PayPal Holdings, Inc. (PYPL)
Services-Business Services, NEC
Latest Price
$57.21
TTM P/E
10.73
Normalized P/E
14.98
Div Yield
--
Book Value
21.93
P/B Ratio
2.61
Valuation metrics
adjust assumptions →EPS: $5.41
Book value / share: $22.02
Formula: √(22.5 × EPS × BVPS)
Graham Number
$51.77
10% downside
Norm. op. income: $4.3B (median of 7yr)
Tax rate: 18%
Discount rate: 10%
Growth assumption: zero (EPV is a no-growth value)
Earnings Power Value
$38.47
33% downside
Base FCF: $5.4B (median of recent 5yr)
Growth: 1%/yr (median YOY, capped at 25%)
Discount rate: 10%
Terminal growth: 3%
Projection horizon: 10 years
DCF Fair Value
$78.07
+36% upside
EPS: $5.41
Target P/E: 15×
Formula: EPS × P/E
P/E Fair Value
$81.15
+42% upside
Institutional Ownership
78.6% held by institutions| Institution | Shares | Value | Ownership % | Change | Filing Date |
|---|---|---|---|---|---|
| BlackRock, Inc. | 73.68M | $3.33B | 8.26% | +737.7K | 2026-03-31 |
| VANGUARD CAPITAL MANAGEMENT LLC | 56.00M | $2.53B | 6.28% | -- | 2026-03-31 |
| STATE STREET CORP | 41.98M | $1.90B | 4.71% | -777.4K | 2026-03-31 |
| CITADEL ADVISORS LLC | 27.18M | $1.23B | 3.05% | +7.94M | 2026-03-31 |
| GEODE CAPITAL MANAGEMENT, LLC | 26.15M | $1.19B | 2.93% | +4.68M | 2026-03-31 |
| Comprehensive Financial Management LLC | 26.00M | $1.18B | 2.91% | -223.0K | 2026-03-31 |
| BANK OF AMERICA CORP /DE/ | 25.61M | $1.16B | 2.87% | +10.36M | 2026-03-31 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 25.32M | $1.15B | 2.84% | -- | 2026-03-31 |
| JANE STREET GROUP, LLC | 19.18M | $867.0M | 2.15% | +5.43M | 2026-03-31 |
| GOLDMAN SACHS GROUP INC | 15.69M | $709.0M | 1.76% | +4.32M | 2026-03-31 |