Financial Statements — CTBI
Balance Sheet
(in billions USD)| Metric | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.36 | 0.51 | 0.40 | 0.34 | 0.24 | 0.16 | 0.29 | 0.22 | 0.11 | 0.24 | 0.26 | 0.21 | 0.16 | 0.21 | 0.45 | 0.42 |
| Net Loans & Leases | 4.93 | 4.73 | 4.64 | 4.58 | 4.30 | 4.21 | 4.11 | 3.94 | 3.88 | 3.73 | 3.59 | 3.52 | 3.47 | 3.36 | 3.41 | -- |
| Total Assets | 6.74 | 6.64 | 6.39 | 6.28 | 5.96 | 5.80 | 5.85 | 5.63 | 5.52 | 5.53 | 5.47 | 5.45 | 5.44 | 5.39 | 5.49 | 5.36 |
| Total Deposits | 5.43 | 5.39 | 5.23 | 5.11 | 4.84 | 4.73 | 4.78 | 4.63 | 4.52 | 4.54 | 4.54 | 4.47 | 4.43 | 4.30 | 4.32 | 4.23 |
| Total Liabilities | 5.87 | 5.81 | 5.58 | 5.49 | 5.20 | 5.09 | 5.14 | 4.98 | 4.86 | 4.87 | 4.87 | 4.82 | 4.79 | 4.69 | 4.81 | 4.70 |
| Retained Earnings | 0.61 | 0.58 | 0.56 | 0.55 | 0.52 | 0.50 | 0.49 | 0.47 | 0.46 | 0.45 | 0.42 | 0.41 | 0.40 | 0.37 | 0.36 | 0.34 |
| Total Stockholder Equity | 0.87 | 0.83 | 0.81 | 0.78 | 0.76 | 0.72 | 0.71 | 0.65 | 0.66 | 0.66 | 0.60 | 0.63 | 0.65 | 0.69 | 0.68 | 0.66 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Interest & Dividend Income | 87.76 | 89.53 | 88.56 | 85.57 | 82.05 | 81.98 | 79.81 | 76.65 | 75.00 | 73.33 | 69.50 | 64.83 | 61.00 | 57.46 | 51.41 | 45.35 | 43.53 | 44.36 | 45.73 | 43.88 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 31.41 | 30.35 | 26.36 | 21.75 | 17.08 | 12.71 | 7.87 | 4.56 | 3.50 | 3.54 | 3.71 | 3.87 |
| Net Interest Income | 58.78 | 58.12 | 55.55 | 54.04 | 51.27 | 49.53 | 47.20 | 45.68 | 43.59 | 42.98 | 43.14 | 43.08 | 43.92 | 44.74 | 43.54 | 40.79 | 40.03 | 40.82 | 42.01 | 40.01 |
| Provision for Credit Losses | 2.31 | 2.91 | 3.87 | 2.09 | 3.57 | 2.59 | 2.74 | 2.97 | 2.66 | 1.82 | 1.87 | 2.01 | 1.12 | -- | 2.41 | 0.08 | 0.88 | 0.96 | (0.16) | (4.26) |
| Non-interest Income | 15.41 | 16.60 | 15.95 | 16.17 | 14.90 | 16.16 | 15.56 | 15.71 | 15.13 | 13.73 | 15.50 | 14.76 | 13.68 | 13.77 | 14.68 | 14.50 | 14.97 | 14.98 | 14.39 | 15.52 |
| Non-interest Expense | 36.54 | 36.45 | 36.74 | 35.66 | 34.21 | 33.77 | 32.51 | 32.42 | 32.22 | 31.63 | 30.85 | 31.03 | 31.89 | 30.26 | 31.48 | 29.98 | 29.36 | 31.15 | 30.33 | 29.50 |
| Pretax Income | 35.35 | 35.36 | 30.89 | 32.45 | 28.39 | 29.33 | 27.51 | 25.99 | 23.85 | 23.26 | 25.92 | 24.80 | 24.59 | 26.72 | 24.33 | 25.24 | 24.76 | 24.11 | 26.24 | 30.29 |
| Tax Provision | 8.16 | 8.08 | 6.98 | 7.56 | 6.42 | 6.84 | 5.37 | 6.49 | 5.17 | 4.60 | 5.29 | 5.40 | 5.28 | 4.27 | 4.95 | 4.97 | 5.04 | 4.86 | 5.10 | 6.36 |
| Net Income | 27.19 | 27.28 | 23.91 | 24.90 | 21.97 | 22.49 | 22.14 | 19.50 | 18.68 | 18.66 | 20.63 | 19.40 | 19.31 | 22.44 | 19.37 | 20.27 | 19.73 | 19.25 | 21.14 | 23.93 |
| Basic EPS | 1.51 | 1.51 | 1.33 | 1.38 | 1.22 | 1.25 | 1.23 | 1.09 | 1.04 | 1.04 | 1.15 | 1.09 | 1.08 | 1.25 | 1.09 | 1.14 | 1.11 | 1.07 | 1.19 | 1.35 |
| Diluted EPS | 1.50 | 1.51 | 1.32 | 1.38 | 1.22 | 1.25 | 1.23 | 1.09 | 1.04 | 1.05 | 1.15 | 1.08 | 1.08 | 1.25 | 1.08 | 1.14 | 1.11 | 1.08 | 1.19 | 1.34 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 39.48 | 14.94 | 37.54 | 15.93 | 36.58 | 22.40 | 36.69 | 19.93 | 26.15 | 19.97 | 25.14 | 15.45 | 25.17 | 27.27 | 26.23 | 18.83 | 27.35 | 33.76 | 11.99 | 38.24 |
| Capital Expenditures | 1.55 | 1.98 | 1.19 | 2.36 | 2.08 | 3.03 | 1.34 | 1.52 | 2.18 | 1.30 | 2.95 | 1.17 | 0.91 | 1.91 | 2.05 | 1.19 | 1.07 | 1.20 | 0.56 | 0.21 |
| Free Cash Flow* | 37.93 | 12.96 | 36.35 | 13.57 | 34.51 | 19.37 | 35.35 | 18.41 | 23.97 | 18.67 | 22.20 | 14.28 | 24.26 | 25.36 | 24.19 | 17.64 | 26.28 | 32.56 | 11.43 | 38.03 |
| Investing Cash Flow | (70.22) | (177.06) | (128.10) | (53.42) | (104.64) | (124.37) | (60.04) | (85.97) | (65.29) | (49.19) | (22.22) | (127.61) | (27.58) | (27.01) | (26.22) | 8.50 | (235.28) | 49.98 | (145.74) | (106.57) |
| Financing Cash Flow | 25.72 | 18.18 | 202.89 | 92.11 | 39.22 | 230.53 | 102.63 | (65.60) | 61.05 | 81.36 | 106.79 | (14.17) | 109.60 | (131.20) | 45.95 | 21.85 | 60.66 | 20.24 | (112.89) | 99.65 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.53 | 0.53 | 0.53 | 0.47 | 0.47 | 0.47 | 0.47 | 0.46 | 0.46 | 0.46 | 0.46 | 0.44 | 0.44 | 0.44 | 0.44 | 0.40 | 0.40 | 0.40 | 0.40 | 0.39 |
