Financial Statements — FVCB
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.03 | 0.02 | 0.02 |
| Total Assets | 2.34 | 2.32 | 2.24 | 2.24 | 2.29 | 2.30 | 2.18 | 2.31 | 2.34 | 2.35 | 2.20 | 2.31 | 2.09 | 2.00 | 1.98 | 1.88 |
| Total Deposits | 2.03 | 1.98 | 1.90 | 1.91 | 1.96 | 1.97 | 1.86 | 2.00 | 2.09 | 1.91 | 1.89 | 1.93 | 1.82 | 1.71 | 1.68 | 1.59 |
| Total Liabilities | 2.08 | 2.07 | 1.99 | 2.00 | 2.06 | 2.07 | 1.96 | 2.09 | 2.13 | 2.14 | 2.01 | 2.11 | 1.89 | 1.79 | 1.77 | 1.69 |
| Retained Earnings | 0.16 | 0.15 | 0.14 | 0.14 | 0.13 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.10 | 0.10 | 0.08 | 0.08 | 0.07 |
| Total Stockholder Equity | 0.26 | 0.25 | 0.24 | 0.24 | 0.23 | 0.23 | 0.22 | 0.21 | 0.21 | 0.20 | 0.19 | 0.20 | 0.20 | 0.20 | 0.20 | 0.19 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 29.82 | 30.58 | 29.83 | 29.43 | 28.56 | 29.28 | 29.23 | 27.97 | 26.83 | 26.65 | 27.43 | 27.20 | 25.33 | 23.34 | 21.09 | 19.03 | 17.22 | 17.49 | 50.94 | 16.78 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 14.30 | 14.04 | 13.99 | 14.09 | 12.82 | 11.32 | 7.46 | 3.57 | 2.24 | 2.17 | 2.25 | 8.23 | 2.59 |
| Net Interest Income | 17.40 | 16.93 | 16.03 | 15.76 | 15.05 | 14.91 | 14.21 | 13.67 | 12.79 | 12.66 | 13.34 | 14.39 | 14.01 | 15.88 | 17.53 | 16.79 | 15.05 | 15.24 | 42.71 | 14.19 |
| Provision for Credit Losses | 0.27 | 0.94 | 0.38 | 0.16 | 0.15 | 0.00 | (0.20) | 0.28 | 0.02 | 0.07 | (0.60) | 0.74 | 0.13 | 0.73 | 0.37 | 1.19 | 0.35 | (0.50) | -- | -- |
| Non-interest Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | (0.01) | 0.57 | 0.65 | 1.62 | 1.77 | 2.54 | 0.69 |
| Non-interest Expense | 9.87 | 9.54 | 9.47 | 9.43 | 9.13 | 9.00 | 9.20 | 9.00 | 8.63 | 9.40 | 9.05 | 9.20 | 9.01 | 9.20 | 8.60 | 8.22 | 8.44 | 9.01 | 25.54 | 8.23 |
| Pretax Income | 8.25 | 7.40 | 7.22 | 7.23 | 6.39 | 6.36 | 6.03 | 5.34 | 4.56 | (6.60) | 5.24 | 5.46 | 0.14 | 5.94 | 9.14 | 8.03 | 7.88 | 8.50 | 19.71 | 6.64 |
| Tax Provision | 1.86 | 1.76 | 1.64 | 1.57 | 1.23 | 1.46 | 1.36 | 1.18 | 3.22 | (1.53) | 1.20 | 1.23 | (0.49) | 1.03 | 2.09 | 1.61 | 1.27 | 1.98 | 4.29 | 1.48 |
| Net Income | 6.39 | 5.65 | 5.58 | 5.67 | 5.17 | 4.90 | 4.67 | 4.16 | 1.34 | (5.07) | 4.04 | 4.23 | 0.62 | 4.90 | 7.04 | 6.43 | 6.61 | 6.52 | 4.68 | 5.17 |
| Basic EPS | 0.36 | 0.32 | 0.31 | 0.31 | 0.28 | 0.26 | 0.26 | 0.23 | 0.08 | (0.29) | 0.23 | 0.24 | 0.04 | (0.01) | 0.50 | 0.46 | 0.48 | 0.48 | 0.34 | 0.38 |
| Diluted EPS | 0.35 | 0.31 | 0.31 | 0.31 | 0.28 | 0.27 | 0.25 | 0.23 | 0.07 | (0.27) | 0.22 | 0.23 | 0.03 | (0.01) | 0.48 | 0.43 | 0.45 | 0.44 | 0.32 | 0.36 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 7.63 | 7.59 | 7.56 | 3.29 | 5.42 | 4.85 | 4.68 | 1.55 | 7.15 | 4.53 | 6.25 | 2.93 | 2.56 | 8.50 | 7.44 | 2.89 | 3.57 | 19.57 | (13.27) | 3.91 |
| Capital Expenditures | 0.01 | 0.02 | 0.00 | 0.01 | 0.02 | 0.02 | 0.06 | 0.05 | 0.01 | 0.08 | 0.04 | 0.03 | 0.06 | 0.04 | 0.06 | 0.04 | 0.03 | 0.06 | 0.26 | 0.15 |
| Free Cash Flow* | 7.62 | 7.57 | 7.56 | 3.28 | 5.40 | 4.83 | 4.62 | 1.50 | 7.14 | 4.45 | 6.21 | 2.90 | 2.50 | 8.46 | 7.38 | 2.85 | 3.54 | 19.52 | (13.53) | 3.75 |
| Investing Cash Flow | (39.23) | 16.90 | (80.90) | 6.19 | (36.84) | 91.44 | 4.43 | (112.19) | 7.40 | 111.61 | 35.13 | 3.16 | (0.67) | (142.14) | 95.51 | (230.88) | 51.68 | (186.47) | (0.15) | (81.27) |
| Financing Cash Flow | 35.36 | (33.72) | 73.63 | (7.81) | 36.23 | (98.18) | (9.24) | 113.89 | (15.66) | (115.66) | (42.10) | (11.11) | 4.16 | 129.07 | (102.86) | 222.85 | (62.99) | 161.13 | 18.95 | 85.63 |
* Derived from reported values
