Financial Statements — WRLD
Balance Sheet
(in billions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q3
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Net Loans & Leases | 0.91 | 0.86 | 0.83 | 0.90 | 0.91 | 0.84 | 0.83 | 0.98 | 1.00 | 1.04 | 1.04 | 0.91 | 0.80 | 0.82 | -- | -- |
| Total Assets | 1.14 | 1.06 | 1.02 | 1.11 | 1.12 | 1.05 | 1.05 | 1.22 | 1.25 | 1.28 | 1.27 | 1.14 | 1.02 | 1.03 | 0.93 | 0.90 |
| Long-term Debt | 0.68 | 0.58 | 0.47 | 0.56 | 0.59 | 0.51 | 0.49 | 0.73 | 0.75 | 0.78 | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 0.79 | 0.70 | 0.60 | 0.68 | 0.71 | 0.63 | 0.63 | 0.86 | 0.89 | 0.92 | 0.86 | 0.72 | 0.62 | 0.68 | 0.57 | 0.51 |
| Retained Earnings | 0.08 | 0.09 | 0.16 | 0.16 | 0.12 | 0.15 | 0.14 | 0.07 | 0.07 | 0.07 | 0.13 | 0.15 | 0.14 | 0.12 | 0.13 | 0.16 |
| Total Stockholder Equity | 0.35 | 0.37 | 0.43 | 0.43 | 0.41 | 0.42 | 0.42 | 0.36 | 0.36 | 0.35 | 0.41 | 0.42 | 0.41 | 0.36 | 0.37 | 0.39 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest Expense | 12.68 | 12.79 | 14.34 | 9.63 | 11.19 | 11.29 | 11.76 | 11.69 | 10.46 | 9.77 | 12.19 | 14.07 | 13.03 | 11.17 | 11.04 | 10.17 | 6.71 | 5.50 | 6.94 | 7.30 |
| Provision for Credit Losses | 36.82 | 51.42 | 49.84 | 50.52 | 33.02 | 44.10 | 29.28 | 40.63 | 46.67 | 45.42 | 45.41 | 59.61 | 68.62 | 85.82 | 57.44 | 56.46 | 42.04 | 30.27 | 5.64 | 28.86 |
| Non-interest Income | 52.40 | 15.28 | 15.51 | 17.15 | 47.64 | 16.24 | 42.97 | 19.08 | 17.50 | 18.37 | 39.76 | 20.30 | 20.76 | 27.39 | 36.10 | 20.42 | 19.71 | 20.48 | 28.80 | 16.06 |
| Pretax Income | 46.00 | (1.01) | (1.69) | 1.95 | 55.12 | 16.01 | 46.61 | 19.52 | 27.93 | 12.93 | 34.63 | 6.38 | (1.61) | (12.25) | 23.24 | 7.72 | 14.08 | 20.54 | 56.29 | 16.91 |
| Tax Provision | 9.90 | (0.10) | 0.26 | 0.60 | 10.84 | 2.62 | 11.55 | 2.85 | 5.80 | 2.98 | 8.99 | 0.62 | (0.25) | (3.45) | 4.86 | 0.39 | 1.64 | 4.77 | 11.41 | 2.42 |
| Net Income | 36.10 | (0.91) | (1.95) | 1.34 | 44.28 | 13.39 | 35.06 | 16.66 | 22.13 | 9.95 | 25.64 | 5.76 | (1.37) | (8.80) | 18.38 | 7.33 | 12.44 | 15.77 | 44.88 | 14.49 |
| Basic EPS | 7.31 | (0.19) | (0.38) | 0.26 | 8.22 | 2.46 | 6.13 | 2.89 | 4.05 | 1.82 | 4.46 | 1.00 | (0.24) | (1.53) | 3.08 | 1.20 | 2.04 | 2.56 | 7.00 | 2.32 |
| Diluted EPS | 7.20 | (0.19) | (0.38) | 0.25 | 8.07 | 2.45 | 6.02 | 2.84 | 3.99 | 1.79 | 4.39 | 0.98 | (0.24) | (1.53) | 2.95 | 1.14 | 1.94 | 2.44 | 6.78 | 2.25 |
Cash Flow Statement
(in millions USD)| Metric | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 94.60 | 57.97 | 48.63 | 58.15 | 90.96 | 163.21 | 83.81 | 181.97 | 53.70 | 48.41 | 85.68 | 69.22 | 78.48 | 58.18 | 110.43 | 60.46 | 61.06 | 49.53 | 68.59 | 51.05 |
| Capital Expenditures | 1.12 | 0.81 | 0.92 | 1.04 | 0.87 | 2.81 | 1.51 | 2.29 | 1.05 | 1.08 | 1.31 | 1.39 | 1.78 | 1.35 | 1.59 | 1.10 | 2.47 | 0.92 | 2.70 | 4.23 |
| Free Cash Flow* | 93.49 | 57.16 | 47.71 | 57.11 | 90.09 | 160.39 | 82.30 | 179.68 | 52.65 | 47.33 | 84.37 | 67.83 | 76.70 | 56.82 | 108.84 | 59.36 | 58.60 | 48.61 | 65.89 | 46.83 |
| Investing Cash Flow | 21.32 | (104.80) | (81.14) | (68.27) | 48.06 | (200.81) | 22.17 | (157.31) | (58.17) | (35.87) | 35.41 | (41.39) | (40.25) | (134.35) | (22.00) | (186.77) | (152.14) | (100.01) | 76.05 | (142.25) |
| Financing Cash Flow | (128.77) | 74.16 | 39.27 | 8.51 | (144.87) | 41.35 | (106.92) | (28.39) | 3.10 | (13.26) | (125.54) | (27.55) | (30.84) | 70.24 | (87.86) | 128.09 | 99.58 | 43.13 | (138.59) | 86.90 |
* Derived from reported values
