Financial Statements — FRST
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.16 | 0.06 | 0.09 | 0.06 | 0.08 | 0.07 | 0.09 | 0.09 | 0.10 | 0.61 | 0.10 | 0.07 | 0.30 | 0.65 | 0.62 | 0.48 |
| Total Assets | 4.26 | 3.95 | 3.87 | 3.70 | 4.02 | 3.97 | 3.89 | 3.84 | 3.87 | 4.22 | 3.36 | 3.24 | 3.22 | 3.45 | 3.40 | 3.33 |
| Total Deposits | 3.42 | 3.34 | 3.34 | 3.17 | 3.31 | 3.34 | 3.31 | 3.29 | 3.32 | 3.67 | 2.71 | 2.68 | 2.69 | 2.81 | 2.75 | 2.69 |
| Total Liabilities | 3.83 | 3.57 | 3.50 | 3.32 | 3.63 | 3.57 | 3.50 | 3.46 | 3.48 | 3.82 | 2.97 | 2.84 | 2.82 | 3.04 | 2.99 | 2.93 |
| Retained Earnings | 0.11 | 0.08 | 0.08 | 0.08 | 0.08 | 0.09 | 0.08 | 0.09 | 0.10 | 0.11 | 0.11 | 0.10 | 0.10 | 0.09 | 0.09 | 0.08 |
| Total Stockholder Equity* | 0.43 | 0.38 | 0.38 | 0.38 | 0.38 | 0.38 | 0.37 | 0.38 | 0.39 | 0.40 | 0.39 | 0.40 | 0.40 | 0.41 | 0.41 | 0.40 |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 53.53 | 53.33 | 51.77 | 47.63 | 47.72 | 51.31 | 57.11 | 52.20 | 50.35 | 50.13 | 48.03 | 50.20 | 44.26 | 35.85 | 32.60 | 28.26 | 26.59 | 28.50 | 27.80 | 26.63 |
| Interest Expense | -- | -- | -- | -- | -- | -- | 29.09 | 27.35 | 25.08 | 24.41 | 23.70 | 26.87 | 18.94 | 9.06 | 5.15 | 3.65 | 3.73 | 4.26 | 4.59 | 4.83 |
| Net Interest Income | 32.07 | 30.85 | 29.03 | 25.18 | 26.36 | 26.08 | 28.02 | 24.85 | 25.27 | 25.73 | 24.33 | 23.33 | 25.32 | 26.79 | 27.45 | 24.61 | 22.85 | 24.24 | 23.21 | 21.80 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.10 | (1.30) | 1.09 | (4.21) |
| Non-interest Income | 13.56 | 50.02 | 11.97 | 18.03 | 32.34 | 12.70 | 9.28 | 10.85 | 10.31 | 8.92 | 9.72 | 8.94 | 17.67 | 8.01 | 5.62 | 2.63 | 2.09 | 0.14 | 2.69 | 4.49 |
| Non-interest Expense | 33.75 | 42.16 | 32.31 | 31.94 | 32.52 | 37.37 | 30.96 | 29.79 | 27.54 | 28.26 | 36.95 | 30.44 | 26.95 | 28.27 | 23.76 | 20.43 | 18.99 | 18.94 | 16.89 | 17.39 |
| Pretax Income | 10.33 | 36.27 | 8.74 | 2.97 | 24.59 | (32.07) | (1.16) | 2.80 | 1.53 | (14.92) | (4.51) | (2.52) | 10.78 | (1.33) | 6.42 | 6.38 | 5.86 | 6.74 | 7.91 | 13.12 |
| Tax Provision | 3.01 | 6.73 | 1.91 | 0.53 | 5.55 | (5.92) | (0.30) | 1.26 | 0.72 | (4.47) | 1.52 | (0.53) | 2.41 | (0.82) | 1.37 | 1.38 | 1.26 | 1.60 | 1.70 | 2.84 |
| Net Income | 7.31 | 29.54 | 6.83 | 2.44 | 22.64 | (23.33) | 1.23 | 3.44 | 2.47 | (8.17) | (6.03) | (1.99) | 8.36 | (0.51) | 5.05 | 5.01 | 4.59 | 7.65 | 3.94 | 10.28 |
| Basic EPS | 0.30 | 1.19 | 0.28 | 0.10 | 0.92 | (0.95) | 0.05 | 0.14 | 0.10 | -- | (0.24) | (0.08) | -- | -- | -- | -- | -- | -- | -- | 0.42 |
| Diluted EPS | 0.30 | 1.19 | 0.28 | 0.10 | 0.92 | (0.95) | 0.05 | 0.14 | 0.10 | -- | (0.24) | (0.08) | -- | -- | -- | -- | -- | -- | -- | 0.42 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | (54.36) | 28.74 | (11.38) | (40.98) | 34.39 | (34.50) | 4.46 | 50.54 | (0.96) | -- | (0.93) | (23.76) | (11.93) | (10.15) | 10.62 | 9.48 | 3.04 | -- | 9.65 | 4.20 |
| Capital Expenditures | 0.20 | -- | -- | -- | -- | 1.19 | 0.00 | 0.00 | 0.00 | 0.52 | 0.00 | 0.94 | 0.46 | 0.31 | 0.17 | 0.49 | 0.05 | 0.32 | 1.19 | 0.56 |
| Free Cash Flow* | (54.57) | -- | -- | -- | -- | (35.70) | 4.46 | 50.54 | (0.96) | -- | (0.93) | (24.70) | (12.39) | (10.46) | 10.45 | 8.99 | 3.00 | -- | 8.47 | 3.63 |
| Investing Cash Flow | (132.05) | 55.25 | (93.58) | (92.58) | (27.31) | 324.65 | (44.22) | (145.79) | (26.34) | -- | 11.02 | (134.06) | (89.97) | -- | (106.52) | (235.90) | (56.81) | -- | (34.33) | 80.18 |
| Financing Cash Flow | 202.68 | (4.26) | 74.77 | 170.59 | (14.55) | (302.92) | 50.46 | 73.11 | 38.47 | 17.99 | (17.09) | (348.43) | 631.17 | 208.46 | 122.92 | (1.09) | (178.17) | (49.69) | 54.58 | 56.18 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
