1.62 | 2.31 | 3.44 | 4.53 | 6.40 | 10.17 | 10.26 | 9.56 | 10.16 | 9.84 | 8.12 |
| Tax Provision | 0.80 | 0.47 | (9.01) | (2.18) | (1.82) | 0.16 | 0.57 | 2.15 | 0.68 | 0.32 | 0.54 | 0.77 | 1.06 | 1.27 | 2.12 | 2.14 | 1.98 | 2.12 | 2.05 | 1.69 |
| Net Income | 2.74 | 2.45 | (45.00) | (7.30) | (6.17) | 1.01 | 1.93 | 7.20 | 2.31 | 1.30 | 1.77 | 2.68 | 3.47 | 5.12 | 8.05 | 8.12 | 7.59 | 8.05 | 7.79 | 6.43 |
| Basic EPS | 0.14 | (0.01) | (3.01) | (0.61) | (0.54) | 0.03 | 0.11 | 0.53 | 0.14 | 0.06 | 0.10 | 0.19 | 0.27 | 0.43 | 0.70 | 0.70 | 0.65 | 0.52 | 0.74 | 0.64 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 50.59 | (24.78) | 29.43 | (18.32) | 5.39 | 18.98 | 4.85 | 7.90 | 2.00 | 12.87 | (2.87) | 7.68 | 4.03 | 3.30 | 13.16 | 12.07 | 8.33 | 17.59 | 11.31 | (6.32) |
| Capital Expenditures | 0.17 | 0.53 | 0.69 | 0.27 | 0.21 | 0.29 | (0.14) | 1.29 | 1.60 | 6.60 | 3.90 | 3.25 | 1.12 | 0.74 | 0.57 | 0.80 | 0.53 | 0.18 | 0.25 | 0.77 |
| Free Cash Flow* | 50.43 | (25.30) | 28.74 | (18.59) | 5.18 | 18.69 | 4.99 | 6.61 | 0.40 | 6.27 | (6.76) | 4.44 | 2.92 | 2.56 | 12.59 | 11.28 | 7.79 | 17.41 | 11.06 | (7.09) |
| Investing Cash Flow | (37.45) | (162.45) | 136.07 | (29.38) | 185.66 | 133.29 | (240.09) | (77.11) | 41.84 | (61.61) | (117.51) | (22.80) | (4.17) | (81.59) | (149.65) | (67.69) | (168.98) | (74.78) | 56.77 | (326.81) |
| Financing Cash Flow | (125.07) | 278.74 | (126.19) | 144.14 | (136.82) | 44.32 | 303.89 | 36.12 | 1.76 | 133.92 | 175.43 | (7.59) | 85.85 | 52.15 | 125.45 | 43.28 | 31.46 | 49.34 | 71.11 | 172.68 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.08 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.12 | 0.16 | 0.16 |
