Financial Statements — HCI
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 1.01 | 0.99 | 0.95 | 0.75 | 0.52 | 0.45 | 0.66 | 0.32 | 0.29 | 0.30 | 0.36 | 0.36 | 0.57 | 0.57 | 0.63 | 0.55 |
| Total Assets | 2.61 | 2.35 | 2.35 | 2.31 | 1.99 | 1.91 | 1.84 | 1.72 | 1.73 | 1.77 | 2.14 | 1.28 | 1.18 | 1.08 | 1.08 | 1.02 |
| Total Liabilities | 1.43 | 1.49 | 1.57 | 1.76 | 1.52 | 1.46 | 1.44 | 1.43 | 1.44 | 1.50 | 1.88 | 0.95 | 0.76 | 0.70 | 0.77 | 0.71 |
| Retained Earnings | 0.68 | 0.52 | 0.46 | 0.40 | 0.33 | 0.33 | 0.28 | 0.20 | 0.19 | 0.19 | 0.18 | 0.23 | 0.24 | 0.25 | 0.22 | 0.22 |
| Total Stockholder Equity | 1.09 | 0.82 | 0.76 | 0.52 | 0.46 | 0.45 | 0.40 | 0.20 | 0.19 | 0.18 | 0.17 | 0.24 | 0.32 | 0.29 | 0.22 | 0.22 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Net Premiums Earned | 222.15 | 225.82 | 194.99 | 200.11 | 200.75 | 146.35 | 155.82 | 186.85 | 188.54 | 148.61 | 122.16 | 115.56 | 109.56 | 105.92 | 106.97 | 124.92 | 125.76 | 102.22 | 94.23 | 93.00 |
| Net Investment Income | 17.30 | 17.69 | 17.53 | 16.45 | 13.75 | 14.49 | 13.71 | 16.88 | 14.07 | 10.34 | 9.38 | 8.79 | 17.72 | 7.37 | 18.53 | 3.68 | 2.87 | 2.59 | 2.52 | 2.64 |
| Total Revenue | 242.88 | 246.24 | 216.35 | 221.92 | 216.43 | 161.88 | 175.32 | 206.25 | 206.61 | 162.67 | 131.64 | 127.33 | 129.03 | 119.94 | 126.65 | 125.93 | 127.04 | 112.32 | 99.22 | 101.50 |
| Benefits & Claims | 65.60 | 51.93 | 66.15 | 64.46 | 59.29 | 110.73 | 105.74 | 78.32 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Benefits & Expenses | 127.50 | 102.24 | 125.75 | 127.53 | 116.09 | 155.98 | 161.24 | 130.22 | 129.18 | 108.51 | 111.56 | 107.06 | 105.89 | 117.20 | 190.26 | 137.49 | 123.04 | 109.78 | 105.72 | 96.41 |
| Tax Provision | 30.34 | 36.00 | 22.71 | 24.11 | 26.11 | 1.76 | 4.69 | 18.93 | 20.47 | 13.25 | 4.42 | 5.38 | 5.34 | 0.09 | (12.10) | (3.02) | 1.21 | 1.10 | (1.64) | 1.27 |
| Net Income | 73.41 | 97.65 | 65.51 | 66.16 | 69.68 | 2.58 | 5.68 | 54.08 | 47.61 | 38.10 | 13.16 | 12.44 | 15.34 | 1.53 | (50.96) | (9.98) | 0.90 | 0.03 | (6.24) | 1.92 |
| Diluted EPS | 5.45 | 7.29 | 4.90 | 5.18 | 5.35 | 0.32 | 0.52 | 4.24 | 3.81 | 3.46 | 1.34 | 1.28 | 1.54 | 0.37 | (5.66) | (1.04) | 0.09 | (0.06) | (0.72) | 0.24 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 148.81 | 110.77 | 26.67 | 145.00 | 162.01 | 74.69 | 104.14 | (29.00) | 181.99 | 153.34 | 71.38 | (93.16) | 99.11 | 18.25 | (39.89) | (35.72) | 57.35 | 47.83 | (46.98) | 59.51 |
| Capital Expenditures | 0.34 | 0.59 | 0.79 | 0.52 | 1.73 | 1.06 | 0.95 | 1.09 | 0.95 | 1.32 | 2.42 | 1.29 | 1.47 | 0.91 | 1.20 | 2.37 | 1.86 | 0.74 | 1.31 | 0.58 |
| Free Cash Flow* | 148.48 | 110.19 | 25.88 | 144.48 | 160.27 | 73.63 | 103.19 | (30.10) | 181.04 | 152.02 | 68.96 | (94.46) | 97.64 | 17.34 | (41.09) | (38.09) | 55.49 | 47.10 | (48.28) | 58.93 |
| Investing Cash Flow | (325.22) | (35.55) | 2.80 | 53.75 | 66.27 | (55.05) | (25.63) | (174.56) | (4.87) | (21.44) | (33.96) | 77.43 | (17.76) | (123.18) | 48.74 | (250.20) | (109.90) | 1.77 | (2.72) | 18.66 |
| Financing Cash Flow | (19.57) | 147.05 | 11.42 | (6.02) | (6.25) | (5.47) | (5.53) | (5.97) | (58.20) | 80.87 | (7.35) | 7.70 | (14.10) | (15.89) | (13.31) | 77.60 | (7.33) | 10.22 | (7.46) | (5.25) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 | Q4
2020 |
|---|
| Dividends Per Share | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 |
