Financial Statements — SCHW
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 44.98 | 30.57 | 32.20 | 35.01 | 34.85 | 25.35 | 31.75 | 33.25 | 47.65 | 49.16 | 46.49 | 64.55 | 91.13 | 34.32 | 30.34 | 48.18 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 25.42 |
| Total Assets | 493.32 | 465.26 | 458.94 | 462.90 | 466.06 | 449.68 | 468.78 | 475.20 | 511.51 | 535.55 | 577.56 | 637.56 | 680.95 | 607.55 | 574.53 | 563.46 |
| Total Deposits | 253.04 | 239.06 | 233.06 | 246.16 | 246.46 | 252.42 | 269.46 | 284.41 | 304.41 | 325.75 | 395.72 | 442.00 | 465.83 | 395.28 | 368.64 | 369.90 |
| Long-term Debt | 20.49 | 20.20 | 20.21 | 21.47 | 22.44 | 22.45 | 22.87 | 24.80 | 22.48 | 20.02 | 20.84 | 21.11 | 21.87 | 19.53 | 18.71 | 17.70 |
| Total Liabilities | 444.09 | 415.87 | 409.49 | 413.39 | 418.84 | 405.72 | 426.37 | 437.42 | 474.36 | 499.21 | 540.52 | 593.04 | 632.85 | 550.11 | 517.08 | 507.86 |
| Retained Earnings | 45.91 | 42.17 | 40.37 | 38.88 | 36.30 | 35.46 | 34.70 | 33.43 | 32.87 | 32.14 | 29.65 | 28.17 | 26.90 | 24.88 | 23.81 | 23.03 |
| Total Stockholder Equity | 49.23 | 49.38 | 49.45 | 49.51 | 47.22 | 43.95 | 42.41 | 37.78 | 37.15 | 36.35 | 37.04 | 44.51 | 48.10 | 57.44 | 57.45 | 55.59 |
Income Statement
(in billions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | 1.71 | 1.66 | 1.71 | 1.83 | 1.79 | 1.81 | 1.25 | 0.81 | 0.43 | 0.17 | 0.14 | 0.13 | 0.12 | 0.12 |
| Net Interest Income | 3.14 | 3.17 | 3.05 | 2.82 | 2.71 | 2.53 | 2.22 | 2.16 | 2.23 | 2.13 | 2.24 | 2.29 | 2.77 | 3.03 | 2.93 | 2.54 | 2.18 | 2.14 | 2.03 | 1.95 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.01 | 0.01 | 0.00 | -0.00 |
| Non-interest Expense | 3.29 | 3.16 | 3.11 | 3.05 | 3.14 | 3.02 | 3.01 | 2.94 | 2.94 | 3.27 | 3.22 | 2.97 | 3.01 | 2.90 | 2.82 | 2.82 | 2.83 | 2.69 | 2.56 | 2.81 |
| Pretax Income | 3.19 | 3.18 | 3.02 | 2.80 | 2.46 | 2.31 | 1.84 | 1.75 | 1.80 | 1.19 | 1.38 | 1.69 | 2.11 | 2.60 | 2.68 | 2.27 | 1.84 | 2.02 | 2.01 | 1.72 |
| Tax Provision | 0.71 | 0.72 | 0.66 | 0.68 | 0.55 | 0.47 | 0.43 | 0.42 | 0.44 | 0.15 | 0.26 | 0.40 | 0.51 | 0.63 | 0.66 | 0.48 | 0.44 | 0.44 | 0.49 | 0.45 |
| Net Income | 2.48 | 2.46 | 2.36 | 2.13 | 1.91 | 1.84 | 1.41 | 1.33 | 1.36 | 1.05 | 1.13 | 1.29 | 1.60 | 1.97 | 2.02 | 1.79 | 1.40 | 1.58 | 1.53 | 1.26 |
| Basic EPS | 1.37 | 1.33 | 1.26 | 1.09 | 0.99 | 0.94 | 0.71 | 0.66 | 0.69 | 0.51 | 0.56 | 0.64 | 0.84 | 0.98 | 1.00 | 0.87 | 0.67 | 0.77 | 0.74 | 0.59 |
| Diluted EPS | 1.37 | 1.32 | 1.26 | 1.08 | 0.99 | 0.94 | 0.71 | 0.66 | 0.68 | 0.51 | 0.56 | 0.64 | 0.83 | 0.97 | 0.99 | 0.87 | 0.67 | 0.77 | 0.74 | 0.59 |
Cash Flow Statement
(in billions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 7.34 | (0.76) | 0.54 | 3.18 | 6.36 | (10.83) | 19.10 | (4.25) | (1.35) | 20.04 | (5.01) | (5.22) | 9.78 | (2.11) | 9.05 | (7.94) | 3.05 | 5.64 | 1.82 | (0.59) |
| Capital Expenditures | 0.14 | 0.16 | 0.14 | 0.13 | 0.12 | 0.25 | 0.13 | 0.09 | 0.15 | 0.06 | 0.24 | 0.24 | 0.16 | 0.20 | 0.23 | 0.24 | 0.30 | 0.31 | 0.18 | 0.24 |
| Free Cash Flow* | 7.20 | (0.92) | 0.39 | 3.05 | 6.24 | (11.08) | 18.97 | (4.34) | (1.50) | 19.97 | (5.25) | (5.45) | 9.62 | (2.31) | 8.82 | (8.18) | 2.76 | 5.33 | 1.64 | (0.83) |
| Investing Cash Flow | (0.01) | (1.15) | 6.14 | 9.08 | 10.47 | 7.73 | 8.52 | 9.71 | 9.48 | 9.68 | 18.53 | 18.17 | 11.03 | 11.54 | 21.76 | 2.39 | (3.64) | (21.69) | (22.95) | (17.86) |
| Financing Cash Flow | (3.71) | 16.71 | (7.38) | (18.66) | (20.36) | 1.60 | (7.73) | (16.01) | (24.93) | (0.15) | (27.72) | (23.27) | (10.10) | (15.96) | (49.39) | (27.98) | 24.61 | 49.29 | 26.51 | (0.25) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.32 | 0.27 | 0.27 | 0.27 | 0.27 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.22 | 0.22 | 0.20 | 0.20 | 0.18 | 0.18 | 0.18 |