Pathward Financial reported fiscal third quarter 2026 net income of $29.0 million, or $1.37 per diluted share, compared to $42.1 million, or $1.81 per diluted share, for the same period in 2025. The decline was driven by a $28.3 million provision for credit losses, primarily due to specific reserves on two commercial finance loans. Nonperforming assets increased to $277.5 million (3.79% of total assets) from $119.8 million (1.68%) in the prior quarter, largely due to renewable energy construction projects. The company repurchased 303,632 shares at an average price of $92.18. Fiscal 2026 EPS guidance is $7.80 to $8.20, and initial 2027 guidance is $9.50 to $10.00. The company is a financial holding company that provides banking, payments, and lending solutions through its subsidiary, Pathward, N.A.