Financial Statements — C
Balance Sheet
(in billions USD)| Metric | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 348.06 | 337.47 | 308.33 | 303.09 | 246.13 | 272.73 | 253.99 | 296.91 | 323.96 | 299.61 | 284.03 | 272.09 | 323.81 | 299.24 | 324.68 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | 629.65 | 641.38 | 644.28 | 647.05 | 657.60 | 644.35 |
| Total Assets | 2,642.48 | 2,622.77 | 2,571.51 | 2,430.66 | 2,405.69 | 2,432.51 | 2,368.48 | 2,423.68 | 2,455.11 | 2,381.06 | 2,380.90 | 2,394.11 | 2,361.88 | 2,327.87 | 2,314.27 |
| Total Deposits | 1,383.93 | 1,357.73 | 1,316.41 | 1,310.00 | 1,278.14 | 1,307.16 | 1,273.51 | 1,319.87 | 1,330.46 | 1,306.49 | 1,321.85 | 1,333.71 | 1,347.53 | 1,310.28 | 1,300.97 |
| Long-term Debt | 315.85 | 317.76 | 295.68 | 299.08 | 280.32 | 285.50 | 275.76 | 274.51 | 279.68 | 253.07 | 257.43 | 253.95 | 258.27 | 264.58 | 256.33 |
| Total Liabilities | 2,428.60 | 2,408.64 | 2,358.26 | 2,220.76 | 2,196.54 | 2,225.11 | 2,158.28 | 2,214.25 | 2,246.09 | 2,181.95 | 2,181.28 | 2,195.75 | 2,160.27 | 2,124.96 | 2,110.99 |
| Retained Earnings | 214.03 | 211.67 | 209.01 | 204.77 | 202.91 | 200.96 | 202.14 | 199.98 | 198.35 | 193.46 | 191.26 | 187.96 | 183.02 | 179.69 | 174.82 |
| Total Stockholder Equity | 213.02 | 213.22 | 212.41 | 209.08 | 208.31 | 206.59 | 209.50 | 208.72 | 208.30 | 198.56 | 199.01 | 197.71 | 200.88 | 202.16 | 202.55 |
Income Statement
(in billions USD) (except per-share rows)| Metric | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest & Dividend Income | 36.65 | 36.69 | 35.86 | 33.67 | 35.05 | 36.46 | 35.99 | 36.22 | 36.38 | 34.84 | 32.65 | 29.40 | 25.71 | 19.92 | 15.63 | 13.15 | 12.83 | 12.65 | 12.46 | 12.53 |
| Interest Expense | -- | -- | -- | -- | -- | -- | 22.49 | 22.72 | 22.56 | 21.01 | 18.75 | 16.05 | 12.44 | 7.36 | 3.67 | 2.28 | 1.10 | 2.25 | 2.26 | 2.37 |
| Net Interest Income | 15.67 | 14.94 | 15.18 | 14.01 | 13.73 | 13.36 | 13.49 | 13.51 | 13.82 | 13.83 | 13.90 | 13.35 | 13.27 | 12.56 | 11.96 | 10.87 | 11.73 | 10.40 | 10.20 | 10.17 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.77 | 1.33 | 1.38 | 0.26 | (0.31) | (0.19) | (1.13) | (1.48) |
| Non-interest Income | 4.21 | 7.15 | 6.49 | 7.58 | 5.85 | 6.95 | 6.65 | 7.60 | 3.62 | 6.31 | 5.54 | 8.10 | 4.74 | 5.95 | 7.67 | 8.32 | 6.20 | 6.76 | 7.28 | 9.16 |
| Non-interest Expense | 13.84 | 14.29 | 13.58 | 13.43 | 13.19 | 13.25 | 13.35 | 14.20 | 16.00 | 13.51 | 13.57 | 13.29 | 12.99 | 12.75 | 12.39 | 13.17 | 14.44 | 11.48 | 11.19 | 11.07 |
| Pretax Income | 3.81 | 5.35 | 5.22 | 5.45 | 3.80 | 4.39 | 4.31 | 4.54 | (2.10) | 4.79 | 4.04 | 6.18 | 3.18 | 4.39 | 5.97 | 5.27 | 3.95 | 5.86 | 7.35 | 10.31 |
| Tax Provision | 1.29 | 1.56 | 1.19 | 1.34 | 0.91 | 1.12 | 1.05 | 1.14 | (0.30) | 1.20 | 1.09 | 1.53 | 0.64 | 0.88 | 1.18 | 0.94 | 0.77 | 1.19 | 1.16 | 2.33 |
| Net Income | 2.47 | 3.75 | 4.02 | 4.06 | 2.86 | 3.24 | 3.22 | 3.37 | (1.84) | 3.55 | 2.92 | 4.61 | 2.51 | 3.48 | 4.55 | 4.31 | 3.17 | 4.64 | 6.19 | 7.94 |
| Basic EPS | 1.24 | 1.89 | 1.98 | 2.00 | 1.37 | 1.53 | 1.54 | 1.59 | (1.12) | 1.64 | 1.34 | 2.21 | 1.17 | 1.64 | 2.20 | 2.03 | 1.53 | 2.17 | 2.87 | 3.64 |
| Diluted EPS | 1.21 | 1.86 | 1.96 | 1.96 | 1.33 | 1.51 | 1.52 | 1.58 | (1.11) | 1.63 | 1.33 | 2.19 | 1.16 | 1.63 | 2.19 | 2.02 | 1.52 | 2.15 | 2.85 | 3.62 |
Cash Flow Statement
(in billions USD)| Metric | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Operating Cash Flow | 26.56 | 1.10 | (36.58) | (58.71) | 24.80 | (16.67) | (16.96) | (10.83) | (4.67) | 15.79 | (54.06) | (30.48) | 29.24 | (0.90) | 10.28 | (13.54) | 2.06 | 35.62 | 0.37 | 23.20 |
| Capital Expenditures | 1.63 | 1.62 | 1.76 | 1.52 | 1.69 | 1.56 | 1.64 | 1.61 | 1.77 | 1.69 | 1.49 | 1.63 | 1.97 | 1.20 | 1.24 | 1.23 | 1.31 | 1.04 | 0.94 | 0.83 |
| Free Cash Flow* | 24.92 | (0.52) | (38.33) | (60.22) | 23.11 | (18.23) | (18.60) | (12.44) | (6.43) | 14.10 | (55.55) | (32.12) | 27.27 | (2.10) | 9.04 | (14.77) | 0.76 | 34.58 | (0.58) | 22.37 |
| Investing Cash Flow | (49.33) | (10.00) | 50.03 | (98.98) | 7.75 | 51.39 | 12.27 | 14.84 | (38.47) | (12.71) | 45.79 | (3.07) | (52.63) | 16.48 | (8.78) | (34.52) | (12.84) | (33.96) | (37.18) | (40.93) |
| Financing Cash Flow | 25.28 | 20.69 | 7.09 | 184.98 | (47.31) | 15.39 | (18.74) | 12.35 | 45.73 | (43.96) | (16.85) | 15.77 | 66.19 | 1.12 | 12.09 | 58.35 | (50.59) | 23.25 | 11.36 | 33.26 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 | Q3
2020 | Q2
2020 | Q1
2020 | Q3
2019 | Q2
2019 | Q1
2019 |
|---|
| Dividends Per Share | 0.60 | 0.56 | 0.56 | 0.56 | 0.53 | 0.53 | 0.53 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.45 | 0.45 |
