ACI WORLDWIDE, INC. (ACIW)

Services-Prepackaged Software

Latest Price

$57.33

TTM P/E

28.95

Normalized P/E

34.69

Div Yield

Book Value

14.72

P/B Ratio

3.89

Valuation metrics

EPS: $2.16

Book value / share: $14.79

Formula: √(22.5 × EPS × BVPS)

Graham Number

$26.81

53% downside

Norm. op. income: $210M (median of 7yr)

Tax rate: 26%

Discount rate: 10%

Growth assumption: zero (EPV is a no-growth value)

Earnings Power Value

$9.06

84% downside

Base FCF: $200M (median of recent 5yr)

Growth: 6%/yr (median YOY, capped at 25%)

Discount rate: 10%

Terminal growth: 3%

Projection horizon: 10 years

DCF Fair Value

$30.72

46% downside

EPS: $2.16

Target P/E: 35×

Formula: EPS × P/E

P/E Fair Value

$75.60

+32% upside

97.8% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
BlackRock, Inc.	17.02M	$697.0M	16.79%	-159.1K	2026-03-31
VANGUARD PORTFOLIO MANAGEMENT LLC	8.06M	$330.0M	7.95%	--	2026-03-31
FRANKLIN RESOURCES INC	6.62M	$271.0M	6.53%	+775.2K	2026-03-31
VANGUARD CAPITAL MANAGEMENT LLC	4.54M	$186.0M	4.48%	--	2026-03-31
STATE STREET CORP	4.15M	$170.0M	4.10%	+16.7K	2026-03-31
GEODE CAPITAL MANAGEMENT, LLC	3.17M	$130.0M	3.13%	+96.7K	2026-03-31
DIMENSIONAL FUND ADVISORS LP	2.81M	$115.0M	2.78%	+344.4K	2026-03-31
Hood River Capital Management LLC	2.39M	$98.0M	2.36%	-645.2K	2026-03-31
REINHART PARTNERS, LLC.	2.23M	$91.0M	2.20%	+1.10M	2026-03-31
North Reef Capital Management LP	2.23M	$91.0M	2.20%	+260.0K	2026-03-31