Financial Statements — FSBW
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.04 | 0.06 | 0.03 | 0.06 | 0.04 | 0.03 | 0.05 | 0.08 | 0.13 | 0.06 | 0.16 | 0.03 | 0.03 | 0.03 | 0.09 | 0.09 |
| Net Loans & Leases | -- | -- | -- | -- | -- | 2.46 | 2.42 | -- | -- | -- | 2.08 | 1.95 | 1.80 | 1.68 | 1.65 | 1.59 |
| Total Assets | 3.20 | 3.21 | 3.18 | 3.07 | 2.97 | 2.94 | 2.97 | 2.92 | 2.91 | 2.78 | 2.65 | 2.40 | 2.27 | 2.23 | 2.22 | 2.18 |
| Total Deposits | 2.64 | 2.69 | 2.55 | 2.62 | 2.43 | 2.38 | 2.47 | 2.45 | 2.37 | 2.44 | 2.08 | 2.02 | 1.92 | 1.86 | 1.86 | 1.78 |
| Total Liabilities | 2.89 | 2.91 | 2.88 | 2.77 | 2.68 | 2.66 | 2.69 | 2.67 | 2.66 | 2.54 | 2.43 | 2.18 | 2.04 | 1.99 | 1.98 | 1.94 |
| Retained Earnings | 0.29 | 0.27 | 0.27 | 0.26 | 0.25 | 0.24 | 0.24 | 0.22 | 0.22 | 0.21 | 0.20 | 0.19 | 0.18 | 0.17 | 0.16 | 0.16 |
| Total Stockholder Equity | 0.31 | 0.30 | 0.30 | 0.30 | 0.29 | 0.28 | 0.28 | 0.25 | 0.25 | 0.24 | 0.22 | 0.22 | 0.24 | 0.24 | 0.24 | 0.24 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 49.33 | 50.78 | 50.97 | 48.70 | 46.79 | 46.97 | 47.04 | 45.94 | 44.88 | 44.44 | 43.27 | 40.87 | 38.61 | 35.82 | 31.30 | 26.95 | 24.63 | 24.79 | 25.01 | 23.80 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 14.53 | 13.99 | 12.64 | 9.32 | 7.95 | 6.52 | 3.78 | 2.22 | 1.90 | 2.11 | 2.35 | 2.58 |
| Net Interest Income | 32.55 | 33.62 | 33.69 | 32.11 | 30.98 | 31.11 | 31.24 | 30.40 | 30.35 | 30.46 | 30.63 | 31.55 | 30.66 | 29.30 | 27.53 | 24.73 | 22.72 | 22.67 | 22.66 | 21.22 |
| Provision for Credit Losses | 2.53 | 3.62 | 2.31 | 2.02 | 1.59 | 1.52 | 1.51 | 1.08 | 1.40 | 1.40 | 0.55 | 0.72 | 2.11 | 1.59 | 1.72 | 1.87 | 1.04 | (1.00) | 0.00 | 0.00 |
| Non-interest Income | 5.40 | 6.39 | 5.59 | 5.17 | 5.13 | 4.61 | 5.97 | 5.87 | 5.11 | 5.46 | 4.98 | 4.83 | 5.22 | 3.70 | 4.18 | 4.36 | 5.88 | 7.90 | 8.40 | 8.19 |
| Non-interest Expense | 25.52 | 26.07 | 25.39 | 25.50 | 25.06 | 24.35 | 25.83 | 23.86 | 23.53 | 22.43 | 23.59 | 24.20 | 23.52 | 21.85 | 19.34 | 18.93 | 19.07 | 20.92 | 20.02 | 18.96 |
| Pretax Income | 9.90 | 10.31 | 11.59 | 9.76 | 9.46 | 9.85 | 9.87 | 11.34 | 10.53 | 12.08 | 11.48 | 11.47 | 10.25 | 9.56 | 10.65 | 8.28 | 8.49 | 10.65 | 11.04 | 10.44 |
| Tax Provision | 2.07 | 1.89 | 2.41 | 2.03 | 1.44 | 2.47 | (0.42) | 2.38 | 2.13 | 2.30 | 2.53 | 2.35 | 2.04 | 1.94 | 2.19 | 1.59 | 1.62 | 2.01 | 2.71 | 1.90 |
| Net Income | 7.83 | 8.42 | 9.18 | 7.73 | 8.02 | 7.38 | 10.29 | 8.96 | 8.40 | 9.77 | 8.95 | 9.12 | 8.21 | 7.62 | 8.46 | 6.70 | 6.87 | 8.65 | 8.33 | 8.55 |
| Basic EPS | 1.04 | 1.13 | 1.20 | 1.00 | 1.02 | 0.94 | 1.32 | 1.15 | 1.07 | 1.25 | 1.15 | 1.17 | 1.06 | 0.99 | 1.09 | 0.84 | 0.83 | (0.35) | 0.99 | 1.00 |
| Diluted EPS | 1.02 | 1.11 | 1.18 | 0.99 | 1.01 | 0.88 | 1.29 | 1.13 | 1.06 | 1.23 | 1.13 | 1.16 | 1.04 | 0.98 | 1.08 | 0.83 | 0.81 | (0.32) | 0.97 | 0.97 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 8.71 | 12.36 | 44.64 | 7.15 | 8.18 | 41.08 | (0.63) | 10.09 | 0.28 | 12.64 | 22.88 | 23.69 | 18.47 | 20.95 | 34.98 | 31.03 | 97.94 | 9.48 | 26.11 | 55.22 |
| Capital Expenditures | 0.27 | 15.71 | 3.02 | 1.29 | 0.35 | 0.38 | 0.62 | 0.28 | 0.36 | 0.28 | 0.28 | 0.16 | 0.95 | 0.86 | 0.29 | 0.24 | 0.16 | 0.06 | 0.33 | 1.47 |
| Free Cash Flow* | 8.44 | (3.35) | 41.61 | 5.85 | 7.83 | 40.70 | (1.25) | 9.82 | (0.08) | 12.36 | 22.60 | 23.53 | 17.52 | 20.10 | 34.68 | 30.79 | 97.78 | 9.42 | 25.78 | 53.75 |
| Investing Cash Flow | 2.23 | (29.16) | (35.76) | (133.33) | (8.18) | (103.64) | (15.33) | 12.22 | 2.56 | (64.81) | (83.44) | (62.43) | 288.35 | (108.74) | (150.46) | (158.01) | (86.84) | (60.85) | (80.10) | (94.28) |
| Financing Cash Flow | (0.46) | (16.25) | 19.21 | 96.64 | 31.11 | 53.85 | 23.29 | (34.70) | (23.12) | 37.19 | 9.14 | 112.66 | (290.08) | (30.57) | 246.62 | 126.03 | (7.99) | 49.53 | (4.23) | 40.18 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.29 | 0.28 | 0.50 | 0.28 | 0.28 | 0.27 | 0.27 | 0.26 | 0.26 | 0.25 | 0.25 | 0.25 | 0.25 | 0.20 | 0.20 | 0.30 | 0.20 | 0.03 | 0.14 | 0.13 |