PATHWARD FINANCIAL, INC. (CASH) Financial Statements — Income, Balance Sheet, Cash Flow

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Financial Statements — CASH

Balance Sheet

(in billions USD)

Metric	Q2 2026	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Cash & Equivalents	0.16	0.33	0.26	0.25	0.60	0.30	0.35	0.67	0.52	0.43	0.37	0.16	0.24	1.23	0.72	3.72	1.59
Net Loans & Leases	--	--	--	--	--	--	--	--	--	--	--	--	--	--	--	3.56	3.38
Total Assets	7.11	7.56	7.23	6.99	7.60	7.53	7.44	7.93	7.46	6.87	6.66	6.73	6.89	7.61	7.05	9.79	7.26
Total Deposits	5.85	6.35	6.01	5.82	6.52	6.43	6.37	6.94	6.31	5.90	5.79	5.71	5.83	6.53	5.89	8.64	6.21
Long-term Debt	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.02	0.09	0.09	0.09	0.10	0.10
Total Liabilities	6.26	6.71	6.41	6.18	6.85	6.77	6.70	7.20	6.78	6.20	6.00	6.00	6.12	6.78	6.18	8.95	6.45
Retained Earnings	0.34	0.35	0.34	0.34	0.31	0.34	0.32	0.29	0.27	0.25	0.25	0.24	0.22	0.22	0.26	0.23	0.20
Total Stockholder Equity	0.85	0.85	0.82	0.81	0.76	0.77	0.74	0.73	0.68	0.67	0.66	0.72	0.76	0.83	0.88	0.83	0.81

Income Statement

(in millions USD) (except per-share rows)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Interest & Dividend Income	130.88	121.22	129.44	123.59	142.00	128.36	162.46	113.94	126.76	115.90	109.64	99.35	104.69	85.06	80.22	73.91	85.18	72.89	72.06	69.98
Interest Expense	--	--	--	--	--	--	--	--	8.46	5.86	4.71	1.88	3.28	1.00	0.46	1.76	1.38	1.28	1.39	1.51
Net Interest Income	125.12	119.34	127.95	122.31	136.28	125.25	158.63	110.86	118.30	110.04	104.93	97.47	101.41	84.06	79.76	72.15	83.80	71.61	70.67	68.47
Provision for Credit Losses	45.62	3.23	(6.43)	9.28	35.27	18.66	16.28	5.88	26.05	9.89	9.04	1.77	36.76	9.78	--	(1.30)	32.30	0.19	8.78	4.61
Non-interest Income	151.18	53.76	58.76	73.44	138.52	57.38	52.01	65.87	128.95	52.76	56.05	67.73	127.04	65.78	43.46	53.99	109.77	86.59	49.54	62.45
Non-interest Expense	143.46	127.21	144.77	139.32	148.18	127.80	137.31	123.68	140.43	119.27	118.20	114.58	127.14	105.06	103.03	96.65	103.16	82.44	93.61	81.52
Pretax Income	87.23	42.66	48.37	47.16	91.36	36.17	57.05	47.17	80.76	33.63	33.74	48.85	64.54	35.00	22.84	30.80	58.10	75.58	17.82	44.79
Tax Provision	14.17	7.19	9.30	4.80	16.17	6.01	8.02	5.12	15.25	5.72	(2.67)	3.24	9.18	6.58	(1.27)	6.96	8.00	14.28	1.10	4.93
Net Income	72.91	35.17	38.80	42.15	74.96	29.97	48.46	41.84	65.27	27.66	35.91	45.10	54.77	27.84	23.42	22.39	49.25	61.32	15.90	38.70
Basic EPS	3.37	1.57	1.63	1.83	3.16	1.23	1.35	1.66	2.56	1.06	1.35	1.69	1.99	0.98	0.84	0.76	1.66	2.00	0.49	1.21
Diluted EPS	3.35	1.57	1.63	1.81	3.14	1.23	1.34	1.66	2.56	1.06	1.34	1.68	1.99	0.98	0.84	0.76	1.66	2.00	0.49	1.21

Cash Flow Statement

(in billions USD)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Operating Cash Flow	0.23	0.11	0.30	0.03	0.19	(0.07)	0.17	0.10	0.19	0.02	0.11	0.00	0.14	0.04	(0.02)	-0.00	0.13	0.16	0.13	0.06
Capital Expenditures	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01
Free Cash Flow*	0.23	0.10	0.30	0.03	0.18	(0.07)	0.17	0.10	0.19	0.02	0.11	0.00	0.14	0.04	(0.02)	(0.01)	0.13	0.16	0.13	0.06
Investing Cash Flow	0.14	(0.30)	(0.20)	(0.28)	0.22	0.29	(0.11)	(0.17)	0.06	(0.04)	(0.30)	(0.49)	(0.18)	0.05	0.10	0.12	(0.39)	(0.15)	(0.15)	(0.31)
Financing Cash Flow	(0.55)	0.40	(0.24)	0.25	(0.75)	0.22	(0.20)	0.02	(0.58)	0.32	0.05	0.57	0.10	(0.11)	0.15	(0.20)	(0.74)	0.91	(0.39)	(2.76)

* Derived from reported values

Dividends Per Share

(USD)

Metric	Q2 2026	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Dividends Per Share	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05