Financial Statements — FSEA
Balance Sheet
(in millions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Net Loans & Leases | 414.96 | 430.03 | 435.98 | 445.11 | 434.55 | 432.11 | -- | -- | -- | -- |
| Total Assets | 588.81 | 609.63 | 604.84 | 592.64 | 601.78 | 601.74 | 576.47 | 557.16 | 552.71 | 548.50 |
| Total Deposits | 459.00 | 480.03 | 472.26 | 454.13 | 447.69 | 451.69 | 405.60 | 411.79 | 388.94 | 415.31 |
| Total Liabilities | 526.20 | 546.47 | 544.04 | 531.42 | 535.99 | 537.24 | 511.73 | 489.89 | 479.87 | 474.27 |
| Retained Earnings | 23.73 | 24.33 | 23.94 | 24.48 | 26.49 | 26.45 | 24.45 | 35.27 | 36.18 | 36.72 |
| Total Stockholder Equity | 62.61 | 63.16 | 60.80 | 61.23 | 65.79 | 64.50 | 64.74 | 67.26 | 72.84 | 74.23 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 |
|---|
| Interest & Dividend Income | 6.47 | 6.94 | 6.89 | 6.72 | 6.43 | 6.53 | 6.55 | 6.28 | 6.07 | 5.80 | 5.16 | 4.99 | 4.64 | 4.47 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 3.25 | 3.18 | 3.03 | 2.60 | 2.01 | 1.44 | 0.93 |
| Net Interest Income | 3.51 | 3.63 | 3.45 | 3.43 | 3.18 | 3.00 | 2.98 | 3.02 | 2.89 | 2.77 | 2.57 | 2.98 | 3.20 | 3.54 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | (0.02) | 0.02 | 0.12 | 0.05 | 0.03 | -- |
| Non-interest Income | 0.41 | 0.41 | 0.54 | 0.45 | 0.35 | 0.35 | 0.36 | 2.89 | 0.30 | (3.83) | 0.31 | 0.35 | 1.16 | (0.32) |
| Non-interest Expense | 4.17 | 4.20 | 4.19 | 4.37 | 4.16 | 4.11 | 3.93 | 3.83 | 4.00 | 3.98 | 4.10 | 4.13 | 3.82 | 5.44 |
| Pretax Income | (0.23) | (0.11) | (0.21) | (0.53) | (0.63) | (0.70) | (0.60) | 2.11 | (0.79) | (5.06) | (1.34) | (0.82) | 0.50 | (2.22) |
| Tax Provision | 0.27 | (0.02) | (0.60) | 0.01 | (0.03) | 0.70 | (0.64) | 0.10 | 0.36 | 4.61 | (0.43) | (0.28) | 0.04 | (0.61) |
| Net Income | (0.51) | (0.09) | 0.39 | (0.55) | (0.60) | (1.41) | 0.04 | 2.00 | (1.15) | (9.67) | (0.91) | (0.54) | 0.46 | (1.60) |
| Basic EPS | (0.12) | (0.05) | 0.09 | (0.13) | (0.14) | (0.33) | 0.01 | 0.44 | (0.24) | (2.07) | (0.20) | (0.12) | 0.10 | (0.32) |
| Diluted EPS | (0.12) | (0.04) | 0.08 | (0.13) | (0.14) | (0.31) | 0.01 | 0.42 | (0.24) | (2.07) | (0.20) | (0.12) | 0.10 | (0.32) |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 |
|---|
| Operating Cash Flow | 0.55 | (0.63) | 0.66 | (0.15) | 0.57 | (1.77) | 0.29 | (1.40) | (0.07) | (1.50) | 0.31 | 2.78 | (0.36) |
| Capital Expenditures | 0.35 | 0.07 | 0.02 | 0.00 | 0.03 | 0.16 | 0.03 | 0.17 | 0.01 | 0.03 | 0.07 | 0.17 | 0.08 |
| Free Cash Flow* | 0.20 | (0.70) | 0.64 | (0.15) | 0.54 | (1.93) | 0.26 | (1.57) | (0.08) | (1.52) | 0.23 | 2.61 | (0.44) |
| Investing Cash Flow | 9.42 | 4.54 | 10.27 | (11.39) | (13.28) | 7.60 | (5.34) | 2.15 | (6.93) | (14.00) | (8.42) | (14.97) | (2.10) |
| Financing Cash Flow | (10.60) | (10.06) | 1.93 | 12.07 | 11.78 | (15.25) | (3.81) | 17.91 | 7.64 | 14.40 | 18.85 | 5.35 | 10.83 |
* Derived from reported values
