ACI WORLDWIDE, INC. (ACIW) Financial Statements — Income, Balance Sheet, Cash Flow

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Financial Statements — ACIW

Balance Sheet

(in billions USD)

Metric	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Cash & Equivalents	0.16	0.20	0.19	0.23	0.18	0.16	0.18	0.14	0.13	0.14	0.13	0.12	0.11	0.14	0.15	0.18
Accounts Receivable	0.46	0.46	0.40	0.39	0.42	0.37	0.35	0.37	0.35	0.34	0.30	0.33	0.31	0.30	0.29	0.28
Total Current Assets	1.13	1.16	1.14	1.21	1.09	1.38	1.30	1.23	1.03	0.95	1.21	1.05	1.01	1.01	0.99	0.96
Property, Plant & Equipment	0.04	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.05	0.05	0.06	0.06	0.06	0.06	0.06
Goodwill	1.23	1.23	1.23	1.23	1.23	1.23	1.23	1.23	1.23	1.23	1.23	1.28	1.28	1.28	1.28	1.28
Intangible Assets	0.14	0.15	0.16	0.16	0.17	0.18	0.19	0.20	0.21	0.22	0.24	0.26	0.27	0.29	0.30	0.31
Total Non-current Assets	1.91	1.91	1.91	1.92	1.94	1.92	1.95	1.95	1.97	1.99	2.00	2.12	2.15	2.11	2.13	2.14
Total Assets	3.10	3.16	3.14	3.20	3.09	3.36	3.30	3.25	3.07	3.01	3.26	3.22	3.21	3.18	3.18	3.16
Accounts Payable	0.06	0.06	0.06	0.05	0.05	0.05	0.04	0.04	0.05	0.05	0.04	0.04	0.04	0.04	0.04	0.04
Total Current Liabilities	0.74	0.74	0.77	0.80	0.70	1.04	0.95	0.95	0.78	0.70	1.00	0.85	0.81	0.80	0.77	0.72
Long-term Debt	0.81	0.87	0.90	0.85	0.99	1.01	1.02	1.06	1.07	1.08	1.01	1.09	1.09	1.07	1.11	1.13
Total Non-current Liabilities*	0.86	0.94	0.97	0.92	1.07	1.08	1.09	1.10	1.11	1.14	1.07	1.17	1.17	1.19	1.23	1.25
Total Liabilities	1.60	1.68	1.74	1.72	1.76	2.13	2.04	2.04	1.90	1.84	2.06	2.01	1.99	1.99	2.00	1.96
Retained Earnings	1.86	1.76	1.67	1.66	1.50	1.42	1.39	1.27	1.23	1.24	1.18	1.16	1.15	1.02	1.01	1.00
Total Stockholder Equity	1.50	1.48	1.39	1.48	1.33	1.24	1.26	1.21	1.17	1.17	1.20	1.21	1.22	1.20	1.18	1.20

* Derived from reported values

Income Statement

(in millions USD) (except per-share rows)

Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Total Revenue	425.75	481.60	482.36	401.26	394.57	453.04	451.75	373.48	316.02	476.56	363.02	323.33	289.68	451.81	306.59	340.43	323.08	466.83	316.91	301.67
Cost of Revenue	228.46	226.34	223.14	234.80	213.38	200.09	197.35	203.24	191.11	181.69	177.63	181.34	178.55	178.70	171.75	179.33	166.29	162.06	158.71	158.61
Gross Profit	197.29	255.27	259.22	166.46	181.19	252.95	549.55	170.24	124.91	294.87	185.39	141.98	111.12	273.11	134.84	161.09	156.79	304.77	158.20	143.06
Selling, General & Admin	40.22	43.37	34.10	37.65	27.59	33.44	33.95	24.99	26.00	24.52	29.82	31.47	31.38	29.44	30.52	28.36	25.88	34.37	29.72	31.94
Total Operating Expenses	139.80	146.43	131.51	131.60	122.67	130.66	363.71	116.54	115.35	122.56	123.47	131.46	135.47	124.88	131.35	136.64	129.13	141.97	130.22	127.63
Operating Income	57.49	108.83	127.71	34.86	58.52	122.29	122.59	53.70	9.56	172.32	61.92	10.52	(24.35)	148.22	3.49	24.46	27.67	162.80	27.98	15.42
Interest Expense	--	--	--	--	--	--	--	18.47	19.01	19.85	19.84	19.91	18.89	16.18	14.34	11.78	10.89	11.12	11.21	11.26
Pretax Income	50.42	99.04	118.12	17.87	71.64	110.26	107.28	40.34	(7.47)	154.12	46.66	(10.02)	(43.13)	133.03	33.69	17.73	22.18	154.40	18.52	8.46
Tax Provision	12.12	34.70	26.87	5.67	12.77	11.70	25.85	9.45	0.28	31.51	8.75	(3.31)	(10.83)	42.80	10.58	4.39	6.69	44.93	4.75	1.96
Net Income	38.31	64.34	91.25	12.20	58.87	98.56	81.43	30.89	(7.75)	122.62	37.91	(6.71)	(32.31)	90.23	23.12	13.34	15.49	109.47	13.76	6.50
Basic EPS	0.38	0.62	0.88	0.12	0.56	0.93	0.78	0.29	(0.07)	1.13	0.35	(0.06)	(0.30)	0.80	0.20	0.12	0.13	0.93	0.12	0.06
Diluted EPS	0.37	0.61	0.88	0.12	0.55	0.92	0.77	0.29	(0.07)	1.13	0.35	(0.06)	(0.30)	0.79	0.20	0.12	0.13	0.93	0.12	0.05

Cash Flow Statement

(in millions USD)

Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Operating Cash Flow	64.25	121.78	73.04	49.80	78.22	126.48	54.01	55.02	123.24	85.74	25.27	17.44	40.07	41.42	34.20	38.89	28.87	72.58	39.68	38.09
Capital Expenditures	3.00	5.18	3.40	2.16	2.17	6.94	3.51	1.75	3.21	0.97	3.38	2.32	2.26	4.98	4.47	1.38	2.28	7.61	4.89	3.73
Free Cash Flow*	61.24	116.60	69.63	47.64	76.05	119.54	50.50	53.27	120.03	84.78	21.89	15.12	37.81	36.44	29.74	37.51	26.59	64.96	34.79	34.36
Investing Cash Flow	(14.51)	(12.43)	(9.90)	(7.54)	37.09	(13.41)	(7.66)	(6.19)	(17.79)	(7.25)	(10.93)	(10.86)	(8.74)	(13.38)	88.02	(5.91)	(8.49)	(12.36)	(9.28)	(11.33)
Financing Cash Flow	(64.18)	(101.40)	(105.70)	(114.19)	(15.35)	(117.75)	(0.17)	(61.78)	(108.49)	(63.78)	13.41	(40.86)	(20.33)	(28.05)	(82.69)	(34.31)	(26.00)	(118.01)	(35.60)	(64.57)

* Derived from reported values

Dividends Per Share

(USD)

Metric	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016	Q4 2015	Q3 2015	Q2 2015	Q1 2015	Q4 2014	Q3 2014	Q2 2014
Dividends Per Share	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00