Financial Statements — FINW
Balance Sheet
(in millions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Cash & Equivalents | 96.95 | 105.63 | 90.10 | 120.27 | 85.77 | 89.01 | 115.79 | 126.77 | 119.04 | 105.61 | 92.46 | 96.53 | 116.65 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 200.49 | 189.67 | 189.55 |
| Total Assets | 899.44 | 899.93 | 842.49 | 804.13 | 683.03 | 617.82 | 610.83 | 555.06 | 495.63 | 442.30 | 385.57 | 365.99 | 424.48 |
| Total Deposits | 674.86 | 682.31 | 635.17 | 605.76 | 488.66 | 429.20 | 424.10 | 386.75 | 332.53 | 283.19 | 232.84 | 219.36 | 277.46 |
| Total Liabilities | 702.83 | 712.16 | 660.53 | 626.77 | 512.66 | 452.02 | 448.35 | 404.65 | 348.18 | 297.95 | 251.28 | 235.45 | 299.53 |
| Retained Earnings | 134.85 | 128.28 | 123.81 | 119.78 | 113.80 | 110.34 | 107.17 | 99.69 | 94.81 | 89.51 | 79.16 | 75.51 | 70.03 |
| Total Stockholder Equity | 196.61 | 187.77 | 181.96 | 177.36 | 170.37 | 165.80 | 162.48 | 150.40 | 147.45 | 144.35 | 134.29 | 130.54 | 124.96 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Interest & Dividend Income | 33.54 | 30.23 | 23.97 | 19.74 | 18.54 | 19.36 | 18.92 | 18.42 | 17.65 | 18.05 | 17.21 | 15.87 | 13.40 | 13.27 | 12.82 | 13.01 | 13.22 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 3.64 | 3.69 | 2.80 | 2.19 | 1.30 | 0.62 | 0.30 | 0.24 | 0.26 |
| Net Interest Income | 28.09 | 24.57 | 18.61 | 14.73 | 14.28 | 15.53 | 14.76 | 14.62 | 14.01 | 14.37 | 14.41 | 13.68 | 12.11 | 12.65 | 12.52 | 12.77 | 12.96 |
| Provision for Credit Losses | 10.58 | 17.71 | 12.80 | 4.73 | 3.34 | 3.88 | 2.16 | 2.38 | 3.15 | 3.21 | 3.07 | 2.69 | 2.67 | 3.20 | 4.46 | 2.91 | 2.95 |
| Non-interest Income | 14.63 | 22.28 | 18.05 | 10.34 | 7.81 | 6.13 | 6.05 | 4.84 | 5.46 | 6.04 | 5.23 | 5.29 | 4.53 | 9.78 | 7.52 | 8.43 | 11.68 |
| Non-interest Expense | 28.34 | 23.65 | 17.45 | 14.91 | 14.32 | 14.09 | 14.05 | 12.89 | 11.81 | 11.38 | 10.07 | 10.00 | 8.74 | 10.22 | 8.47 | 11.02 | 9.05 |
| Pretax Income | 3.80 | 5.49 | 6.41 | 5.43 | 4.44 | 3.69 | 4.61 | 4.18 | 4.51 | 5.81 | 6.50 | 6.28 | 5.23 | 9.00 | 7.12 | 7.27 | 12.65 |
| Tax Provision | 1.06 | 1.57 | 1.52 | 1.33 | 1.25 | 0.90 | 1.16 | 1.00 | 1.19 | 1.66 | 1.70 | 1.64 | 1.36 | 2.45 | 3.46 | 1.79 | 3.21 |
| Net Income | 2.74 | 3.91 | 4.89 | 4.10 | 3.19 | 2.79 | 3.45 | 3.18 | 3.32 | 4.16 | 4.80 | 4.64 | 3.86 | 6.55 | 3.65 | 5.48 | 9.43 |
| Basic EPS | 0.21 | 0.29 | 0.36 | 0.31 | 0.24 | 0.21 | 0.26 | 0.25 | 0.26 | 0.34 | 0.38 | 0.36 | 0.30 | 0.51 | 0.28 | 0.43 | 0.74 |
| Diluted EPS | 0.20 | 0.27 | 0.34 | 0.29 | 0.23 | 0.19 | 0.25 | 0.24 | 0.25 | 0.32 | 0.37 | 0.35 | 0.29 | 0.49 | 0.27 | 0.41 | 0.70 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Operating Cash Flow | 19.71 | 8.08 | 3.45 | (18.35) | (21.61) | 0.66 | (9.82) | (7.38) | 1.55 | 9.73 | 8.64 | (9.41) | 3.31 | 24.89 | (1.23) | 41.89 | (4.40) |
| Capital Expenditures | 0.02 | 0.01 | 0.02 | (1.45) | 1.64 | 0.07 | 2.22 | 1.42 | 1.19 | 1.13 | 1.72 | 4.43 | 0.18 | 3.25 | 1.18 | 1.45 | 1.34 |
| Free Cash Flow* | 19.69 | 8.07 | 3.43 | (16.90) | (23.25) | 0.59 | (12.04) | (8.80) | 0.36 | 8.60 | 6.91 | (13.84) | 3.14 | 21.65 | (2.42) | 40.44 | (5.73) |
| Investing Cash Flow | (6.46) | (23.01) | (34.80) | (41.00) | (28.11) | (33.51) | (52.88) | (24.19) | (21.80) | (37.57) | (52.75) | (24.29) | (38.26) | (26.22) | (16.07) | 34.34 | 9.78 |
| Financing Cash Flow | (79.70) | 72.70 | 46.87 | 29.17 | 60.83 | 56.25 | 59.46 | 4.78 | 19.07 | 18.05 | 51.84 | 47.14 | 39.99 | 9.43 | 13.23 | (58.68) | 25.51 |
* Derived from reported values
