Financial Statements — NIC
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.62 | 0.47 | 0.42 | 0.57 | 0.43 | 0.41 | 0.43 | 0.55 | 0.51 | 0.11 | 0.44 | 0.18 | 0.40 | 1.35 | 0.79 | 0.74 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.81 |
| Total Assets | 15.57 | 9.03 | 8.93 | 8.98 | 8.64 | 8.56 | 8.45 | 8.42 | 8.48 | 8.19 | 8.90 | 7.37 | 7.32 | 6.41 | 4.59 | 4.54 |
| Total Deposits | 12.62 | 7.61 | 7.54 | 7.57 | 7.26 | 7.24 | 7.17 | 7.18 | 7.20 | 6.93 | 7.40 | 6.29 | 6.23 | 5.43 | 3.94 | 3.90 |
| Long-term Debt | 0.18 | 0.13 | 0.13 | 0.16 | 0.16 | 0.16 | 0.16 | 0.20 | 0.20 | 0.20 | 0.23 | 0.20 | 0.21 | 0.14 | 0.05 | 0.04 |
| Total Liabilities | 13.32 | 7.81 | 7.74 | 7.79 | 7.49 | 7.47 | 7.38 | 7.44 | 7.50 | 7.23 | 7.96 | 6.53 | 6.48 | 5.68 | 4.03 | 3.99 |
| Retained Earnings | 0.71 | 0.66 | 0.63 | 0.59 | 0.54 | 0.51 | 0.48 | 0.43 | 0.42 | 0.40 | 0.38 | 0.36 | 0.34 | 0.30 | 0.29 | 0.27 |
| Total Stockholder Equity | 2.26 | 1.21 | 1.19 | 1.18 | 1.15 | 1.09 | 1.06 | 0.97 | 0.98 | 0.96 | 0.94 | 0.84 | 0.84 | 0.73 | 0.56 | 0.55 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 158.21 | 120.24 | 120.33 | 117.64 | 112.74 | 112.83 | 112.62 | 108.88 | 104.03 | 103.55 | 99.88 | 92.06 | 87.38 | 85.76 | 70.72 | 59.53 | 57.92 | 57.64 | 38.74 | 38.31 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 41.22 | 39.26 | 38.41 | 33.02 | 30.66 | 17.66 | 7.73 | 4.44 | 4.12 | 4.08 | 3.56 | 2.74 |
| Net Interest Income | 109.56 | 80.89 | 79.26 | 75.11 | 71.21 | 71.55 | 68.37 | 65.34 | 62.81 | 64.28 | 61.47 | 59.04 | 56.72 | 68.09 | 62.99 | 55.08 | 53.80 | 53.56 | 35.18 | 35.57 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.30 | 8.00 | 6.00 | 0.00 |
| Non-interest Income | 25.29 | 23.09 | 23.62 | 20.63 | 18.22 | 20.86 | 22.38 | 19.61 | 19.42 | 24.43 | 16.54 | 16.84 | (21.84) | 14.85 | 13.00 | 14.13 | 15.94 | 16.06 | 14.00 | 20.18 |
| Non-interest Expense | 109.80 | 53.04 | 50.09 | 49.92 | 47.79 | 48.21 | 49.15 | 46.85 | 47.15 | 50.30 | 45.74 | 44.96 | 44.88 | 43.99 | 42.57 | 36.54 | 37.55 | 39.41 | 33.06 | 30.75 |
| Pretax Income | 19.01 | 50.20 | 51.85 | 44.77 | 40.14 | 43.20 | 40.85 | 36.75 | 34.33 | 37.42 | 31.83 | 30.47 | (13.09) | 37.10 | 24.82 | 31.93 | 31.89 | 21.82 | 10.12 | 25.00 |
| Tax Provision | 3.81 | 9.87 | 10.11 | 8.74 | 7.55 | 8.72 | 8.33 | 7.48 | 6.54 | 6.76 | 14.67 | 7.88 | (4.19) | 9.50 | 6.31 | 7.94 | 7.72 | 5.51 | 2.30 | 6.72 |
| Net Income | 15.20 | 40.32 | 41.74 | 36.03 | 32.59 | 34.48 | 32.52 | 29.27 | 27.79 | 30.66 | 17.16 | 22.60 | (8.90) | 27.60 | 18.51 | 23.99 | 24.16 | 16.31 | 7.82 | 18.28 |
| Basic EPS | 0.83 | 2.71 | 2.81 | 2.40 | 2.14 | 2.26 | 2.16 | 1.96 | 1.86 | 2.08 | 1.16 | 1.54 | (0.61) | 1.89 | 1.33 | 1.79 | 1.77 | 1.23 | 0.75 | 1.85 |
| Diluted EPS | 0.81 | 2.63 | 2.73 | 2.34 | 2.08 | 2.21 | 2.10 | 1.92 | 1.82 | 2.04 | 1.14 | 1.51 | (0.61) | 1.84 | 1.29 | 1.73 | 1.70 | 1.19 | 0.73 | 1.77 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 16.27 | 26.98 | 45.86 | 38.91 | 41.79 | 33.39 | 39.65 | 37.34 | 23.38 | 37.77 | 21.84 | 32.83 | 15.54 | 30.05 | 38.01 | 27.40 | 21.94 | 45.39 | 9.25 | 4.80 |
| Capital Expenditures | 1.19 | -- | -0.00 | 0.54 | 0.46 | 5.32 | 4.93 | 2.95 | 3.33 | 3.10 | 2.54 | 6.92 | 5.65 | 4.27 | 1.79 | 4.22 | 1.95 | 5.90 | 3.20 | 3.21 |
| Free Cash Flow* | 15.08 | -- | 45.87 | 38.36 | 41.33 | 28.07 | 34.72 | 34.39 | 20.06 | 34.67 | 19.30 | 25.91 | 9.90 | 25.78 | 36.22 | 23.18 | 19.99 | 39.49 | 6.05 | 1.59 |
| Investing Cash Flow | 65.83 | 45.39 | (38.11) | (99.83) | (138.20) | (70.75) | (40.96) | (127.70) | (49.02) | (78.73) | 88.71 | 92.69 | 488.80 | (134.52) | (169.63) | (283.13) | 70.92 | (637.65) | 324.64 | 24.58 |
| Financing Cash Flow | (126.88) | 113.91 | 43.56 | (88.62) | 132.54 | 145.43 | 20.77 | 71.47 | (38.36) | (13.49) | (69.87) | 265.51 | (544.88) | (179.09) | 388.89 | 40.83 | (292.23) | (163.06) | 224.31 | 27.17 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 |
|---|
| Dividends Per Share | 0.32 | 0.32 | 0.32 | 0.32 | 0.28 | 0.25 | 0.28 | 0.28 | 0.25 | 0.25 | 0.25 |
